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CVCY

Central Valley Community Bancorp NasdaqCM:CVCY Stock Report

Last Price

US$18.05

Market Cap

US$211.5m

7D

4.0%

1Y

-19.8%

Updated

18 Aug, 2022

Data

Company Financials +
CVCY fundamental analysis
Snowflake Score
Valuation5/6
Future Growth1/6
Past Performance2/6
Financial Health6/6
Dividends3/6

CVCY Stock Overview

Central Valley Community Bancorp operates as the bank holding company for the Central Valley Community Bank that provides various commercial banking services to small and middle-market businesses and individuals in the central valley area of California.

Central Valley Community Bancorp Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Central Valley Community Bancorp
Historical stock prices
Current Share PriceUS$18.05
52 Week HighUS$23.99
52 Week LowUS$14.16
Beta0.86
1 Month Change16.79%
3 Month Change5.80%
1 Year Change-19.81%
3 Year Change-7.81%
5 Year Change-8.52%
Change since IPO307.28%

Recent News & Updates

Jul 24
Central Valley Community Bancorp (NASDAQ:CVCY) Has Affirmed Its Dividend Of $0.12

Central Valley Community Bancorp (NASDAQ:CVCY) Has Affirmed Its Dividend Of $0.12

The board of Central Valley Community Bancorp ( NASDAQ:CVCY ) has announced that it will pay a dividend of $0.12 per...

Jul 20

Central Valley Community Bancorp GAAP EPS of $0.56 beats by $0.04, revenue of $20.58M misses by $0.09M

Central Valley Community Bancorp press release (NASDAQ:CVCY): Q2 GAAP EPS of $0.56 beats by $0.04. Revenue of $20.58M (+2.1% Y/Y) misses by $0.09M.

Shareholder Returns

CVCYUS BanksUS Market
7D4.0%1.6%1.4%
1Y-19.8%-7.2%-8.4%

Return vs Industry: CVCY underperformed the US Banks industry which returned -8.2% over the past year.

Return vs Market: CVCY underperformed the US Market which returned -9% over the past year.

Price Volatility

Is CVCY's price volatile compared to industry and market?
CVCY volatility
CVCY Average Weekly Movement4.2%
Banks Industry Average Movement3.6%
Market Average Movement7.6%
10% most volatile stocks in US Market17.1%
10% least volatile stocks in US Market3.1%

Stable Share Price: CVCY is less volatile than 75% of US stocks over the past 3 months, typically moving +/- 4% a week.

Volatility Over Time: CVCY's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1979248James Kimhttps://www.cvcb.com

Central Valley Community Bancorp operates as the bank holding company for the Central Valley Community Bank that provides various commercial banking services to small and middle-market businesses and individuals in the central valley area of California. The company accepts demand, savings, and time deposits; certificates of deposit; and non-interest-bearing demand deposits, as well as provides NOW and money market accounts. Its loan products include commercial and industrial loans, as well as loans secured by crop production and livestock; owner occupied and investor commercial real estate, real estate construction and other land, agricultural real estate, and other real estate loans; and equity loans and lines of credit, and installment and other consumer loans.

Central Valley Community Bancorp Fundamentals Summary

How do Central Valley Community Bancorp's earnings and revenue compare to its market cap?
CVCY fundamental statistics
Market CapUS$211.53m
Earnings (TTM)US$25.99m
Revenue (TTM)US$82.86m

8.1x

P/E Ratio

1.2x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
CVCY income statement (TTM)
RevenueUS$82.86m
Cost of RevenueUS$0
Gross ProfitUS$82.86m
Other ExpensesUS$56.87m
EarningsUS$25.99m

Last Reported Earnings

Jun 30, 2022

Next Earnings Date

n/a

Earnings per share (EPS)2.22
Gross Margin100.00%
Net Profit Margin31.36%
Debt/Equity Ratio28.7%

How did CVCY perform over the long term?

See historical performance and comparison

Dividends

2.7%

Current Dividend Yield

22%

Payout Ratio