This company has been acquired
EMCF Stock Overview
Emclaire Financial Corp operates as the bank holding company for The Farmers National Bank of Emlenton that provides retail and commercial financial products and services to individuals and businesses in western Pennsylvania. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 3/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
My Notes
Capture your thoughts, links and company narrative
Emclaire Financial Corp Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$31.60 |
| 52 Week High | US$40.80 |
| 52 Week Low | US$25.23 |
| Beta | 0.27 |
| 1 Month Change | -4.24% |
| 3 Month Change | -0.25% |
| 1 Year Change | 10.88% |
| 3 Year Change | n/a |
| 5 Year Change | -2.77% |
| Change since IPO | 155.23% |
Recent News & Updates
Recent updates
Emclaire Financial declares $0.31 dividend
Aug 17Emclaire Financial (NASDAQ:EMCF) Has Announced That It Will Be Increasing Its Dividend To US$0.31
Feb 21
Emclaire Financial (NASDAQ:EMCF) Is Due To Pay A Dividend Of US$0.30
Nov 21Emclaire Financial (NASDAQ:EMCF) Is Due To Pay A Dividend Of US$0.30
Aug 22You Have To Love Emclaire Financial Corp's (NASDAQ:EMCF) Dividend
Apr 14Should You Buy Emclaire Financial Corp (NASDAQ:EMCF) For Its Upcoming Dividend?
Feb 21Emclaire Financial reports Q4 results
Jan 29How Much Is Emclaire Financial Corp (NASDAQ:EMCF) CEO Getting Paid?
Dec 30
Don't Buy Emclaire Financial Corp (NASDAQ:EMCF) For Its Next Dividend Without Doing These Checks
Nov 25Shareholder Returns
| EMCF | US Banks | US Market | |
|---|---|---|---|
| 7D | -2.0% | 0.6% | 1.2% |
| 1Y | 10.9% | 41.7% | 23.7% |
Return vs Industry: EMCF exceeded the US Banks industry which returned -22.9% over the past year.
Return vs Market: EMCF exceeded the US Market which returned -21.7% over the past year.
Price Volatility
| EMCF volatility | |
|---|---|
| EMCF Average Weekly Movement | 6.9% |
| Banks Industry Average Movement | 3.8% |
| Market Average Movement | 5.9% |
| 10% most volatile stocks in US Market | 18.0% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: EMCF has not had significant price volatility in the past 3 months.
Volatility Over Time: EMCF's weekly volatility (7%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1900 | 148 | Bill Marsh | www.emclairefinancial.com |
Emclaire Financial Corp operates as the bank holding company for The Farmers National Bank of Emlenton that provides retail and commercial financial products and services to individuals and businesses in western Pennsylvania. The company’s deposit products include checking, savings, and term certificate accounts; savings and time deposits; non-interest bearing and interest-bearing demand deposit accounts; and money market accounts. Its loan portfolio comprises one-to-four family mortgage loans, home equity loans, commercial business and commercial real estate loans, consumer loans, and loans to one borrower.
Emclaire Financial Corp Fundamentals Summary
| EMCF fundamental statistics | |
|---|---|
| Market cap | US$86.43m |
| Earnings (TTM) | US$10.17m |
| Revenue (TTM) | US$35.45m |
8.5x
P/E Ratio1.2x
P/B RatioIs EMCF overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| EMCF income statement (TTM) | |
|---|---|
| Revenue | US$35.45m |
| Cost of Revenue | US$0 |
| Gross Profit | US$35.45m |
| Other Expenses | US$25.28m |
| Earnings | US$10.17m |
Last Reported Earnings
Sep 30, 2022
Next Earnings Date
n/a
| Earnings per share (EPS) | 3.72 |
| Gross Margin | 100.00% |
| Net Profit Margin | 28.68% |
| Debt/Equity Ratio | 29.6% |
How did EMCF perform over the long term?
See historical performance and comparisonDividends
3.9%
Current Dividend Yield33%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2023/01/04 06:11 |
| End of Day Share Price | 2022/12/30 00:00 |
| Earnings | 2022/09/30 |
| Annual Earnings | 2021/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Emclaire Financial Corp is covered by 0 analysts. of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.