Announcement • 23h
Capitol Federal Financial, Inc. to Report Q3, 2026 Results on Jul 29, 2026 Capitol Federal Financial, Inc. announced that they will report Q3, 2026 results on Jul 29, 2026 Announcement • May 02
Capitol Federal Financial, Inc. Reports Net Charge-Offs for the Second Quarter Ended March 31, 2026 Capitol Federal Financial, Inc. reported net charge-offs for the second quarter ended March 31, 2026. For the quarter, the company reported net charge-offs of $37,000. Reported Earnings • Apr 30
Second quarter 2026 earnings: EPS in line with analyst expectations despite revenue beat Second quarter 2026 results: EPS: US$0.16 (up from US$0.12 in 2Q 2025). Revenue: US$55.4m (up 13% from 2Q 2025). Net income: US$20.1m (up 31% from 2Q 2025). Profit margin: 36% (up from 32% in 2Q 2025). The increase in margin was driven by higher revenue. Revenue is forecast to grow 6.6% p.a. on average during the next 2 years, compared to a 8.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 53% per year but the company’s share price has only increased by 12% per year, which means it is significantly lagging earnings growth. New Risk • Apr 29
New major risk - Revenue and earnings growth Earnings have declined by 18% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 18% per year over the past 5 years. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Announcement • Apr 29
Capitol Federal Financial, Inc. Declares Quarterly Cash Dividend, Payable on May 15, 2026 Capitol Federal Financial, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.085 per share on outstanding CFFN common stock. The dividend is payable on May 15, 2026 to stockholders of record as of the close of business on May 1, 2026. Announcement • Mar 29
Capitol Federal Financial, Inc. to Report Q2, 2026 Results on Apr 29, 2026 Capitol Federal Financial, Inc. announced that they will report Q2, 2026 results on Apr 29, 2026 Declared Dividend • Jan 30
Dividend of US$0.085 announced Shareholders will receive a dividend of US$0.085. Ex-date: 6th February 2026 Payment date: 20th February 2026 Dividend yield will be 5.2%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. EPS is expected to grow by 15% over the next year, which should provide support to the dividend and adequate earnings cover. Price Target Changed • Jan 29
Price target increased by 11% to US$7.50 Up from US$6.75, the current price target is an average from 2 analysts. New target price is approximately in line with last closing price of US$7.30. Stock is up 25% over the past year. The company is forecast to post earnings per share of US$0.64 for next year compared to US$0.52 last year. Reported Earnings • Jan 29
First quarter 2026 earnings released First quarter 2026 results: Net income: (down US$15.4m from profit in 1Q 2025). Over the last 3 years on average, earnings per share has increased by 19% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings. New Risk • Jan 28
New major risk - Revenue and earnings growth Earnings have declined by 23% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 23% per year over the past 5 years. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Announcement • Jan 28
Capitol Federal Financial, Inc. Reports Net Principal Charge-Offs for the Three Months Ended December 31, 2025 Capitol Federal Financial, Inc. reported net principal charge-offs for the three months ended December 31, 2025. For the quarter, the company reported net principal charge-offs of $119,000. Announcement • Jan 27
Capitol Federal Financial, Inc Declares Quarterly Cash Dividend, Payable on February 20, 2026 Capitol Federal Financial, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.085 per share on outstanding CFFN common stock. The dividend is payable on February 20, 2026 to stockholders of record as of the close of business on February 6, 2026. Upcoming Dividend • Jan 02
Upcoming dividend of US$0.04 per share Eligible shareholders must have bought the stock before 09 January 2026. Payment date: 23 January 2026. Payout ratio is a comfortable 65% and the cash payout ratio is 87%. Trailing yield: 5.0%. Within top quartile of American dividend payers (4.4%). Higher than average of industry peers (2.3%). Announcement • Jan 01
Capitol Federal Financial, Inc. to Report Q1, 2026 Results on Jan 28, 2026 Capitol Federal Financial, Inc. announced that they will report Q1, 2026 results at 8:00 AM, Eastern Standard Time on Jan 28, 2026 Announcement • Dec 18
