Flushing Financial Balance Sheet Health
Financial Health criteria checks 6/6
Flushing Financial has total assets of $9.0B and total equity of $724.5M. Total deposits are $7.1B, and total loans are $6.7B. It earns a Net Interest Margin of 2.2%. It has sufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are $152.6M.
Key information
12.5x
Asset to equity ratio
2.2%
Net interest margin
| Total deposits | US$7.13b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.5% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$152.57m |
Recent financial health updates
No updates
Recent updates
Flushing Financial: Downgrading To Hold Despite A 5%+ Dividend Yield
Nov 01Flushing Financial Corporation Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions
Oct 27
Flushing Financial Corporation (NASDAQ:FFIC) Second-Quarter Results Just Came Out: Here's What Analysts Are Forecasting For This Year
Aug 01Flushing Financial: Dividend Yield Of Over 6%, Earnings Likely To Recover
Jun 30Flushing Financial (NASDAQ:FFIC) Has Announced A Dividend Of $0.22
Jun 04Earnings Miss: Flushing Financial Corporation Missed EPS By 9.4% And Analysts Are Revising Their Forecasts
Apr 27Flushing Financial: A Promising Dividend Pick With Great Upside
Mar 28Flushing Financial's (NASDAQ:FFIC) Dividend Will Be $0.22
Nov 28Flushing Financial (NASDAQ:FFIC) Will Pay A Dividend Of $0.22
Aug 21Flushing Financial's (NASDAQ:FFIC) Dividend Will Be $0.22
May 20Flushing Financial (NASDAQ:FFIC) Will Pay A Dividend Of $0.22
Feb 27Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FFIC's Assets to Equity ratio (12.5x) is moderate.
Allowance for Bad Loans: FFIC has a sufficient allowance for bad loans (121%).
Low Risk Liabilities: 86% of FFIC's liabilities are made up of primarily low risk sources of funding.
Loan Level: FFIC has an appropriate level of Loans to Assets ratio (74%).
Low Risk Deposits: FFIC's Loans to Deposits ratio (94%) is appropriate.
Level of Bad Loans: FFIC has an appropriate level of bad loans (0.5%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/02 02:35 |
| End of Day Share Price | 2025/01/31 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Flushing Financial Corporation is covered by 9 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| null null | D.A. Davidson & Co. |
| Manuel Navas | D.A. Davidson & Co. |
| Robert Ramsey | FBR Capital Markets & Co. |