First Citizens BancShares Balance Sheet Health
Financial Health criteria checks 6/6
First Citizens BancShares has total assets of $219.8B and total equity of $22.5B. Total deposits are $151.1B, and total loans are $137.6B. It earns a Net Interest Margin of 3.9%. It has sufficient allowance for bad loans, which are currently at 0.8% of total loans. Cash and short-term investments are $27.2B.
Key information
9.8x
Asset to equity ratio
3.9%
Net interest margin
| Total deposits | US$151.08b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.8% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$27.16b |
Recent financial health updates
No updates
Recent updates
Should You Be Adding First Citizens BancShares (NASDAQ:FCNC.A) To Your Watchlist Today?
Apr 17
With EPS Growth And More, First Citizens BancShares (NASDAQ:FCNC.A) Makes An Interesting Case
Dec 07Need To Know: Analysts Are Much More Bullish On First Citizens BancShares, Inc. (NASDAQ:FCNC.A) Revenues
Feb 09Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FCNC.A's Assets to Equity ratio (9.8x) is low.
Allowance for Bad Loans: FCNC.A has a sufficient allowance for bad loans (149%).
Low Risk Liabilities: 77% of FCNC.A's liabilities are made up of primarily low risk sources of funding.
Loan Level: FCNC.A has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: FCNC.A's Loans to Deposits ratio (91%) is appropriate.
Level of Bad Loans: FCNC.A has an appropriate level of bad loans (0.8%).