Capitol Federal Financial, Inc. Announces Special Dividend on Outstanding Cffn Common Stock, Payable on January 23, 2026 Capitol Federal Financial, Inc. announced that its Board of Directors has declared a special cash dividend of $0.04 per share on outstanding CFFN common stock. The dividend is payable on January 23, 2026 to stockholders of record as of the close of business on January 9, 2026. Declared Dividend • Oct 30
Fourth quarter dividend of US$0.085 announced Dividend of US$0.085 is the same as last year. Ex-date: 7th November 2025 Payment date: 21st November 2025 Dividend yield will be 5.6%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (72% payout ratio) and is expected to be covered in 3 years' time (52% forecast payout ratio). The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. EPS is expected to grow by 24% over the next 2 years, which should provide support to the dividend and adequate earnings cover. New Risk • Oct 30
New major risk - Revenue and earnings growth Earnings have declined by 29% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 29% per year over the past 5 years. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Announcement • Oct 20
Capitol Federal Financial, Inc., Annual General Meeting, Jan 27, 2026 Capitol Federal Financial, Inc., Annual General Meeting, Jan 27, 2026. Announcement • Oct 01
Capitol Federal Financial, Inc. to Report Q4, 2025 Results on Oct 29, 2025 Capitol Federal Financial, Inc. announced that they will report Q4, 2025 results Pre-Market on Oct 29, 2025 Reported Earnings • Jul 24
Third quarter 2025 earnings: EPS exceeds analyst expectations Third quarter 2025 results: EPS: US$0.14 (up from US$0.074 in 3Q 2024). Revenue: US$51.2m (up 18% from 3Q 2024). Net income: US$18.4m (up 91% from 3Q 2024). Profit margin: 36% (up from 22% in 3Q 2024). The increase in margin was primarily driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 17%. Revenue is forecast to grow 8.2% p.a. on average during the next 3 years, compared to a 7.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 23% per year but the company’s share price has only fallen by 13% per year, which means it has not declined as severely as earnings. New Risk • Jul 23
New major risk - Revenue and earnings growth Earnings have declined by 34% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 34% per year over the past 5 years. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Announcement • Jul 22
Capitol Federal Financial, Inc. Declares Quarterly Cash Dividend, Payable on August 15, 2025 Capitol Federal Financial, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.085 per share on outstanding CFFN common stock. The dividend is payable on August 15, 2025 to stockholders of record as of the close of business on August 1, 2025. Announcement • Jun 26
Capitol Federal Financial, Inc. to Report Q3, 2025 Results on Jul 23, 2025 Capitol Federal Financial, Inc. announced that they will report Q3, 2025 results at 8:00 AM, Eastern Standard Time on Jul 23, 2025 Recent Insider Transactions • Apr 27
Independent Director recently bought US$111k worth of stock On the 25th of April, Jeffrey Johnson bought around 20k shares on-market at roughly US$5.56 per share. This transaction amounted to 18% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$535k more in shares than they have sold in the last 12 months. Declared Dividend • Apr 25
Second quarter dividend of US$0.085 announced Dividend of US$0.085 is the same as last year. Ex-date: 2nd May 2025 Payment date: 16th May 2025 Dividend yield will be 6.0%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. EPS is expected to grow by 18% over the next year, which should provide support to the dividend and adequate earnings cover. Reported Earnings • Apr 23
Second quarter 2025 earnings: EPS and revenues exceed analyst expectations Second quarter 2025 results: EPS: US$0.12 (up from US$0.10 in 2Q 2024). Revenue: US$48.8m (up 6.9% from 2Q 2024). Net income: US$15.4m (up 12% from 2Q 2024). Profit margin: 32% (up from 30% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 2.1%. Earnings per share (EPS) also surpassed analyst estimates by 9.1%. Revenue is forecast to grow 9.1% p.a. on average during the next 2 years, compared to a 7.0% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 44% per year but the company’s share price has only fallen by 18% per year, which means it has not declined as severely as earnings. Announcement • Apr 23
Capitol Federal Financial, Inc. Declares Quarterly Cash Dividend, Payable on May 16, 2025 Capitol Federal Financial, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.085 per share on outstanding common stock. The dividend is payable on May 16, 2025 to stockholders of record as of the close of business on May 2, 2025. Price Target Changed • Apr 04
