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Capitol Federal Financial NasdaqGS:CFFN Stock Report

Last Price

US$6.08

Market Cap

US$771.1m

7D

6.5%

1Y

2.9%

Updated

04 Feb, 2025

Data

Company Financials +

Capitol Federal Financial, Inc.

NasdaqGS:CFFN Stock Report

Market Cap: US$771.1m

CFFN Stock Overview

Operates as the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States. More details

CFFN fundamental analysis
Snowflake Score
Valuation1/6
Future Growth3/6
Past Performance2/6
Financial Health5/6
Dividends3/6

My Notes

Capture your thoughts, links and company narrative

Capitol Federal Financial, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Capitol Federal Financial
Historical stock prices
Current Share PriceUS$6.08
52 Week HighUS$7.20
52 Week LowUS$4.76
Beta0.48
1 Month Change3.23%
3 Month Change-15.32%
1 Year Change2.88%
3 Year Change-45.37%
5 Year Change-54.25%
Change since IPO41.62%

Recent News & Updates

Recent updates

Capitol Federal Financial (NASDAQ:CFFN) Has Affirmed Its Dividend Of $0.085

Jul 27
Capitol Federal Financial (NASDAQ:CFFN) Has Affirmed Its Dividend Of $0.085

Capitol Federal Financial: Over 6% Dividend Yield, Attractively Valued

May 23

Capitol Federal Financial (NASDAQ:CFFN) Is Due To Pay A Dividend Of $0.085

Jan 27
Capitol Federal Financial (NASDAQ:CFFN) Is Due To Pay A Dividend Of $0.085

Capitol Federal Financial: Earnings Seem To Be Out Of The Woods (Rating Upgrade)

Jan 16

Capitol Federal Financial (NASDAQ:CFFN) Is Paying Out A Dividend Of $0.085

Feb 01
Capitol Federal Financial (NASDAQ:CFFN) Is Paying Out A Dividend Of $0.085

Capitol Federal Financial GAAP EPS of $0.16 beats by $0.01, revenue of $56.09M beats by $1.59M

Jul 27

Capitol Federal Financial (NASDAQ:CFFN) Is Due To Pay A Dividend Of $0.085

Jul 27
Capitol Federal Financial (NASDAQ:CFFN) Is Due To Pay A Dividend Of $0.085

Capitol Federal Financial (NASDAQ:CFFN) Has Re-Affirmed Its Dividend Of US$0.085

Apr 28
Capitol Federal Financial (NASDAQ:CFFN) Has Re-Affirmed Its Dividend Of US$0.085

Capitol Federal: Weak Positioning

Feb 02

Capitol Federal Financial's (NASDAQ:CFFN) Dividend Will Be US$0.085

Jan 29
Capitol Federal Financial's (NASDAQ:CFFN) Dividend Will Be US$0.085

Capitol Federal Financial (NASDAQ:CFFN) Is Due To Pay A Dividend Of US$0.085

Oct 23
Capitol Federal Financial (NASDAQ:CFFN) Is Due To Pay A Dividend Of US$0.085

Capitol Federal Financial's (NASDAQ:CFFN) Dividend Will Be US$0.085

Jul 23
Capitol Federal Financial's (NASDAQ:CFFN) Dividend Will Be US$0.085

Shareholder Returns

CFFNUS BanksUS Market
7D6.5%0.2%-0.3%
1Y2.9%42.8%22.7%

Return vs Industry: CFFN underperformed the US Banks industry which returned 41% over the past year.

Return vs Market: CFFN underperformed the US Market which returned 22.2% over the past year.

Price Volatility

Is CFFN's price volatile compared to industry and market?
CFFN volatility
CFFN Average Weekly Movement4.8%
Banks Industry Average Movement5.1%
Market Average Movement6.4%
10% most volatile stocks in US Market18.8%
10% least volatile stocks in US Market3.2%

Stable Share Price: CFFN has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: CFFN's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1893621John Dicuscapfed.com

Capitol Federal Financial, Inc. operates as the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States. The company accepts a range of deposit products, including savings accounts, money market accounts, interest-bearing and non-interest-bearing checking accounts, and certificates of deposit, as well as retirement accounts. It also provides various loan products, such as one- to four-family residential real estate loans, commercial real estate, commercial and industrial, and construction loans, as well as consumer loans, which include home equity loans and lines of credit, home improvement loans, vehicle loans, and loans secured by savings deposits.

Capitol Federal Financial, Inc. Fundamentals Summary

How do Capitol Federal Financial's earnings and revenue compare to its market cap?
CFFN fundamental statistics
Market capUS$771.13m
Earnings (TTM)US$50.87m
Revenue (TTM)US$181.72m

15.5x

P/E Ratio

0.8x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CFFN income statement (TTM)
RevenueUS$181.72m
Cost of RevenueUS$0
Gross ProfitUS$181.72m
Other ExpensesUS$130.85m
EarningsUS$50.87m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)0.39
Gross Margin100.00%
Net Profit Margin27.99%
Debt/Equity Ratio210.7%

How did CFFN perform over the long term?

See historical performance and comparison

Dividends

5.6%

Current Dividend Yield

87%

Payout Ratio

Does CFFN pay a reliable dividends?

See CFFN dividend history and benchmarks
When do you need to buy CFFN by to receive an upcoming dividend?
Capitol Federal Financial dividend dates
Ex Dividend DateFeb 07 2025
Dividend Pay DateFeb 21 2025
Days until Ex dividend2 days
Days until Dividend pay date16 days

Does CFFN pay a reliable dividends?

See CFFN dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/04 04:06
End of Day Share Price 2025/02/04 00:00
Earnings2024/12/31
Annual Earnings2024/09/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Capitol Federal Financial, Inc. is covered by 10 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Bruce HartingBarclays
Gary TennerD.A. Davidson & Co.
Paul MillerFBR Capital Markets & Co.