Orrstown Financial Services, Inc.

NasdaqCM:ORRF Stock Report

Market Cap: US$729.3m

Orrstown Financial Services Management

Management criteria checks 4/4

We currently do not have sufficient information about the CEO.

Key information

Tom Quinn

Chief executive officer

US$4.2m

Total compensation

CEO salary percentage19.24%
CEO tenure17yrs
CEO ownership0.5%
Management average tenure5yrs
Board average tenure9yrs

Recent management updates

Recent updates

ORRF: Higher Margin Outlook Will Support Attractive Future Return Potential

Analysts have maintained their $42.00 price target on Orrstown Financial Services, reflecting an assessment that softer expected revenue growth is balanced by a higher projected profit margin and a modestly adjusted future P/E of 11.93x. What's in the News For the first quarter ended March 31, 2026, Orrstown Financial Services reported net charge-offs of $946,000 compared with $331,000 for the same period a year earlier (Key Developments).

ORRF: Dividend Increase And Stable Metrics Will Support Balanced Future Returns

Analysts have modestly adjusted their price target on Orrstown Financial Services to $42.00, reflecting minor changes to the discount rate, revenue growth, profit margin and future P/E assumptions, without altering their view of the stock’s overall fair value. What's in the News Between October 1, 2025 and December 31, 2025, Orrstown Financial Services repurchased 5,300 shares for US$0.17 million, bringing total repurchases under the June 23, 2025 authorization to 8,330 shares for US$0.26 million, representing 0.04% of shares (Key Developments).

ORRF: Higher Future P/E And Dividend Increase Will Support Upside Potential

Analysts have increased their price target for Orrstown Financial Services from $39.80 to $42.00, citing updated assumptions on discount rates, revenue trends, profit margins, and a higher future P/E multiple. What's in the News From October 1, 2025 to December 31, 2025, Orrstown Financial Services repurchased 5,300 shares, about 0.03% of its shares, for $0.17 million, completing a total repurchase of 8,330 shares, about 0.04%, for $0.26 million under the June 23, 2025 buyback program (Key Developments).

Orrstown Financial Services' (NASDAQ:ORRF) Dividend Will Be Increased To $0.30

Jan 31
Orrstown Financial Services' (NASDAQ:ORRF) Dividend Will Be Increased To $0.30

Orrstown Financial Services (NASDAQ:ORRF) Is Increasing Its Dividend To $0.27

Jul 26
Orrstown Financial Services (NASDAQ:ORRF) Is Increasing Its Dividend To $0.27
User avatar

Leadership And Risk Management Will Unlock New Loan Opportunities

Completion of core conversion and leadership enhancements are set to boost growth, expand capacity, and drive future earnings.

Orrstown Financial: Downgrading And Revising Downward The Earnings Estimate Because Of Uncertain Policies

Apr 17

Orrstown Financial Services (NASDAQ:ORRF) Will Pay A Larger Dividend Than Last Year At $0.26

Feb 04
Orrstown Financial Services (NASDAQ:ORRF) Will Pay A Larger Dividend Than Last Year At $0.26

Orrstown Financial Services: Expecting Decent Earnings Growth After The Merger Of Equals

Jan 13

Orrstown Financial Services (NASDAQ:ORRF) Will Pay A Dividend Of $0.20

May 03
Orrstown Financial Services (NASDAQ:ORRF) Will Pay A Dividend Of $0.20

Shareholders May Be More Conservative With Orrstown Financial Services, Inc.'s (NASDAQ:ORRF) CEO Compensation For Now

Apr 24
Shareholders May Be More Conservative With Orrstown Financial Services, Inc.'s (NASDAQ:ORRF) CEO Compensation For Now

Analysts Are More Bearish On Orrstown Financial Services, Inc. (NASDAQ:ORRF) Than They Used To Be

Jan 26
Analysts Are More Bearish On Orrstown Financial Services, Inc. (NASDAQ:ORRF) Than They Used To Be

Industry Analysts Just Made A Substantial Upgrade To Their Orrstown Financial Services, Inc. (NASDAQ:ORRF) Revenue Forecasts

Jul 28
Industry Analysts Just Made A Substantial Upgrade To Their Orrstown Financial Services, Inc. (NASDAQ:ORRF) Revenue Forecasts

CEO Compensation Analysis

How has Tom Quinn's remuneration changed compared to Orrstown Financial Services's earnings?
DateTotal CompensationSalaryCompany Earnings
Mar 31 2026n/an/a