Price target decreased by 7.4% to US$6.25 Down from US$6.75, the current price target is an average from 2 analysts. New target price is 19% above last closing price of US$5.25. Stock is down 3.8% over the past year. The company is forecast to post earnings per share of US$0.46 for next year compared to US$0.29 last year. Buy Or Sell Opportunity • Apr 01
Now 21% overvalued Over the last 90 days, the stock has fallen 4.7% to US$5.63. The fair value is estimated to be US$4.67, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has declined by 43% over the last 3 years. Meanwhile, the company has become profitable. Revenue is forecast to grow by 9.1% in a year. Earnings are forecast to grow by 20% in the next year. Announcement • Mar 26
Capitol Federal Financial, Inc. to Report Q2, 2025 Results on Apr 23, 2025 Capitol Federal Financial, Inc. announced that they will report Q2, 2025 results on Apr 23, 2025 Price Target Changed • Mar 25
Price target decreased by 7.1% to US$6.50 Down from US$7.00, the current price target is an average from 2 analysts. New target price is 15% above last closing price of US$5.67. Stock is up 1.3% over the past year. The company is forecast to post earnings per share of US$0.46 for next year compared to US$0.29 last year. Buy Or Sell Opportunity • Mar 14
Now 22% overvalued Over the last 90 days, the stock has fallen 13% to US$5.69. The fair value is estimated to be US$4.68, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has declined by 43% over the last 3 years. Meanwhile, the company has become profitable. Revenue is forecast to grow by 9.1% in a year. Earnings are forecast to grow by 20% in the next year. Buy Or Sell Opportunity • Feb 04
Now 20% overvalued Over the last 90 days, the stock has fallen 15% to US$6.08. The fair value is estimated to be US$5.06, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has declined by 43% over the last 3 years. Meanwhile, the company has become profitable. Revenue is forecast to grow by 9.1% in a year. Earnings are forecast to grow by 20% in the next year. Declared Dividend • Jan 30
First quarter dividend of US$0.085 announced Dividend of US$0.085 is the same as last year. Ex-date: 7th February 2025 Payment date: 21st February 2025 Dividend yield will be 5.8%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. EPS is expected to grow by 16% over the next year, which should provide support to the dividend and adequate earnings cover. Reported Earnings • Jan 29
First quarter 2025 earnings: Revenues exceed analysts expectations while EPS lags behind First quarter 2025 results: EPS: US$0.12 (up from US$0.019 in 1Q 2024). Revenue: US$46.2m (up 51% from 1Q 2024). Net income: US$15.4m (up US$12.9m from 1Q 2024). Profit margin: 33% (up from 8.3% in 1Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.6%. Earnings per share (EPS) missed analyst estimates by 81%. Revenue is forecast to grow 8.2% p.a. on average during the next 2 years, compared to a 7.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 62% per year but the company’s share price has only fallen by 19% per year, which means it has not declined as severely as earnings. Announcement • Jan 28
Capitol Federal Financial, Inc. Announces Quarterly Dividend, Payable February 21, 2025 Capitol Federal Financial, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.085 per share on outstanding CFFN common stock. The dividend is payable on February 21, 2025 to stockholders of record as of the close of business on February 7, 2025. Buy Or Sell Opportunity • Jan 10
Now 22% undervalued after recent price drop Over the last 90 days, the stock has fallen 4.1% to US$5.58. The fair value is estimated to be US$7.14, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 55% over the last 3 years. Meanwhile, the company has become profitable. Revenue is forecast to grow by 26% in 2 years. Earnings are forecast to grow by 74% in the next 2 years. Announcement • Dec 30
Capitol Federal Financial, Inc. to Report Q1, 2025 Results on Jan 29, 2025 Capitol Federal Financial, Inc. announced that they will report Q1, 2025 results on Jan 29, 2025 Reported Earnings • Nov 29
