Orrstown Financial Services Management
Management criteria checks 4/4
We currently do not have sufficient information about the CEO.
Key information
Adam Metz
Chief executive officer
US$1.1m
Total compensation
| CEO salary percentage | 41.15% |
| CEO tenure | no data |
| CEO ownership | 0.2% |
| Management average tenure | 5yrs |
| Board average tenure | 4.8yrs |
Recent management updates
Recent updates
Narrative Update • May 03
ORRF: Higher Margin Outlook Will Support Attractive Future Return Potential
Analysts have maintained their $42.00 price target on Orrstown Financial Services, reflecting an assessment that softer expected revenue growth is balanced by a higher projected profit margin and a modestly adjusted future P/E of 11.93x. What's in the News For the first quarter ended March 31, 2026, Orrstown Financial Services reported net charge-offs of $946,000 compared with $331,000 for the same period a year earlier (Key Developments).Narrative Update • Apr 19
ORRF: Dividend Increase And Stable Metrics Will Support Balanced Future Returns
Analysts have modestly adjusted their price target on Orrstown Financial Services to $42.00, reflecting minor changes to the discount rate, revenue growth, profit margin and future P/E assumptions, without altering their view of the stock’s overall fair value. What's in the News Between October 1, 2025 and December 31, 2025, Orrstown Financial Services repurchased 5,300 shares for US$0.17 million, bringing total repurchases under the June 23, 2025 authorization to 8,330 shares for US$0.26 million, representing 0.04% of shares (Key Developments).Narrative Update • Apr 04
ORRF: Higher Future P/E And Dividend Increase Will Support Upside Potential
Analysts have increased their price target for Orrstown Financial Services from $39.80 to $42.00, citing updated assumptions on discount rates, revenue trends, profit margins, and a higher future P/E multiple. What's in the News From October 1, 2025 to December 31, 2025, Orrstown Financial Services repurchased 5,300 shares, about 0.03% of its shares, for $0.17 million, completing a total repurchase of 8,330 shares, about 0.04%, for $0.26 million under the June 23, 2025 buyback program (Key Developments).Analysis Article • Jan 31
Orrstown Financial Services' (NASDAQ:ORRF) Dividend Will Be Increased To $0.30
Orrstown Financial Services, Inc. ( NASDAQ:ORRF ) has announced that it will be increasing its dividend from last...Analysis Article • Jul 26
Orrstown Financial Services (NASDAQ:ORRF) Is Increasing Its Dividend To $0.27
The board of Orrstown Financial Services, Inc. ( NASDAQ:ORRF ) has announced that it will be paying its dividend of...
New Narrative • Apr 27
Leadership And Risk Management Will Unlock New Loan Opportunities
Completion of core conversion and leadership enhancements are set to boost growth, expand capacity, and drive future earnings.Seeking Alpha • Apr 17
Orrstown Financial: Downgrading And Revising Downward The Earnings Estimate Because Of Uncertain Policies
Summary Orrstown Financial has a big commercial loan segment that will suffer from uncertain trade policies. Further, the market in Pennsylvania is set to suffer. Provision expenses will likely jump up amid the tariff uncertainty. I’ve raised my provisions estimate and reduced my earnings estimate. After the price rout so far this month, ORRF seems to be trading near its fair value. Read the full article on Seeking AlphaAnalysis Article • Feb 04
Orrstown Financial Services (NASDAQ:ORRF) Will Pay A Larger Dividend Than Last Year At $0.26
The board of Orrstown Financial Services, Inc. ( NASDAQ:ORRF ) has announced that it will be paying its dividend of...Seeking Alpha • Jan 13
Orrstown Financial Services: Expecting Decent Earnings Growth After The Merger Of Equals
Summary The outlook for business activity in Orrstown Financial Services’ markets is positive. Therefore, loan additions can be expected to remain satisfactory. The acquired portfolio could see some paydowns because of ORRF’s plans to eliminate redundancies. Although the CVLY merger gave a one-time boost to the margin, it also increased the asset sensitivity. The margin will likely slip due to high sensitivity to interest rate changes. The efficiency ratio will benefit from ~$25 million in annual cost savings. I’m expecting a price upside of 8.0% and a dividend yield of 2.7%. Therefore, I’m adopting a buy rating on ORRF stock. Read the full article on Seeking AlphaAnalysis Article • May 03
Orrstown Financial Services (NASDAQ:ORRF) Will Pay A Dividend Of $0.20
Orrstown Financial Services, Inc. ( NASDAQ:ORRF ) has announced that it will pay a dividend of $0.20 per share on the...Analysis Article • Apr 24
Shareholders May Be More Conservative With Orrstown Financial Services, Inc.'s (NASDAQ:ORRF) CEO Compensation For Now
