Orrstown Financial Services Balance Sheet Health
Financial Health criteria checks 6/6
Orrstown Financial Services has total assets of $3.1B and total equity of $265.1M. Total deposits are $2.6B, and total loans are $2.3B. It earns a Net Interest Margin of 3.8%. It has sufficient allowance for bad loans, which are currently at 1.1% of total loans. Cash and short-term investments are $76.5M.
Key information
11.6x
Asset to equity ratio
3.8%
Net interest margin
| Total deposits | US$2.56b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.1% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$76.54m |
Recent financial health updates
No updates
Recent updates
Analysts Are More Bearish On Orrstown Financial Services, Inc. (NASDAQ:ORRF) Than They Used To Be
Jan 26
Industry Analysts Just Made A Substantial Upgrade To Their Orrstown Financial Services, Inc. (NASDAQ:ORRF) Revenue Forecasts
Jul 28Orrstown Financial Non-GAAP EPS of $0.75 misses by $0.05, revenue of $31.51M beats by $3.31M
Oct 18Orrstown Financial announces strategic initiatives, expects ~$3.4M annual cost savings
Sep 28Orrstown Financial goes ex-dividend tomorrow
Jul 28Orrstown Financial GAAP EPS of $0.83 beats by $0.17, revenue of $31.31M beats by $9.38M
Jul 19Orrstown Financial: Attractively Valued With Prospects Of Good Balance Sheet Growth
Mar 20Orrstown Financial Services Deserves Your Attention
Jul 05Broker Revenue Forecasts For Orrstown Financial Services, Inc. (NASDAQ:ORRF) Are Surging Higher
Jun 29If You Like EPS Growth Then Check Out Orrstown Financial Services (NASDAQ:ORRF) Before It's Too Late
Jun 10New Forecasts: Here's What Analysts Think The Future Holds For Orrstown Financial Services, Inc. (NASDAQ:ORRF)
Apr 24We Think Shareholders Are Less Likely To Approve A Large Pay Rise For Orrstown Financial Services, Inc.'s (NASDAQ:ORRF) CEO For Now
Apr 21If You Like EPS Growth Then Check Out Orrstown Financial Services (NASDAQ:ORRF) Before It's Too Late
Mar 12Here's What Orrstown Financial Services, Inc.'s (NASDAQ:ORRF) Shareholder Ownership Structure Looks Like
Feb 19Be Sure To Check Out Orrstown Financial Services, Inc. (NASDAQ:ORRF) Before It Goes Ex-Dividend
Jan 24Bullish: Analysts Just Made A Massive Upgrade To Their Orrstown Financial Services, Inc. (NASDAQ:ORRF) Forecasts
Jan 23Should Orrstown Financial Services, Inc. (NASDAQ:ORRF) Be Part Of Your Dividend Portfolio?
Jan 11
Orrstown Financial Services' (NASDAQ:ORRF) Shareholders Are Down 32% On Their Shares
Dec 14Does Orrstown Financial Services' (NASDAQ:ORRF) CEO Salary Compare Well With The Performance Of The Company?
Nov 20Orrstown Financial goes ex-dividend tomorrow
Oct 29Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ORRF's Assets to Equity ratio (11.6x) is moderate.
Allowance for Bad Loans: ORRF has a sufficient allowance for bad loans (112%).
Low Risk Liabilities: 91% of ORRF's liabilities are made up of primarily low risk sources of funding.
Loan Level: ORRF has an appropriate level of Loans to Assets ratio (74%).
Low Risk Deposits: ORRF's Loans to Deposits ratio (89%) is appropriate.
Level of Bad Loans: ORRF has an appropriate level of bad loans (1.1%).