Full year 2024 earnings: EPS exceeds analyst expectations while revenues lag behind Full year 2024 results: EPS: US$0.29 (up from US$0.76 loss in FY 2023). Net income: US$38.0m (up US$139.6m from FY 2023). Net interest margin (NIM): 1.77% (up from 1.43% in FY 2023). Cost-to-income ratio: 62.0% (down from 65.3% in FY 2023). Non-performing loans: 0.13% (up from 0.12% in FY 2023). Revenue missed analyst estimates by 7.4%. Earnings per share (EPS) exceeded analyst estimates by 3.6%. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 6.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 61 percentage points per year, which is a significant difference in performance. Buy Or Sell Opportunity • Nov 06
Now 30% overvalued after recent price rise Over the last 90 days, the stock has risen 27% to US$7.18. The fair value is estimated to be US$5.54, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has declined by 55% over the last 3 years. Meanwhile, the company has become profitable. Revenue is forecast to grow by 26% in 2 years. Earnings are forecast to grow by 74% in the next 2 years. Declared Dividend • Oct 25
Fourth quarter dividend of US$0.085 announced Dividend of US$0.085 is the same as last year. Ex-date: 1st November 2024 Payment date: 15th November 2024 Dividend yield will be 5.2%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is not covered by earnings (116% earnings payout ratio). However, the dividend is expected to be covered in 3 years' time (75% forecast payout ratio). The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. The company's earnings per share (EPS) would need to grow by 29% to bring the payout ratio under control. EPS is expected to grow by 59% over the next 2 years, which is sufficient to bring the dividend into a sustainable range. Reported Earnings • Oct 23
Full year 2024 earnings: EPS exceeds analyst expectations while revenues lag behind Full year 2024 results: EPS: US$0.29 (up from US$0.76 loss in FY 2023). Net income: US$38.0m (up US$139.6m from FY 2023). Revenue missed analyst estimates by 7.4%. Earnings per share (EPS) exceeded analyst estimates by 3.6%. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 6.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 60 percentage points per year, which is a significant difference in performance. Announcement • Oct 21
Capitol Federal Financial, Inc., Annual General Meeting, Jan 28, 2025 Capitol Federal Financial, Inc., Annual General Meeting, Jan 28, 2025. Announcement • Sep 26
Capitol Federal Financial, Inc. to Report Q4, 2024 Results on Oct 23, 2024 Capitol Federal Financial, Inc. announced that they will report Q4, 2024 results Pre-Market on Oct 23, 2024 Declared Dividend • Jul 26
Third quarter dividend of US$0.085 announced Dividend of US$0.085 is the same as last year. Ex-date: 2nd August 2024 Payment date: 16th August 2024 Dividend yield will be 5.2%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is being paid despite the company being loss-making over the last 12 months. However, the dividend is expected to be covered in 3 years' time (75% forecast payout ratio). The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. Announcement • Jul 24
Capitol Federal Financial, Inc. Announces Quarterly Dividend, Payable on August 16, 2024 Capitol Federal Financial, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.085 per share on outstanding CFFN common stock. The dividend is payable on August 16, 2024 to stockholders of record as of the close of business on August 2, 2024. Announcement • Jun 27
Capitol Federal Financial, Inc. to Report Q3, 2024 Results on Jul 24, 2024 Capitol Federal Financial, Inc. announced that they will report Q3, 2024 results on Jul 24, 2024 Declared Dividend • Apr 27
Second quarter dividend of US$0.085 announced Dividend of US$0.085 is the same as last year. Ex-date: 2nd May 2024 Payment date: 17th May 2024 Dividend yield will be 7.1%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. Price Target Changed • Apr 25
Price target decreased by 15% to US$5.75 Down from US$6.75, the current price target is an average from 2 analysts. New target price is 16% above last closing price of US$4.96. Stock is down 22% over the past year. The company is forecast to post earnings per share of US$0.34 next year compared to a net loss per share of US$0.76 last year. Announcement • Apr 25
Capitol Federal Financial, Inc. (NasdaqGS:CFFN) announces an Equity Buyback for $75 million worth of its shares. Capitol Federal Financial, Inc. (NasdaqGS:CFFN) announces a share repurchase program. Under the program, the company will repurchase up to $75 million worth of its shares. The repurchase program has no expiration date and approval from Federal Reserve Board is valid till February 2025. New Risk • Apr 24
