Emclaire Financial Corp

NasdaqCM:EMCF Stock Report

Market Cap: US$86.4m

This company has been acquired

The company may no longer be operating, as it has been acquired. Find out why through their latest events.

Emclaire Financial Past Earnings Performance

Past criteria checks 3/6

Key information

19.0%

Earnings growth rate

14.6%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate7.1%
Return on equity14.7%
Net Margin28.7%
Last Earnings Update30 Sep 2022

Recent past performance updates

Recent updates

Emclaire Financial declares $0.31 dividend

Aug 17

Emclaire Financial (NASDAQ:EMCF) Has Announced That It Will Be Increasing Its Dividend To US$0.31

Feb 21
Emclaire Financial (NASDAQ:EMCF) Has Announced That It Will Be Increasing Its Dividend To US$0.31

Emclaire Financial (NASDAQ:EMCF) Is Due To Pay A Dividend Of US$0.30

Nov 21
Emclaire Financial (NASDAQ:EMCF) Is Due To Pay A Dividend Of US$0.30

Emclaire Financial (NASDAQ:EMCF) Is Due To Pay A Dividend Of US$0.30

Aug 22
Emclaire Financial (NASDAQ:EMCF) Is Due To Pay A Dividend Of US$0.30

You Have To Love Emclaire Financial Corp's (NASDAQ:EMCF) Dividend

Apr 14
You Have To Love Emclaire Financial Corp's (NASDAQ:EMCF) Dividend

Should You Buy Emclaire Financial Corp (NASDAQ:EMCF) For Its Upcoming Dividend?

Feb 21
Should You Buy Emclaire Financial Corp (NASDAQ:EMCF) For Its Upcoming Dividend?

Emclaire Financial reports Q4 results

Jan 29

How Much Is Emclaire Financial Corp (NASDAQ:EMCF) CEO Getting Paid?

Dec 30
How Much Is Emclaire Financial Corp (NASDAQ:EMCF) CEO Getting Paid?

Don't Buy Emclaire Financial Corp (NASDAQ:EMCF) For Its Next Dividend Without Doing These Checks

Nov 25
Don't Buy Emclaire Financial Corp (NASDAQ:EMCF) For Its Next Dividend Without Doing These Checks

Revenue & Expenses Breakdown

How Emclaire Financial makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NasdaqCM:EMCF Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 223510150
30 Jun 223611160
31 Mar 223510160
31 Dec 213510160
30 Sep 213510160
30 Jun 21338160
31 Mar 21328160
31 Dec 20307160
30 Sep 20296160
30 Jun 20306160
31 Mar 20317160
31 Dec 19328160
30 Sep 19336160
30 Jun 19315160
31 Mar 19305150
31 Dec 18294150
30 Sep 18275140
30 Jun 18265140
31 Mar 18255140
31 Dec 17254130
30 Sep 17245130
30 Jun 17244130
31 Mar 17234130
31 Dec 16234130
30 Sep 16224120
30 Jun 16224120
31 Mar 16224120

Quality Earnings: EMCF has high quality earnings.

Growing Profit Margin: EMCF's current net profit margins (28.7%) are higher than last year (28.1%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: EMCF's earnings have grown by 19% per year over the past 5 years.

Accelerating Growth: EMCF's earnings growth over the past year (4.2%) is below its 5-year average (19% per year).

Earnings vs Industry: EMCF earnings growth over the past year (4.2%) underperformed the Banks industry 4.6%.


Return on Equity

High ROE: EMCF's Return on Equity (14.7%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2023/01/04 08:35
End of Day Share Price 2022/12/30 00:00
Earnings2022/09/30
Annual Earnings2021/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Emclaire Financial Corp is covered by 0 analysts. of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.