This company has been acquired
ESSA Bancorp (ESSA) Stock Overview
Operates as a bank holding company for ESSA Bank & Trust that provides a range of financial services to individuals, families, and businesses in Pennsylvania. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
No risks detected for ESSA from our risk checks.
ESSA Community Fair Values
Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.
ESSA Bancorp, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$20.61 |
| 52 Week High | US$22.22 |
| 52 Week Low | US$15.82 |
| Beta | 0.44 |
| 1 Month Change | 8.82% |
| 3 Month Change | 10.93% |
| 1 Year Change | 3.93% |
| 3 Year Change | 17.10% |
| 5 Year Change | 59.77% |
| Change since IPO | 74.96% |
Recent News & Updates
Recent updates
Shareholder Returns
| ESSA | US Banks | US Market | |
|---|---|---|---|
| 7D | 1.8% | 0.5% | -0.2% |
| 1Y | 3.9% | 23.8% | 20.3% |
Return vs Industry: ESSA underperformed the US Banks industry which returned 21.9% over the past year.
Return vs Market: ESSA underperformed the US Market which returned 14.6% over the past year.
Price Volatility
| ESSA volatility | |
|---|---|
| ESSA Average Weekly Movement | 3.3% |
| Banks Industry Average Movement | 3.8% |
| Market Average Movement | 6.4% |
| 10% most volatile stocks in US Market | 17.4% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: ESSA has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: ESSA's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1916 | 245 | Gary Olson | www.essabank.com |
ESSA Bancorp, Inc. operates as a bank holding company for ESSA Bank & Trust that provides a range of financial services to individuals, families, and businesses in Pennsylvania. The company accepts savings accounts, interest bearing demand accounts, checking accounts, money market accounts, club accounts, certificates of deposit and IRAs, and other qualified plan accounts, as well as commercial checking accounts. It also provides first mortgage loans for the purchase, construction, or refinancing of one- to four-family residential real estate property; commercial real estate loans; home equity loans and lines of credit; auto loans; and commercial and other consumer loans, as well as loans secured by deposits and personal unsecured loans.
ESSA Bancorp, Inc. Fundamentals Summary
| ESSA fundamental statistics | |
|---|---|
| Market cap | US$203.00m |
| Earnings (TTM) | US$14.78m |
| Revenue (TTM) | US$66.35m |
Is ESSA overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| ESSA income statement (TTM) | |
|---|---|
| Revenue | US$66.35m |
| Cost of Revenue | US$0 |
| Gross Profit | US$66.35m |
| Other Expenses | US$51.56m |
| Earnings | US$14.78m |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.46 |
| Gross Margin | 100.00% |
| Net Profit Margin | 22.28% |
| Debt/Equity Ratio | 87.9% |
How did ESSA perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/07/23 15:19 |
| End of Day Share Price | 2025/07/23 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/09/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
ESSA Bancorp, Inc. is covered by 3 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Michael Diana | Maxim Group |
| Frank Schiraldi | Piper Sandler Companies |
| Laura Havener Hunsicker | Stifel, Equities Research |