New major risk - Revenue and earnings growth Earnings have declined by 28% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 28% per year over the past 5 years. Revenue is less than US$1m. Minor Risk Paying a dividend despite being loss-making. Announcement • Apr 24
Capitol Federal Financial, Inc. Announces Quarterly Dividend, Payable on May 17, 2024 Capitol Federal Financial, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.085 per share on outstanding CFFN common stock. The dividend is payable on May 17, 2024 to stockholders of record as of the close of business on May 3, 2024. Buy Or Sell Opportunity • Apr 02
Now 21% undervalued after recent price drop Over the last 90 days, the stock has fallen 8.7% to US$5.66. The fair value is estimated to be US$7.20, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 32% over the last 3 years. Meanwhile, the company became loss making. Announcement • Mar 28
Capitol Federal Financial, Inc. to Report Q2, 2024 Results on Apr 24, 2024 Capitol Federal Financial, Inc. announced that they will report Q2, 2024 results Pre-Market on Apr 24, 2024 Buy Or Sell Opportunity • Mar 12
Now 20% undervalued after recent price drop Over the last 90 days, the stock has fallen 6.5% to US$5.76. The fair value is estimated to be US$7.22, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 32% over the last 3 years. Meanwhile, the company became loss making. Buy Or Sell Opportunity • Feb 26
Now 20% undervalued Over the last 90 days, the stock has risen 7.9% to US$5.75. The fair value is estimated to be US$7.22, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 32% over the last 3 years. Meanwhile, the company became loss making. Declared Dividend • Jan 26
First quarter dividend of US$0.085 announced Dividend of US$0.085 is the same as last year. Ex-date: 1st February 2024 Payment date: 16th February 2024 Dividend yield will be 5.3%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. Buy Or Sell Opportunity • Jan 25
Now 26% overvalued after recent price rise Over the last 90 days, the stock has risen 30% to US$6.40. The fair value is estimated to be US$5.07, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has declined by 32% over the last 3 years. Meanwhile, the company became loss making. Announcement • Jan 24
Capitol Federal Financial, Inc. Reports Unaudited Principal Charge-Offs for the First Quarter Ended December 31, 2023 Capitol Federal Financial, Inc. reported unaudited principal charge-offs for the first quarter ended December 31, 2023. For the quarter, the company reported principal charge-offs were $1,000. Announcement • Jan 23
Capitol Federal Financial, Inc. Announces Quarterly Dividend, Payable on February 16, 2024 Capitol Federal Financial, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.085 per share on outstanding CFFN common stock. The dividend is payable on February 16, 2024 to stockholders of record as of the close of business on February 2, 2024. Price Target Changed • Jan 10
Price target increased by 13% to US$6.75 Up from US$6.00, the current price target is an average from 2 analysts. New target price is 9.2% above last closing price of US$6.18. Stock is down 29% over the past year. The company is forecast to post earnings per share of US$0.36 next year compared to a net loss per share of US$0.76 last year. Announcement • Dec 30
Capitol Federal Financial, Inc. to Report Q1, 2024 Results on Jan 24, 2024 Capitol Federal Financial, Inc. announced that they will report Q1, 2024 results Pre-Market on Jan 24, 2024 Announcement • Dec 02
Capitol Federal Financial, Inc. Announces Retirement of Robert D. Kobbeman as Executive Vice President and Chief Commercial Banking Officer, Effective from February 29, 2024 On November 28, 2023, Mr. Robert D. Kobbeman, Executive Vice President and Chief Commercial Banking Officer, informed Capitol Federal Financial, Inc.’s Board of Directors of his intent to retire effective February 29, 2024. Management has begun the search process for Mr. Kobbeman’s successor. Management and the Board of Directors would like to thank Mr. Kobbeman for his 5 years of service at Capitol Federal Savings Bank and 45 years in the banking industry. Price Target Changed • Nov 17
Price target increased by 9.1% to US$6.00 Up from US$5.50, the current price target is an average from 2 analysts. New target price is 13% above last closing price of US$5.31. Stock is down 35% over the past year. The company is forecast to post earnings per share of US$0.39 next year compared to a net loss per share of US$0.76 last year. Recent Insider Transactions • Oct 31