US$85m

Dec 31 2025US$4mUS$812k

US$81m

Sep 30 2025n/an/a

US$73m

Jun 30 2025n/an/a

US$43m

Mar 31 2025n/an/a

US$32m

Dec 31 2024US$5mUS$733k

US$22m

Sep 30 2024n/an/a

US$16m

Jun 30 2024n/an/a

US$33m

Mar 31 2024n/an/a

US$35m

Dec 31 2023US$3mUS$709k

US$36m

Sep 30 2023n/an/a

US$38m

Jun 30 2023n/an/a

US$24m

Mar 31 2023n/an/a

US$23m

Dec 31 2022US$3mUS$695k

US$22m

Sep 30 2022n/an/a

US$19m

Jun 30 2022n/an/a

US$31m

Mar 31 2022n/an/a

US$31m

Dec 31 2021US$2mUS$552k

US$33m

Sep 30 2021n/an/a

US$36m

Jun 30 2021n/an/a

US$34m

Mar 31 2021n/an/a

US$32m

Dec 31 2020US$2mUS$535k

US$26m

Sep 30 2020n/an/a

US$21m

Jun 30 2020n/an/a

US$23m

Mar 31 2020n/an/a

US$19m

Dec 31 2019US$1mUS$530k

US$17m

Compensation vs Market: Tom's total compensation ($USD4.22M) is about average for companies of similar size in the US market ($USD3.59M).

Compensation vs Earnings: Tom's compensation has been consistent with company performance over the past year.


CEO

Tom Quinn (66 yo)

17yrs
Tenure
US$4,222,617
Compensation

Mr. Thomas Rodney Quinn, Jr., also known as Tom, has been the Chief Executive Officer and President at Orrstown Financial Services Inc. since May 5, 2009. Mr. Quinn has been the President and Chief Executi...


Leadership Team

NamePositionTenureCompensationOwnership
Thomas Quinn
President17yrsUS$4.22m0.51%
$ 3.7m
Neelesh Kalani
Executive VP5.1yrsUS$834.78k0.15%
$ 1.1m
Adam Metz
Senior EVP & COOno dataUS$1.09m0.15%
$ 1.1m
Amy Doll
Executive VP & Chief Administrative Officer1.3yrsUS$793.06k0.12%
$ 839.9k
Christopher Holt
Executive VP & Market President for the Maryland Region6.8yrsUS$1.21m0.13%
$ 937.3k
Benjamin Colvard
Executive VP & Chief Operations Officer1.3yrsno datano data
Sean Mulcahy
Senior VP & Chief Accounting Officer4.9yrsno data0.046%
$ 335.1k
Christopher Orr
Executive VP & Chief Information Officer1.3yrsno datano data
Matthew Dyckman
Executive VP & General Counsel5.3yrsno data0.12%
$ 909.2k
Heather Knisely
Executive VP & Chief Human Resources Officer1.8yrsno data0.065%
$ 472.5k
Philip Fague
Executive VP & Chief Trust Officer of Orrstown Bankno dataUS$452.15k0.26%
$ 1.9m
Jeffrey Gayman
Executive VP & Chief Mortgage and Retail Officer14.9yrsUS$186.15k0.13%
$ 912.1k
5.0yrs
Average Tenure
52yo
Average Age

Experienced Management: ORRF's management team is seasoned and experienced (5 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Thomas Quinn
President17yrsUS$4.22m0.51%
$ 3.7m
Scott Fainor
Independent Director1.8yrsUS$111.66k0.086%
$ 628.3k
Barbara Brobst
Independent Director1.3yrsUS$72.67k0.069%
$ 502.1k
Glenn Snoke
Independent Director27.3yrsUS$120.01k0.21%
$ 1.5m
Joel Zullinger
Independent Chairman of the Board45.3yrsUS$214.68k0.29%
$ 2.1m
Mark Keller
Independent Director17yrsUS$123.87k0.14%
$ 988.4k
Eric Segal
Independent Director12.8yrsUS$122.16k0.15%
$ 1.1m
Michael Rice
Independent Director7.6yrsUS$111.66k0.13%
$ 946.3k
John Messick
Independent Vice Chairman of the Board1.8yrsUS$111.66k0.054%
$ 396.7k
Cindy Joiner
Independent Director10.3yrsUS$119.51k0.13%
$ 983.2k
John Giambalvo
Independent Director1.8yrsUS$111.66k0.25%
$ 1.8m
Sarah Brown
Independent Director1.8yrsUS$111.66k0.068%
$ 497.1k
9.0yrs
Average Tenure
64.5yo
Average Age

Experienced Board: ORRF's board of directors are considered experienced (9 years average tenure).


Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/04 10:11
End of Day Share Price 2026/05/04 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Orrstown Financial Services, Inc. is covered by 8 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Daniel CardenasBrean Capital Historical (Janney Montgomery)
David BishopHovde Group, LLC
Timothy SwitzerKeefe, Bruyette, & Woods