ESSA Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
ESSA Bancorp has total assets of $2.2B and total equity of $220.7M. Total deposits are $1.6B, and total loans are $1.7B. It earns a Net Interest Margin of 3.2%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $60.6M.
Key information
10.1x
Asset to equity ratio
3.2%
Net interest margin
| Total deposits | US$1.59b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.6% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$60.58m |
Recent financial health updates
No updates
Recent updates
ESSA Bancorp (NASDAQ:ESSA) Has Announced A Dividend Of $0.15
Nov 19
ESSA Bancorp (NASDAQ:ESSA) Has Affirmed Its Dividend Of $0.15
Aug 27ESSA Bancorp (NASDAQ:ESSA) Is Due To Pay A Dividend Of $0.15
May 31ESSA Bancorp declares $0.15 dividend
Aug 24ESSA Bancorp (NASDAQ:ESSA) Is Increasing Its Dividend To US$0.15
Jun 10Here's Why ESSA Bancorp, Inc.'s (NASDAQ:ESSA) CEO Compensation Is The Least Of Shareholders' Concerns
Feb 25ESSA Bancorp declares $0.12 dividend
May 26Here's Why I Think ESSA Bancorp (NASDAQ:ESSA) Might Deserve Your Attention Today
May 02ESSA Bancorp, Inc. (NASDAQ:ESSA) Looks Like A Good Stock, And It's Going Ex-Dividend Soon
Mar 10What Makes ESSA Bancorp, Inc. (NASDAQ:ESSA) A Great Dividend Stock?
Feb 23How Much Did ESSA Bancorp's (NASDAQ:ESSA) CEO Pocket Last Year?
Jan 28
Do Institutions Own ESSA Bancorp, Inc. (NASDAQ:ESSA) Shares?
Dec 24ESSA Bancorp goes ex-dividend tomorrow
Dec 14How Does ESSA Bancorp, Inc. (NASDAQ:ESSA) Fare As A Dividend Stock?
Nov 19ESSA Bancorp EPS beats by $0.05, beats on revenue
Oct 28Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ESSA's Assets to Equity ratio (10.1x) is moderate.
Allowance for Bad Loans: ESSA has a sufficient allowance for bad loans (140%).
Low Risk Liabilities: 79% of ESSA's liabilities are made up of primarily low risk sources of funding.
Loan Level: ESSA has an appropriate level of Loans to Assets ratio (77%).
Low Risk Deposits: ESSA's Loans to Deposits ratio (107%) is appropriate.
Level of Bad Loans: ESSA has an appropriate level of bad loans (0.6%).