Independent Director recently bought US$106k worth of stock On the 27th of October, James Morris bought around 21k shares on-market at roughly US$5.03 per share. This transaction amounted to 42% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$498k more in shares than they have sold in the last 12 months. Announcement • Oct 25
Capitol Federal Financial, Inc. Declares Quarterly Cash Dividend on Outstanding CFFN Common Stock, Payable on November 17, 2023 Capitol Federal Financial, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.085 per share on outstanding CFFN common stock. The dividend is payable on November 17, 2023 to stockholders of record as of the close of business on November 3, 2023. Announcement • Oct 14
Capitol Federal Financial, Inc., Annual General Meeting, Jan 23, 2024 Capitol Federal Financial, Inc., Annual General Meeting, Jan 23, 2024. Announcement • Sep 29
Capitol Federal Financial, Inc. to Report Q4, 2023 Results on Oct 25, 2023 Capitol Federal Financial, Inc. announced that they will report Q4, 2023 results Pre-Market on Oct 25, 2023 Board Change • Sep 01
Insufficient new directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 2 experienced directors. 7 highly experienced directors. Director Carl Ricketts was the last director to join the board, commencing their role in 2020. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment. Reported Earnings • Jul 26
Third quarter 2023 earnings: EPS in line with expectations, revenues disappoint Third quarter 2023 results: EPS: US$0.061 (down from US$0.16 in 3Q 2022). Revenue: US$39.2m (down 29% from 3Q 2022). Net income: US$8.30m (down 61% from 3Q 2022). Profit margin: 21% (down from 38% in 3Q 2022). The decrease in margin was driven by lower revenue. Revenue is expected to decline by 8.3% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 4.4%. Over the last 3 years on average, earnings per share has increased by 3% per year but the company’s share price has fallen by 13% per year, which means it is significantly lagging earnings. Announcement • Jul 26
Capitol Federal Financial, Inc. Announces Cash Dividend, Payable on August 18, 2023 Capitol Federal Financial, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.085 per share on outstanding CFFN common stock. The dividend is payable on August 18, 2023 to stockholders of record as of the close of business on August 4, 2023. Announcement • Jul 06
Capitol Federal Financial, Inc. to Report Q3, 2023 Results on Jul 26, 2023 Capitol Federal Financial, Inc. announced that they will report Q3, 2023 results Pre-Market on Jul 26, 2023 Recent Insider Transactions • May 26
Independent Director recently bought US$60k worth of stock On the 23rd of May, Jeffrey Thompson bought around 10k shares on-market at roughly US$6.00 per share. This transaction amounted to 21% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$531k more in shares than they have sold in the last 12 months. Recent Insider Transactions • May 16
Independent Director recently bought US$54k worth of stock On the 11th of May, Jeffrey Johnson bought around 10k shares on-market at roughly US$5.35 per share. This transaction amounted to 15% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$460k more in shares than they have sold in the last 12 months. Reported Earnings • Apr 27
Second quarter 2023 earnings: EPS exceeds analyst expectations while revenues lag behind Second quarter 2023 results: EPS: US$0.11 (down from US$0.16 in 2Q 2022). Revenue: US$46.2m (down 17% from 2Q 2022). Net income: US$14.2m (down 34% from 2Q 2022). Profit margin: 31% (down from 39% in 2Q 2022). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 2.9%. Earnings per share (EPS) exceeded analyst estimates by 4.8%. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has fallen by 19% per year, which means it is significantly lagging earnings. Price Target Changed • Apr 08
Price target decreased by 11% to US$7.75 Down from US$8.75, the current price target is an average from 2 analysts. New target price is 15% above last closing price of US$6.73. Stock is down 35% over the past year. The company is forecast to post earnings per share of US$0.39 for next year compared to US$0.62 last year. Reported Earnings • Jan 26
