ASRV Stock Overview
Operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 0/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
My Notes
Capture your thoughts, links and company narrative
AmeriServ Financial, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$2.82 |
| 52 Week High | US$3.40 |
| 52 Week Low | US$2.20 |
| Beta | 0.72 |
| 1 Month Change | -3.09% |
| 3 Month Change | 4.06% |
| 1 Year Change | -7.24% |
| 3 Year Change | -26.75% |
| 5 Year Change | -33.49% |
| Change since IPO | -52.67% |
Recent News & Updates
AmeriServ Financial (NASDAQ:ASRV) Has Affirmed Its Dividend Of $0.03
Oct 26
We Discuss Why AmeriServ Financial, Inc.'s (NASDAQ:ASRV) CEO Compensation May Be Closely Reviewed
Aug 14AmeriServ Financial (NASDAQ:ASRV) Has Announced A Dividend Of $0.03
Jul 23Recent updates
AmeriServ Financial (NASDAQ:ASRV) Has Affirmed Its Dividend Of $0.03
Oct 26We Discuss Why AmeriServ Financial, Inc.'s (NASDAQ:ASRV) CEO Compensation May Be Closely Reviewed
Aug 14AmeriServ Financial (NASDAQ:ASRV) Has Announced A Dividend Of $0.03
Jul 23AmeriServ Financial (NASDAQ:ASRV) Has Announced A Dividend Of $0.03
Apr 26AmeriServ Financial (NASDAQ:ASRV) Is Due To Pay A Dividend Of $0.03
Feb 01AmeriServ Financial (NASDAQ:ASRV) Is Paying Out A Dividend Of $0.03
Oct 24AmeriServ Financial (NASDAQ:ASRV) Has Announced A Dividend Of $0.03
Jul 25AmeriServ Financial (NASDAQ:ASRV) Has Affirmed Its Dividend Of $0.03
Apr 25AmeriServ Financial's (NASDAQ:ASRV) Dividend Will Be $0.03
Jan 27AmeriServ Financial GAAP EPS of $0.12, revenue of $14.1M
Oct 18AmeriServ Financial (NASDAQ:ASRV) Will Pay A Dividend Of $0.03
Jul 28AmeriServ Financial declares $0.03 dividend
Jul 25AmeriServ Financial GAAP EPS of $0.12, revenue of $14.26M
Jul 19AmeriServ Financial (NASDAQ:ASRV) Is Paying Out A Larger Dividend Than Last Year
Apr 22AmeriServ Financial (NASDAQ:ASRV) Will Pay A Dividend Of US$0.025
Jan 28AmeriServ Financial (NASDAQ:ASRV) Has Re-Affirmed Its Dividend Of US$0.025
Jul 23Why We Think AmeriServ Financial, Inc.'s (NASDAQ:ASRV) CEO Compensation Is Not Excessive At All
Apr 21Is AmeriServ Financial, Inc. (NASDAQ:ASRV) A Smart Pick For Income Investors?
Feb 15
If You Had Bought AmeriServ Financial's (NASDAQ:ASRV) Shares A Year Ago You Would Be Down 23%
Dec 25How Much Is AmeriServ Financial, Inc. (NASDAQ:ASRV) CEO Getting Paid?
Nov 20Shareholder Returns
| ASRV | US Banks | US Market | |
|---|---|---|---|
| 7D | -0.4% | -6.3% | -4.0% |
| 1Y | -7.2% | 28.2% | 24.0% |
Return vs Industry: ASRV underperformed the US Banks industry which returned 31.3% over the past year.
Return vs Market: ASRV underperformed the US Market which returned 26.1% over the past year.
Price Volatility
| ASRV volatility | |
|---|---|
| ASRV Average Weekly Movement | 5.4% |
| Banks Industry Average Movement | 5.3% |
| Market Average Movement | 6.4% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: ASRV has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: ASRV's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1983 | 323 | Jeff Stopko | www.ameriserv.com |
AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products in the United States. The company offers retail banking services, including demand, savings, and time deposits; checking and money market accounts; secured and unsecured consumer loans, and mortgage loans; and safe deposit boxes, holiday club accounts, and money orders. It also provides lending, depository, and related financial services, such as commercial real estate mortgage loans, short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate-construction loans, business savings accounts, wire transfers, night depository, and lock box services to commercial, industrial, financial, and governmental customers.
AmeriServ Financial, Inc. Fundamentals Summary
| ASRV fundamental statistics | |
|---|---|
| Market cap | US$47.08m |
| Earnings (TTM) | -US$2.61m |
| Revenue (TTM) | US$45.54m |
0.4x
P/B Ratio1.0x
P/S RatioIs ASRV overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| ASRV income statement (TTM) | |
|---|---|
| Revenue | US$45.54m |
| Cost of Revenue | US$0 |
| Gross Profit | US$45.54m |
| Other Expenses | US$48.15m |
| Earnings | -US$2.61m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | -0.16 |
| Gross Margin | 100.00% |
| Net Profit Margin | -5.73% |
| Debt/Equity Ratio | 88.6% |
How did ASRV perform over the long term?
See historical performance and comparisonDividends
4.3%
Current Dividend Yield-78%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/18 23:52 |
| End of Day Share Price | 2024/12/18 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
AmeriServ Financial, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
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