AmeriServ Financial Full Year 2024 Earnings: EPS: US$0.21 (vs US$0.20 loss in FY 2023)

AmeriServ Financial (NASDAQ:ASRV) Full Year 2024 Results

Key Financial Results

• Revenue: US$53.1m (up 18% from FY 2023).
• Net income: US$3.60m (up from US$3.35m loss in FY 2023).
• Profit margin: 6.8% (up from net loss in FY 2023). The move to profitability was driven by higher revenue.
• EPS: US$0.21 (up from US$0.20 loss in FY 2023).

ASRV Banking Performance Indicators

• Net interest margin (NIM): 2.81% (down from 2.86% in FY 2023).

All figures shown in the chart above are for the trailing 12 month (TTM) period

AmeriServ Financial shares are down 1.8% from a week ago.

Risk Analysis

Before we wrap up, we've discovered 2 warning signs for AmeriServ Financial (1 can't be ignored!) that you should be aware of.

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