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ESSA Bancorp NasdaqGS:ESSA Stock Report

Last Price

US$20.49

Market Cap

US$197.0m

7D

4.5%

1Y

3.1%

Updated

22 Jan, 2025

Data

Company Financials

ESSA Bancorp, Inc.

NasdaqGS:ESSA Stock Report

Market Cap: US$197.0m

ESSA Stock Overview

Operates as a bank holding company for ESSA Bank & Trust that provides a range of financial services to individuals, families, and businesses in Pennsylvania. More details

ESSA fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance2/6
Financial Health6/6
Dividends4/6

Rewards

Trading at 20.8% below our estimate of its fair value

Pays a reliable dividend of 2.93%

Risk Analysis

No risks detected for ESSA from our risk checks.

My Notes

Capture your thoughts, links and company narrative

ESSA Bancorp, Inc. Competitors

Investar Holding

NasdaqGM:ISTR

US$197.7m

Isabella Bank

OTCPK:ISBA

US$192.8m

First Community

NasdaqCM:FCCO

US$185.1m

Provident Bancorp

NasdaqCM:PVBC

US$181.8m

Price History & Performance

Summary of share price highs, lows and changes for ESSA Bancorp
Historical stock prices
Current Share PriceUS$20.49
52 Week HighUS$21.50
52 Week LowUS$15.29
Beta0.41
1 Month Change5.95%
3 Month Change6.06%
1 Year Change3.12%
3 Year Change17.09%
5 Year Change19.41%
Change since IPO73.94%

Recent News & Updates

ESSA Bancorp (NASDAQ:ESSA) Is Paying Out A Dividend Of $0.15

Dec 10
ESSA Bancorp (NASDAQ:ESSA) Is Paying Out A Dividend Of $0.15

ESSA Bancorp's (NASDAQ:ESSA) Dividend Will Be $0.15

Nov 26
ESSA Bancorp's (NASDAQ:ESSA) Dividend Will Be $0.15

Recent updates

ESSA Bancorp (NASDAQ:ESSA) Is Paying Out A Dividend Of $0.15

Dec 10
ESSA Bancorp (NASDAQ:ESSA) Is Paying Out A Dividend Of $0.15

ESSA Bancorp's (NASDAQ:ESSA) Dividend Will Be $0.15

Nov 26
ESSA Bancorp's (NASDAQ:ESSA) Dividend Will Be $0.15

ESSA Bancorp (NASDAQ:ESSA) Will Pay A Dividend Of $0.15

Jun 13
ESSA Bancorp (NASDAQ:ESSA) Will Pay A Dividend Of $0.15

ESSA Bancorp (NASDAQ:ESSA) Has Announced A Dividend Of $0.15

Nov 19
ESSA Bancorp (NASDAQ:ESSA) Has Announced A Dividend Of $0.15

ESSA Bancorp (NASDAQ:ESSA) Has Affirmed Its Dividend Of $0.15

Aug 27
ESSA Bancorp (NASDAQ:ESSA) Has Affirmed Its Dividend Of $0.15

ESSA Bancorp (NASDAQ:ESSA) Is Due To Pay A Dividend Of $0.15

May 31
ESSA Bancorp (NASDAQ:ESSA) Is Due To Pay A Dividend Of $0.15

ESSA Bancorp declares $0.15 dividend

Aug 24

ESSA Bancorp (NASDAQ:ESSA) Is Increasing Its Dividend To US$0.15

Jun 10
ESSA Bancorp (NASDAQ:ESSA) Is Increasing Its Dividend To US$0.15

Here's Why ESSA Bancorp, Inc.'s (NASDAQ:ESSA) CEO Compensation Is The Least Of Shareholders' Concerns

Feb 25
Here's Why ESSA Bancorp, Inc.'s (NASDAQ:ESSA) CEO Compensation Is The Least Of Shareholders' Concerns

ESSA Bancorp declares $0.12 dividend

May 26

Here's Why I Think ESSA Bancorp (NASDAQ:ESSA) Might Deserve Your Attention Today

May 02
Here's Why I Think ESSA Bancorp (NASDAQ:ESSA) Might Deserve Your Attention Today

ESSA Bancorp, Inc. (NASDAQ:ESSA) Looks Like A Good Stock, And It's Going Ex-Dividend Soon

Mar 10
ESSA Bancorp, Inc. (NASDAQ:ESSA) Looks Like A Good Stock, And It's Going Ex-Dividend Soon

What Makes ESSA Bancorp, Inc. (NASDAQ:ESSA) A Great Dividend Stock?

Feb 23
What Makes ESSA Bancorp, Inc. (NASDAQ:ESSA) A Great Dividend Stock?

How Much Did ESSA Bancorp's (NASDAQ:ESSA) CEO Pocket Last Year?

Jan 28
How Much Did ESSA Bancorp's (NASDAQ:ESSA) CEO Pocket Last Year?

Do Institutions Own ESSA Bancorp, Inc. (NASDAQ:ESSA) Shares?

Dec 24
Do Institutions Own ESSA Bancorp, Inc. (NASDAQ:ESSA) Shares?

ESSA Bancorp goes ex-dividend tomorrow

Dec 14

Shareholder Returns

ESSAUS BanksUS Market
7D4.5%5.1%3.8%
1Y3.1%39.7%24.4%

Return vs Industry: ESSA underperformed the US Banks industry which returned 39.7% over the past year.

Return vs Market: ESSA underperformed the US Market which returned 24.4% over the past year.

Price Volatility

Is ESSA's price volatile compared to industry and market?
ESSA volatility
ESSA Average Weekly Movement4.5%
Banks Industry Average Movement5.2%
Market Average Movement6.5%
10% most volatile stocks in US Market18.9%
10% least volatile stocks in US Market3.2%

Stable Share Price: ESSA has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: ESSA's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1916245Gary Olsonwww.essabank.com

ESSA Bancorp, Inc. operates as a bank holding company for ESSA Bank & Trust that provides a range of financial services to individuals, families, and businesses in Pennsylvania. The company accepts savings accounts, interest bearing demand accounts, checking accounts, money market accounts, club accounts, certificates of deposit and IRAs, and other qualified plan accounts, as well as commercial checking accounts. It also provides first mortgage loans for the purchase, construction, or refinancing of one- to four-family residential real estate property; commercial real estate loans; home equity loans and lines of credit; auto loans; and commercial and other consumer loans, as well as loans secured by deposits and personal unsecured loans.

ESSA Bancorp, Inc. Fundamentals Summary

How do ESSA Bancorp's earnings and revenue compare to its market cap?
ESSA fundamental statistics
Market capUS$196.99m
Earnings (TTM)US$16.99m
Revenue (TTM)US$67.84m

11.5x

P/E Ratio

0.9x

P/B Ratio

Is ESSA overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
ESSA income statement (TTM)
RevenueUS$67.84m
Cost of RevenueUS$0
Gross ProfitUS$67.84m
Other ExpensesUS$50.85m
EarningsUS$16.99m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)1.78
Gross Margin100.00%
Net Profit Margin25.05%
Debt/Equity Ratio129.8%

How did ESSA perform over the long term?

See historical performance and comparison

Dividends

2.9%

Current Dividend Yield

34%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/22 22:57
End of Day Share Price 2025/01/22 00:00
Earnings2024/09/30
Annual Earnings2024/09/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

ESSA Bancorp, Inc. is covered by 5 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Michael DianaMaxim Group
Frank SchiraldiPiper Sandler Companies
Frank SchiraldiSandler O'Neill