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Emclaire Financial Balance Sheet Health
Financial Health criteria checks 6/6
Key information
14.5x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$926.67m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.5% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$10.94m |
Recent financial health updates
No updates
Recent updates
Emclaire Financial declares $0.31 dividend
Aug 17Emclaire Financial (NASDAQ:EMCF) Has Announced That It Will Be Increasing Its Dividend To US$0.31
Feb 21
Emclaire Financial (NASDAQ:EMCF) Is Due To Pay A Dividend Of US$0.30
Nov 21Emclaire Financial (NASDAQ:EMCF) Is Due To Pay A Dividend Of US$0.30
Aug 22You Have To Love Emclaire Financial Corp's (NASDAQ:EMCF) Dividend
Apr 14Should You Buy Emclaire Financial Corp (NASDAQ:EMCF) For Its Upcoming Dividend?
Feb 21Emclaire Financial reports Q4 results
Jan 29How Much Is Emclaire Financial Corp (NASDAQ:EMCF) CEO Getting Paid?
Dec 30
Don't Buy Emclaire Financial Corp (NASDAQ:EMCF) For Its Next Dividend Without Doing These Checks
Nov 25Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: EMCF's Assets to Equity ratio (14.5x) is moderate.
Allowance for Bad Loans: EMCF has a sufficient allowance for bad loans (288%).
Low Risk Liabilities: 96% of EMCF's liabilities are made up of primarily low risk sources of funding.
Loan Level: EMCF has an appropriate level of Loans to Assets ratio (77%).
Low Risk Deposits: EMCF's Loans to Deposits ratio (86%) is appropriate.
Level of Bad Loans: EMCF has an appropriate level of bad loans (0.5%).