Orrstown Financial Services Future Growth
Future criteria checks 0/6
Orrstown Financial Services's revenue and earnings are forecast to decline at 10.4% and 0.6% per annum respectively while EPS is expected to decline by 1.3% per annum.
Key information
-0.6%
Earnings growth rate
-1.33%
EPS growth rate
| Banks earnings growth | 8.2% |
| Revenue growth rate | -10.4% |
| Future return on equity | n/a |
| Analyst coverage | Low |
| Last updated | 23 Jun 2026 |
Recent future growth updates
Recent updates
ORRF: Higher Margin Outlook Will Support Attractive Future Return Potential
Analysts have maintained their $42.00 price target on Orrstown Financial Services, reflecting an assessment that softer expected revenue growth is balanced by a higher projected profit margin and a modestly adjusted future P/E of 11.93x. What's in the News For the first quarter ended March 31, 2026, Orrstown Financial Services reported net charge-offs of $946,000 compared with $331,000 for the same period a year earlier (Key Developments).ORRF: Dividend Increase And Stable Metrics Will Support Balanced Future Returns
Analysts have modestly adjusted their price target on Orrstown Financial Services to $42.00, reflecting minor changes to the discount rate, revenue growth, profit margin and future P/E assumptions, without altering their view of the stock’s overall fair value. What's in the News Between October 1, 2025 and December 31, 2025, Orrstown Financial Services repurchased 5,300 shares for US$0.17 million, bringing total repurchases under the June 23, 2025 authorization to 8,330 shares for US$0.26 million, representing 0.04% of shares (Key Developments).ORRF: Higher Future P/E And Dividend Increase Will Support Upside Potential
Analysts have increased their price target for Orrstown Financial Services from $39.80 to $42.00, citing updated assumptions on discount rates, revenue trends, profit margins, and a higher future P/E multiple. What's in the News From October 1, 2025 to December 31, 2025, Orrstown Financial Services repurchased 5,300 shares, about 0.03% of its shares, for $0.17 million, completing a total repurchase of 8,330 shares, about 0.04%, for $0.26 million under the June 23, 2025 buyback program (Key Developments).Orrstown Financial Services' (NASDAQ:ORRF) Dividend Will Be Increased To $0.30
Orrstown Financial Services, Inc. ( NASDAQ:ORRF ) has announced that it will be increasing its dividend from last...Orrstown Financial Services (NASDAQ:ORRF) Is Increasing Its Dividend To $0.27
The board of Orrstown Financial Services, Inc. ( NASDAQ:ORRF ) has announced that it will be paying its dividend of...
Leadership And Risk Management Will Unlock New Loan Opportunities
Completion of core conversion and leadership enhancements are set to boost growth, expand capacity, and drive future earnings.Orrstown Financial: Downgrading And Revising Downward The Earnings Estimate Because Of Uncertain Policies
Summary Orrstown Financial has a big commercial loan segment that will suffer from uncertain trade policies. Further, the market in Pennsylvania is set to suffer. Provision expenses will likely jump up amid the tariff uncertainty. I’ve raised my provisions estimate and reduced my earnings estimate. After the price rout so far this month, ORRF seems to be trading near its fair value. Read the full article on Seeking AlphaOrrstown Financial Services (NASDAQ:ORRF) Will Pay A Larger Dividend Than Last Year At $0.26
The board of Orrstown Financial Services, Inc. ( NASDAQ:ORRF ) has announced that it will be paying its dividend of...Orrstown Financial Services: Expecting Decent Earnings Growth After The Merger Of Equals
Summary The outlook for business activity in Orrstown Financial Services’ markets is positive. Therefore, loan additions can be expected to remain satisfactory. The acquired portfolio could see some paydowns because of ORRF’s plans to eliminate redundancies. Although the CVLY merger gave a one-time boost to the margin, it also increased the asset sensitivity. The margin will likely slip due to high sensitivity to interest rate changes. The efficiency ratio will benefit from ~$25 million in annual cost savings. I’m expecting a price upside of 8.0% and a dividend yield of 2.7%. Therefore, I’m adopting a buy rating on ORRF stock. Read the full article on Seeking AlphaOrrstown Financial Services (NASDAQ:ORRF) Will Pay A Dividend Of $0.20
