Orrstown Financial Services Balance Sheet Health
Financial Health criteria checks 6/6
Orrstown Financial Services has total assets of $5.5B and total equity of $516.2M. Total deposits are $4.7B, and total loans are $3.9B. It earns a Net Interest Margin of 3.8%. It has sufficient allowance for bad loans, which are currently at 0.7% of total loans. Cash and short-term investments are $251.2M.
Key information
10.6x
Asset to equity ratio
3.8%
Net interest margin
| Total deposits | US$4.65b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.7% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$251.25m |
Recent financial health updates
No updates
Recent updates
Orrstown Financial Services (NASDAQ:ORRF) Will Pay A Dividend Of $0.20
May 03
Shareholders May Be More Conservative With Orrstown Financial Services, Inc.'s (NASDAQ:ORRF) CEO Compensation For Now
Apr 24Analysts Are More Bearish On Orrstown Financial Services, Inc. (NASDAQ:ORRF) Than They Used To Be
Jan 26Industry Analysts Just Made A Substantial Upgrade To Their Orrstown Financial Services, Inc. (NASDAQ:ORRF) Revenue Forecasts
Jul 28Orrstown Financial Non-GAAP EPS of $0.75 misses by $0.05, revenue of $31.51M beats by $3.31M
Oct 18Orrstown Financial announces strategic initiatives, expects ~$3.4M annual cost savings
Sep 28Orrstown Financial goes ex-dividend tomorrow
Jul 28Orrstown Financial GAAP EPS of $0.83 beats by $0.17, revenue of $31.31M beats by $9.38M
Jul 19Orrstown Financial: Attractively Valued With Prospects Of Good Balance Sheet Growth
Mar 20Orrstown Financial Services Deserves Your Attention
Jul 05Broker Revenue Forecasts For Orrstown Financial Services, Inc. (NASDAQ:ORRF) Are Surging Higher
Jun 29If You Like EPS Growth Then Check Out Orrstown Financial Services (NASDAQ:ORRF) Before It's Too Late
Jun 10New Forecasts: Here's What Analysts Think The Future Holds For Orrstown Financial Services, Inc. (NASDAQ:ORRF)
Apr 24We Think Shareholders Are Less Likely To Approve A Large Pay Rise For Orrstown Financial Services, Inc.'s (NASDAQ:ORRF) CEO For Now
Apr 21If You Like EPS Growth Then Check Out Orrstown Financial Services (NASDAQ:ORRF) Before It's Too Late
Mar 12Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ORRF's Assets to Equity ratio (10.6x) is moderate.
Allowance for Bad Loans: ORRF has a sufficient allowance for bad loans (184%).
Low Risk Liabilities: 94% of ORRF's liabilities are made up of primarily low risk sources of funding.
Loan Level: ORRF has an appropriate level of Loans to Assets ratio (72%).
Low Risk Deposits: ORRF's Loans to Deposits ratio (85%) is appropriate.
Level of Bad Loans: ORRF has an appropriate level of bad loans (0.7%).