Capitol Federal Financial Balance Sheet Health
Financial Health criteria checks 5/6
Capitol Federal Financial has total assets of $9.5B and total equity of $1.0B. Total deposits are $6.1B, and total loans are $7.9B. It earns a Net Interest Margin of 1.8%. It has sufficient allowance for bad loans, which are currently at 0.1% of total loans. Cash and short-term investments are $219.4M.
Key information
9.2x
Asset to equity ratio
1.8%
Net interest margin
| Total deposits | US$6.13b |
| Loan to deposit ratio | High |
| Bad loans | 0.1% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$219.41m |
Recent financial health updates
No updates
Recent updates
Capitol Federal Financial (NASDAQ:CFFN) Has Affirmed Its Dividend Of $0.085
Jul 27
Capitol Federal Financial: Over 6% Dividend Yield, Attractively Valued
May 23Capitol Federal Financial (NASDAQ:CFFN) Is Due To Pay A Dividend Of $0.085
Jan 27Capitol Federal Financial: Earnings Seem To Be Out Of The Woods (Rating Upgrade)
Jan 16Capitol Federal Financial (NASDAQ:CFFN) Is Paying Out A Dividend Of $0.085
Feb 01Capitol Federal Financial GAAP EPS of $0.16 beats by $0.01, revenue of $56.09M beats by $1.59M
Jul 27Capitol Federal Financial (NASDAQ:CFFN) Is Due To Pay A Dividend Of $0.085
Jul 27Capitol Federal Financial (NASDAQ:CFFN) Has Re-Affirmed Its Dividend Of US$0.085
Apr 28Capitol Federal: Weak Positioning
Feb 02Capitol Federal Financial's (NASDAQ:CFFN) Dividend Will Be US$0.085
Jan 29Capitol Federal Financial (NASDAQ:CFFN) Is Due To Pay A Dividend Of US$0.085
Oct 23Capitol Federal Financial's (NASDAQ:CFFN) Dividend Will Be US$0.085
Jul 23Is Capitol Federal Financial, Inc. (NASDAQ:CFFN) A Good Dividend Stock?
Apr 04What Kind Of Shareholders Hold The Majority In Capitol Federal Financial, Inc.'s (NASDAQ:CFFN) Shares?
Mar 09Insider Buying: The Capitol Federal Financial, Inc. (NASDAQ:CFFN) Executive VP & Chief Corporate Services Officer Just Bought 38% More Shares
Feb 06Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CFFN's Assets to Equity ratio (9.2x) is low.
Allowance for Bad Loans: CFFN has a sufficient allowance for bad loans (228%).
Low Risk Liabilities: 72% of CFFN's liabilities are made up of primarily low risk sources of funding.
Loan Level: CFFN has an appropriate level of Loans to Assets ratio (83%).
Low Risk Deposits: CFFN's Loans to Deposits ratio (129%) is high.
Level of Bad Loans: CFFN has an appropriate level of bad loans (0.1%).
Discover healthy companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/05 02:56 |
| End of Day Share Price | 2025/01/03 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/09/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Capitol Federal Financial, Inc. is covered by 10 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Bruce Harting | Barclays |
| Gary Tenner | D.A. Davidson & Co. |
| Paul Miller | FBR Capital Markets & Co. |