Orrstown Financial Services, Inc. ( NASDAQ:ORRF ) has announced that it will pay a dividend of $0.20 per share on the...Shareholders May Be More Conservative With Orrstown Financial Services, Inc.'s (NASDAQ:ORRF) CEO Compensation For Now
Key Insights Orrstown Financial Services' Annual General Meeting to take place on 30th of April Salary of US$709.2k is...Analysts Are More Bearish On Orrstown Financial Services, Inc. (NASDAQ:ORRF) Than They Used To Be
The latest analyst coverage could presage a bad day for Orrstown Financial Services, Inc. ( NASDAQ:ORRF ), with the...Industry Analysts Just Made A Substantial Upgrade To Their Orrstown Financial Services, Inc. (NASDAQ:ORRF) Revenue Forecasts
Orrstown Financial Services, Inc. ( NASDAQ:ORRF ) shareholders will have a reason to smile today, with the analysts...Earnings and Revenue Growth Forecasts
| Date | Revenue | Earnings | Free Cash Flow | Cash from Op | Avg. No. Analysts |
|---|---|---|---|---|---|
| 12/31/2027 | 212 | 84 | N/A | N/A | 3 |
| 12/31/2026 | 205 | 83 | N/A | N/A | 3 |
| 3/31/2026 | 255 | 85 | 87 | 89 | N/A |
| 12/31/2025 | 252 | 81 | 70 | 75 | N/A |
| 9/30/2025 | 247 | 73 | 62 | 67 | N/A |
| 6/30/2025 | 234 | 43 | 47 | 51 | N/A |
| 3/31/2025 | 204 | 32 | 29 | 33 | N/A |
| 12/31/2024 | 176 | 22 | 33 | 35 | N/A |
| 9/30/2024 | 148 | 16 | 39 | 40 | N/A |
| 6/30/2024 | 130 | 33 | 40 | 41 | N/A |
| 3/31/2024 | 130 | 35 | 49 | 51 | N/A |
| 12/31/2023 | 129 | 36 | 41 | 44 | N/A |
| 9/30/2023 | 130 | 38 | 27 | 28 | N/A |
| 6/30/2023 | 128 | 24 | 31 | 33 | N/A |
| 3/31/2023 | 124 | 23 | 34 | 35 | N/A |
| 12/31/2022 | 122 | 22 | 35 | 36 | N/A |
| 9/30/2022 | 118 | 19 | 47 | 48 | N/A |
| 6/30/2022 | 116 | 31 | 45 | 46 | N/A |
| 3/31/2022 | 114 | 31 | 29 | 31 | N/A |
| 12/31/2021 | 115 | 33 | 40 | 41 | N/A |
| 9/30/2021 | 117 | 36 | 43 | 44 | N/A |
| 6/30/2021 | 114 | 34 | 42 | 43 | N/A |
| 3/31/2021 | 112 | 32 | 41 | 42 | N/A |
| 12/31/2020 | 107 | 26 | 29 | 30 | N/A |
| 9/30/2020 | 102 | 21 | 21 | 22 | N/A |
| 6/30/2020 | 103 | 23 | 8 | 10 | N/A |
| 3/31/2020 | 103 | 19 | 11 | 13 | N/A |
| 12/31/2019 | 97 | 17 | N/A | 9 | N/A |
| 9/30/2019 | 92 | 14 | N/A | 11 | N/A |
| 6/30/2019 | 83 | 11 | N/A | 14 | N/A |
| 3/31/2019 | 75 | 12 | N/A | 18 | N/A |
| 12/31/2018 | 72 | 13 | N/A | 22 | N/A |
| 9/30/2018 | 68 | 12 | N/A | 22 | N/A |
| 6/30/2018 | 67 | 10 | N/A | 23 | N/A |
| 3/31/2018 | 65 | 10 | N/A | 17 | N/A |
| 12/31/2017 | 63 | 8 | N/A | 16 | N/A |
| 9/30/2017 | 62 | 10 | N/A | 15 | N/A |
| 6/30/2017 | 59 | 9 | N/A | 18 | N/A |
| 3/31/2017 | 56 | 6 | N/A | 14 | N/A |
| 12/31/2016 | 56 | 7 | N/A | 16 | N/A |
| 9/30/2016 | 54 | 6 | N/A | 14 | N/A |
| 6/30/2016 | 54 | 7 | N/A | 13 | N/A |
| 3/31/2016 | 54 | 8 | N/A | 16 | N/A |
| 12/31/2015 | 54 | 8 | N/A | 12 | N/A |
| 9/30/2015 | 55 | 26 | N/A | 9 | N/A |
Analyst Future Growth Forecasts
Earnings vs Savings Rate: ORRF's earnings are forecast to decline over the next 3 years (-0.6% per year).
Earnings vs Market: ORRF's earnings are forecast to decline over the next 3 years (-0.6% per year).
High Growth Earnings: ORRF's earnings are forecast to decline over the next 3 years.
Revenue vs Market: ORRF's revenue is expected to decline over the next 3 years (-10.4% per year).
High Growth Revenue: ORRF's revenue is forecast to decline over the next 3 years (-10.4% per year).
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Insufficient data to determine if ORRF's Return on Equity is forecast to be high in 3 years time
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/07/06 08:03 |
| End of Day Share Price | 2026/07/02 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Orrstown Financial Services, Inc. is covered by 8 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Daniel Cardenas | Brean Capital Historical (Janney Montgomery) |
| null null | D.A. Davidson & Co. |
| Jacob Civiello | D.A. Davidson & Co. |