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Flushing Financial NasdaqGS:FFIC Stock Report

Last Price

US$14.26

Market Cap

US$414.5m

7D

-5.5%

1Y

-15.8%

Updated

22 Dec, 2024

Data

Company Financials +

Flushing Financial Corporation

NasdaqGS:FFIC Stock Report

Market Cap: US$414.5m

FFIC Stock Overview

Operates as the bank holding company for Flushing Bank that provides banking products and services primarily to consumers, businesses, and governmental units. More details

FFIC fundamental analysis
Snowflake Score
Valuation5/6
Future Growth4/6
Past Performance1/6
Financial Health6/6
Dividends5/6

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US$17.38
FV
17.9% undervalued intrinsic discount
14.55%
Revenue growth p.a.
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3 days ago author updated this narrative

Flushing Financial Corporation Competitors

Price History & Performance

Summary of share price highs, lows and changes for Flushing Financial
Historical stock prices
Current Share PriceUS$14.26
52 Week HighUS$18.59
52 Week LowUS$10.74
Beta0.80
1 Month Change-21.17%
3 Month Change-2.53%
1 Year Change-15.82%
3 Year Change-40.98%
5 Year Change-33.83%
Change since IPO238.47%

Recent News & Updates

Recent updates

Flushing Financial: Downgrading To Hold Despite A 5%+ Dividend Yield

Nov 01

Flushing Financial Corporation Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions

Oct 27
Flushing Financial Corporation Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions

Flushing Financial Corporation (NASDAQ:FFIC) Second-Quarter Results Just Came Out: Here's What Analysts Are Forecasting For This Year

Aug 01
Flushing Financial Corporation (NASDAQ:FFIC) Second-Quarter Results Just Came Out: Here's What Analysts Are Forecasting For This Year

Flushing Financial: Dividend Yield Of Over 6%, Earnings Likely To Recover

Jun 30

Flushing Financial (NASDAQ:FFIC) Has Announced A Dividend Of $0.22

Jun 04
Flushing Financial (NASDAQ:FFIC) Has Announced A Dividend Of $0.22

Earnings Miss: Flushing Financial Corporation Missed EPS By 9.4% And Analysts Are Revising Their Forecasts

Apr 27
Earnings Miss: Flushing Financial Corporation Missed EPS By 9.4% And Analysts Are Revising Their Forecasts

Flushing Financial: A Promising Dividend Pick With Great Upside

Mar 28

Flushing Financial's (NASDAQ:FFIC) Dividend Will Be $0.22

Nov 28
Flushing Financial's (NASDAQ:FFIC) Dividend Will Be $0.22

Flushing Financial (NASDAQ:FFIC) Will Pay A Dividend Of $0.22

Aug 21
Flushing Financial (NASDAQ:FFIC) Will Pay A Dividend Of $0.22

Flushing Financial's (NASDAQ:FFIC) Dividend Will Be $0.22

May 20
Flushing Financial's (NASDAQ:FFIC) Dividend Will Be $0.22

Flushing Financial (NASDAQ:FFIC) Will Pay A Dividend Of $0.22

Feb 27
Flushing Financial (NASDAQ:FFIC) Will Pay A Dividend Of $0.22

Shareholder Returns

FFICUS BanksUS Market
7D-5.5%-3.4%-2.4%
1Y-15.8%29.1%23.4%

Return vs Industry: FFIC underperformed the US Banks industry which returned 29.1% over the past year.

Return vs Market: FFIC underperformed the US Market which returned 23.3% over the past year.

Price Volatility

Is FFIC's price volatile compared to industry and market?
FFIC volatility
FFIC Average Weekly Movement7.5%
Banks Industry Average Movement5.2%
Market Average Movement6.3%
10% most volatile stocks in US Market16.8%
10% least volatile stocks in US Market3.1%

Stable Share Price: FFIC has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: FFIC's weekly volatility (8%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1929557John Buranwww.flushingbank.com

Flushing Financial Corporation operates as the bank holding company for Flushing Bank that provides banking products and services primarily to consumers, businesses, and governmental units. It offers various deposit products, including checking and savings accounts, money market accounts, non-interest bearing demand accounts, NOW accounts, and certificates of deposit. The company also provides mortgage loans secured by multi-family residential, commercial real estate, one-to-four family mixed-use property, one-to-four family residential property, and commercial business loans; construction loans; small business administration loans and other small business loans; mortgage loan surrogates, such as mortgage-backed securities; and consumer loans, including overdraft lines of credit, as well as the United States government securities, corporate fixed-income securities, and other marketable securities.

Flushing Financial Corporation Fundamentals Summary

How do Flushing Financial's earnings and revenue compare to its market cap?
FFIC fundamental statistics
Market capUS$414.52m
Earnings (TTM)US$26.01m
Revenue (TTM)US$193.71m

15.9x

P/E Ratio

0.6x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FFIC income statement (TTM)
RevenueUS$193.71m
Cost of RevenueUS$0
Gross ProfitUS$193.71m
Other ExpensesUS$167.70m
EarningsUS$26.01m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

Jan 29, 2025

Earnings per share (EPS)0.89
Gross Margin100.00%
Net Profit Margin13.43%
Debt/Equity Ratio132.5%

How did FFIC perform over the long term?

See historical performance and comparison

Dividends

6.2%

Current Dividend Yield

101%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 04:58
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Flushing Financial Corporation is covered by 12 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullD.A. Davidson & Co.
Manuel NavasD.A. Davidson & Co.
Robert RamseyFBR Capital Markets & Co.