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Central Valley Community Bancorp (CVCY) Stock Overview
Operates as the bank holding company for the Central Valley Community Bank that provides various commercial banking services to small and middle-market businesses and individuals in California. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 5/6 |
| Past Performance | 2/6 |
| Financial Health | 4/6 |
| Dividends | 4/6 |
CVCY Community Fair Values
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Central Valley Community Bancorp Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$19.89 |
| 52 Week High | US$22.89 |
| 52 Week Low | US$12.59 |
| Beta | 0.84 |
| 1 Month Change | 7.22% |
| 3 Month Change | -10.93% |
| 1 Year Change | -1.14% |
| 3 Year Change | 4.52% |
| 5 Year Change | 0% |
| Change since IPO | 348.80% |
Recent News & Updates
Recent updates
Shareholder Returns
| CVCY | US Banks | US Market | |
|---|---|---|---|
| 7D | 3.6% | 2.4% | 1.1% |
| 1Y | -1.1% | 22.3% | 28.7% |
Return vs Industry: CVCY underperformed the US Banks industry which returned 35.5% over the past year.
Return vs Market: CVCY underperformed the US Market which returned 26.3% over the past year.
Price Volatility
| CVCY volatility | |
|---|---|
| CVCY Average Weekly Movement | 4.2% |
| Banks Industry Average Movement | 3.4% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.4% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: CVCY has not had significant price volatility in the past 3 months.
Volatility Over Time: CVCY's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1979 | 263 | James Kim | www.communitywestbank.com |
Central Valley Community Bancorp operates as the bank holding company for the Central Valley Community Bank that provides various commercial banking services to small and middle-market businesses and individuals in the central valley area of California. The company accepts demand, savings, and time deposits; certificates of deposit; and non-interest-bearing demand deposits, as well as provides NOW and money market accounts. It also provides products, such as commercial and industrial loans, as well as loans secured by crop production and livestock; owner occupied and investor commercial real estate, real estate construction and other land, agricultural real estate, and other real estate loans; and equity loans and lines of credit, and installment and other consumer loans.
Central Valley Community Bancorp Fundamentals Summary
| CVCY fundamental statistics | |
|---|---|
| Market cap | US$235.33m |
| Earnings (TTM) | US$25.54m |
| Revenue (TTM) | US$89.14m |
Is CVCY overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CVCY income statement (TTM) | |
|---|---|
| Revenue | US$89.14m |
| Cost of Revenue | US$0 |
| Gross Profit | US$89.14m |
| Other Expenses | US$63.60m |
| Earnings | US$25.54m |
Last Reported Earnings
Dec 31, 2023
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.16 |
| Gross Margin | 100.00% |
| Net Profit Margin | 28.65% |
| Debt/Equity Ratio | 72.3% |
How did CVCY perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/04/01 14:34 |
| End of Day Share Price | 2024/04/01 00:00 |
| Earnings | 2023/12/31 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Community West Bancshares is covered by 6 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Timothy Coffey | Brean Capital Historical (Janney Montgomery) |
| Gary Tenner | D.A. Davidson & Co. |
| Christopher McGratty | Keefe, Bruyette, & Woods |