Stock Analysis

January 2025 US Dividend Stocks To Consider

NasdaqGS:DCOM
Source: Shutterstock

As the U.S. stock market attempts to rebound from a recent losing streak, with major indices like the Dow Jones and Nasdaq showing early signs of recovery, investors are keenly observing how tech shares are regaining momentum. In this fluctuating environment, dividend stocks can offer stability and income potential, making them an attractive consideration for those seeking to navigate uncertain market conditions.

Top 10 Dividend Stocks In The United States

NameDividend YieldDividend Rating
WesBanco (NasdaqGS:WSBC)4.64%★★★★★★
Columbia Banking System (NasdaqGS:COLB)5.36%★★★★★★
Peoples Bancorp (NasdaqGS:PEBO)5.12%★★★★★★
Interpublic Group of Companies (NYSE:IPG)4.69%★★★★★★
Southside Bancshares (NYSE:SBSI)4.71%★★★★★★
Dillard's (NYSE:DDS)5.77%★★★★★★
First Interstate BancSystem (NasdaqGS:FIBK)5.88%★★★★★★
Ennis (NYSE:EBF)4.77%★★★★★★
Citizens & Northern (NasdaqCM:CZNC)6.13%★★★★★★
Premier Financial (NasdaqGS:PFC)4.93%★★★★★★

Click here to see the full list of 162 stocks from our Top US Dividend Stocks screener.

Here we highlight a subset of our preferred stocks from the screener.

Dime Community Bancshares (NasdaqGS:DCOM)

Simply Wall St Dividend Rating: ★★★★★☆

Overview: Dime Community Bancshares, Inc. serves as the holding company for Dime Community Bank, offering a range of commercial banking and financial services, with a market cap of approximately $1.34 billion.

Operations: Dime Community Bancshares, Inc. generates its revenue primarily from its Community Banking segment, which accounts for $313.74 million.

Dividend Yield: 3.3%

Dime Community Bancshares offers a stable dividend, currently yielding 3.3%, with consistent growth over the past decade. Although the payout ratio of 66.6% suggests dividends are well-covered by earnings, recent shareholder dilution through a $125 million equity offering could affect future returns. Despite trading below fair value estimates and having reliable dividends, profit margins have declined from last year, which might impact future dividend sustainability and growth potential.

NasdaqGS:DCOM Dividend History as at Jan 2025
NasdaqGS:DCOM Dividend History as at Jan 2025

TriCo Bancshares (NasdaqGS:TCBK)

Simply Wall St Dividend Rating: ★★★★★☆

Overview: TriCo Bancshares operates as a bank holding company for Tri Counties Bank, offering commercial banking services to individual and corporate customers, with a market cap of approximately $1.44 billion.

Operations: TriCo Bancshares generates revenue primarily from its Community Banking segment, which accounts for $387.20 million.

Dividend Yield: 3.1%

TriCo Bancshares maintains a reliable dividend yield of 3.06%, with stable and growing payouts over the past decade, supported by a low payout ratio of 38.2%. Despite trading at 42.8% below estimated fair value, its dividends remain well-covered by earnings, projected to stay sustainable in the coming years. Recent financials show slight declines in net interest income and net income compared to last year, but loan charge-offs have significantly decreased, indicating improved asset quality.

NasdaqGS:TCBK Dividend History as at Jan 2025
NasdaqGS:TCBK Dividend History as at Jan 2025

XP (NasdaqGS:XP)

Simply Wall St Dividend Rating: ★★★★☆☆

Overview: XP Inc. offers financial products and services in Brazil, with a market capitalization of approximately $6.36 billion.

Operations: XP Inc.'s revenue is primarily derived from its brokerage segment, which generated R$15.89 billion.

Dividend Yield: 9.9%

XP's dividend yield of 9.92% ranks in the top 25% of US payers, though it's too early to assess reliability or growth trends. The dividend is well-covered by earnings and cash flows with payout ratios of 41.7% and 34.2%, respectively. Recent financials reveal revenue growth to BRL 4.32 billion, supporting a USD 0.65 per share dividend declaration for December 2024, alongside an active share repurchase program worth BRL 1 billion.

NasdaqGS:XP Dividend History as at Jan 2025
NasdaqGS:XP Dividend History as at Jan 2025

Where To Now?

  • Discover the full array of 162 Top US Dividend Stocks right here.
  • Already own these companies? Bring clarity to your investment decisions by linking up your portfolio with Simply Wall St, where you can monitor all the vital signs of your stocks effortlessly.
  • Unlock the power of informed investing with Simply Wall St, your free guide to navigating stock markets worldwide.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

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