First quarter 2023 earnings: EPS and revenues miss analyst expectations First quarter 2023 results: EPS: US$0.12 (down from US$0.16 in 1Q 2022). Revenue: US$47.5m (down 13% from 1Q 2022). Net income: US$16.2m (down 27% from 1Q 2022). Profit margin: 34% (down from 41% in 1Q 2022). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 3.7%. Earnings per share (EPS) also missed analyst estimates by 4.0%. Revenue is forecast to stay flat during the next 2 years compared to a 7.4% growth forecast for the Mortgage industry in the US. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has fallen by 16% per year, which means it is significantly lagging earnings. Announcement • Jan 25
Capitol Federal Financial, Inc. Declares Quarterly Dividend, Payable on February 17, 2023 Capitol Federal Financial, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.085 per share on outstanding CFFN common stock. The dividend is payable on February 17, 2023 to stockholders of record as of the close of business on February 3, 2023. Announcement • Dec 28
Capitol Federal Financial, Inc. to Report Q1, 2023 Results on Jan 25, 2023 Capitol Federal Financial, Inc. announced that they will report Q1, 2023 results at 9:30 AM, US Eastern Standard Time on Jan 25, 2023 Reported Earnings • Nov 24
Full year 2022 earnings: EPS misses analyst expectations Full year 2022 results: EPS: US$0.62 (up from US$0.56 in FY 2021). Revenue: US$220.1m (up 4.5% from FY 2021). Net income: US$84.5m (up 11% from FY 2021). Profit margin: 38% (up from 36% in FY 2021). Net interest margin (NIM): 1.79% (down from 1.90% in FY 2021). Cost-to-income ratio: 52.4% (down from 56.9% in FY 2021). Non-performing loans: 0.13% (down from 0.19% in FY 2021). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 1.6%. Revenue is expected to decline by 1.1% p.a. on average during the next 2 years, while revenues in the Mortgage industry in the US are expected to grow by 6.2%. Over the last 3 years on average, earnings per share has increased by 1% per year but the company’s share price has fallen by 17% per year, which means it is significantly lagging earnings. Price Target Changed • Nov 16
Price target decreased to US$8.75 Down from US$10.50, the current price target is an average from 2 analysts. New target price is 6.6% above last closing price of US$8.21. Stock is down 33% over the past year. The company is forecast to post earnings per share of US$0.48 for next year compared to US$0.62 last year. Upcoming Dividend • Nov 10
Upcoming dividend of US$0.28 per share Eligible shareholders must have bought the stock before 17 November 2022. Payment date: 02 December 2022. Trailing yield: 7.6%. Within top quartile of American dividend payers (4.4%). Higher than average of industry peers (6.6%). Major Estimate Revision • Nov 02
Consensus EPS estimates fall by 19% The consensus outlook for earnings per share (EPS) in 2023 has deteriorated. 2023 revenue forecast decreased from US$225.5m to US$211.7m. EPS estimate also fell from US$0.60 per share to US$0.49 per share. Net income forecast to shrink 22% next year vs 3.8% growth forecast for Mortgage industry in the US . Consensus price target down from US$10.50 to US$8.75. Share price rose 5.8% to US$8.04 over the past week. Recent Insider Transactions • Oct 29
Chief Lending Officer recently bought US$61k worth of stock On the 28th of October, Rick Jackson bought around 8k shares on-market at roughly US$7.59 per share. This transaction amounted to 5.2% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth US$63k. Insiders have collectively bought US$165k more in shares than they have sold in the last 12 months. Price Target Changed • Oct 27
Price target decreased to US$9.75 Down from US$11.00, the current price target is an average from 2 analysts. New target price is 32% above last closing price of US$7.36. Stock is down 37% over the past year. The company is forecast to post earnings per share of US$0.47 for next year compared to US$0.62 last year. Reported Earnings • Oct 27
Full year 2022 earnings: EPS misses analyst expectations Full year 2022 results: EPS: US$0.62 (up from US$0.56 in FY 2021). Revenue: US$220.1m (up 4.5% from FY 2021). Net income: US$84.5m (up 11% from FY 2021). Profit margin: 38% (up from 36% in FY 2021). Net interest margin (NIM): 1.79% (down from 1.90% in FY 2021). Cost-to-income ratio: 53.3% (down from 56.9% in FY 2021). Non-performing loans: 0.13% (down from 0.19% in FY 2021). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 1.6%. Revenue is forecast to stay flat during the next 2 years compared to a 4.7% growth forecast for the Mortgage industry in the US. Over the last 3 years on average, earnings per share has increased by 1% per year but the company’s share price has fallen by 20% per year, which means it is significantly lagging earnings.