Key Insights Orrstown Financial Services' Annual General Meeting to take place on 30th of April Salary of US$709.2k is...Analysis Article • Jan 26
Analysts Are More Bearish On Orrstown Financial Services, Inc. (NASDAQ:ORRF) Than They Used To Be
The latest analyst coverage could presage a bad day for Orrstown Financial Services, Inc. ( NASDAQ:ORRF ), with the...Analysis Article • Jul 28
Industry Analysts Just Made A Substantial Upgrade To Their Orrstown Financial Services, Inc. (NASDAQ:ORRF) Revenue Forecasts
Orrstown Financial Services, Inc. ( NASDAQ:ORRF ) shareholders will have a reason to smile today, with the analysts...CEO Compensation Analysis
| Date | Total Compensation | Salary | Company Earnings |
|---|---|---|---|
| Mar 31 2026 | n/a | n/a | US$85m |
| Dec 31 2025 | US$1m | US$449k | US$81m |
| Sep 30 2025 | n/a | n/a | US$73m |
| Jun 30 2025 | n/a | n/a | US$43m |
| Mar 31 2025 | n/a | n/a | US$32m |
| Dec 31 2024 | US$1m | US$305k | US$22m |
| Sep 30 2024 | n/a | n/a | US$16m |
| Jun 30 2024 | n/a | n/a | US$33m |
| Mar 31 2024 | n/a | n/a | US$35m |
| Dec 31 2023 | US$717k | US$299k | US$36m |
| Sep 30 2023 | n/a | n/a | US$38m |
| Jun 30 2023 | n/a | n/a | US$24m |
| Mar 31 2023 | n/a | n/a | US$23m |
| Dec 31 2022 | US$645k | US$294k | US$22m |
| Sep 30 2022 | n/a | n/a | US$19m |
| Jun 30 2022 | n/a | n/a | US$31m |
| Mar 31 2022 | n/a | n/a | US$31m |
| Dec 31 2021 | US$533k | US$285k | US$33m |
| Sep 30 2021 | n/a | n/a | US$36m |
| Jun 30 2021 | n/a | n/a | US$34m |
| Mar 31 2021 | n/a | n/a | US$32m |
| Dec 31 2020 | US$477k | US$276k | US$26m |
| Sep 30 2020 | n/a | n/a | US$21m |
| Jun 30 2020 | n/a | n/a | US$23m |
| Mar 31 2020 | n/a | n/a | US$19m |
| Dec 31 2019 | US$459k | US$273k | US$17m |
Compensation vs Market: Adam's total compensation ($USD1.09M) is below average for companies of similar size in the US market ($USD3.69M).
Compensation vs Earnings: Adam's compensation has been consistent with company performance over the past year.
CEO
Adam Metz (54 yo)
no data
Tenure
US$1,091,681
Compensation
Mr. Adam L. Metz is President, CEO & Director of Orrstown Financial Services, Inc. from June 1, 2026. Mr. Metz is President, CEO & Director of Orrstown Bank from June 1, 2026. Mr. Metz was Senior EVP & COO...
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| President | no data | US$1.09m | 0.15% $ 1.2m | |
| Executive VP | 5.2yrs | US$834.78k | 0.15% $ 1.1m | |
| Executive VP & Chief Administrative Officer | 1.3yrs | US$793.06k | 0.11% $ 880.1k | |
| Executive VP & Market President for the Maryland Region | 6.9yrs | US$1.21m | 0.088% $ 677.4k | |
| Executive VP & Chief Operations Officer | no data | no data | no data | |
| Senior VP & Chief Accounting Officer | 5yrs | no data | 0.046% $ 351.1k | |
| Executive VP & Chief Information Officer | 1.4yrs | no data | no data | |
| Executive VP & General Counsel | 5.4yrs | no data | 0.12% $ 952.7k | |
| Executive VP & Chief Human Resources Officer | 1.9yrs | no data | 0.065% $ 495.1k | |
| Executive VP & Chief Trust Officer of Orrstown Bank | no data | US$452.15k | 0.25% $ 1.9m | |
| Executive VP & Chief Mortgage and Retail Officer | 15yrs | US$186.15k | 0.12% $ 955.8k | |
| Chief Trust Officer | 15yrs | no data | no data |
5.0yrs
Average Tenure
52yo
Average Age
Experienced Management: ORRF's management team is seasoned and experienced (5 years average tenure).
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| President | no data | US$1.09m | 0.15% $ 1.2m | |
| Independent Director | 1.9yrs | US$111.66k | 0.094% $ 716.9k | |
| Independent Director | 1.3yrs | US$72.67k | 0.076% $ 584.5k | |
| Independent Director | 27.4yrs | US$120.01k | 0.22% $ 1.7m | |
| Independent Chairman of the Board | 45.4yrs | US$214.68k | 0.30% $ 2.3m | |
| Independent Director | 17.1yrs | US$123.87k | 0.14% $ 1.1m | |
| Independent Director | 12.8yrs | US$122.16k | 0.15% $ 1.2m | |
| Independent Director | 7.7yrs | US$111.66k | 0.14% $ 1.1m | |
| Independent Vice Chairman of the Board | 1.9yrs | US$111.66k | 0.062% $ 474.1k | |
| Independent Director | 10.4yrs | US$119.51k | 0.14% $ 1.1m | |
| Independent Director | 1.9yrs | US$111.66k | 0.26% $ 2.0m | |
| Independent Director | 1.9yrs | US$111.66k | 0.076% $ 580.9k |
4.8yrs
Average Tenure
64yo
Average Age
Experienced Board: ORRF's board of directors are considered experienced (4.8 years average tenure).
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/11 11:23 |
| End of Day Share Price | 2026/06/11 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Orrstown Financial Services, Inc. is covered by 7 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Daniel Cardenas | Brean Capital Historical (Janney Montgomery) |
| Jacob Civiello | D.A. Davidson & Co. |
| David Bishop | Hovde Group, LLC |