AmeriServ Financial, Inc.

NasdaqGM:ASRV Stock Report

Market Cap: US$47.1m

AmeriServ Financial Past Earnings Performance

Past criteria checks 0/6

AmeriServ Financial's earnings have been declining at an average annual rate of -29.2%, while the Banks industry saw earnings growing at 7% annually. Revenues have been declining at an average rate of 0.6% per year.

Key information

-29.2%

Earnings growth rate

-29.0%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate-0.6%
Return on equity-2.4%
Net Margin-5.7%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

AmeriServ Financial (NASDAQ:ASRV) Has Affirmed Its Dividend Of $0.03

Oct 26
AmeriServ Financial (NASDAQ:ASRV) Has Affirmed Its Dividend Of $0.03

We Discuss Why AmeriServ Financial, Inc.'s (NASDAQ:ASRV) CEO Compensation May Be Closely Reviewed

Aug 14
We Discuss Why AmeriServ Financial, Inc.'s (NASDAQ:ASRV) CEO Compensation May Be Closely Reviewed

AmeriServ Financial (NASDAQ:ASRV) Has Announced A Dividend Of $0.03

Jul 23
AmeriServ Financial (NASDAQ:ASRV) Has Announced A Dividend Of $0.03

AmeriServ Financial (NASDAQ:ASRV) Has Announced A Dividend Of $0.03

Apr 26
AmeriServ Financial (NASDAQ:ASRV) Has Announced A Dividend Of $0.03

AmeriServ Financial (NASDAQ:ASRV) Is Due To Pay A Dividend Of $0.03

Feb 01
AmeriServ Financial (NASDAQ:ASRV) Is Due To Pay A Dividend Of $0.03

AmeriServ Financial (NASDAQ:ASRV) Is Paying Out A Dividend Of $0.03

Oct 24
AmeriServ Financial (NASDAQ:ASRV) Is Paying Out A Dividend Of $0.03

AmeriServ Financial (NASDAQ:ASRV) Has Announced A Dividend Of $0.03

Jul 25
AmeriServ Financial (NASDAQ:ASRV) Has Announced A Dividend Of $0.03

AmeriServ Financial (NASDAQ:ASRV) Has Affirmed Its Dividend Of $0.03

Apr 25
AmeriServ Financial (NASDAQ:ASRV) Has Affirmed Its Dividend Of $0.03

AmeriServ Financial's (NASDAQ:ASRV) Dividend Will Be $0.03

Jan 27
AmeriServ Financial's (NASDAQ:ASRV) Dividend Will Be $0.03

AmeriServ Financial GAAP EPS of $0.12, revenue of $14.1M

Oct 18

AmeriServ Financial (NASDAQ:ASRV) Will Pay A Dividend Of $0.03

Jul 28
AmeriServ Financial (NASDAQ:ASRV) Will Pay A Dividend Of $0.03

AmeriServ Financial declares $0.03 dividend

Jul 25

AmeriServ Financial GAAP EPS of $0.12, revenue of $14.26M

Jul 19

AmeriServ Financial (NASDAQ:ASRV) Is Paying Out A Larger Dividend Than Last Year

Apr 22
AmeriServ Financial (NASDAQ:ASRV) Is Paying Out A Larger Dividend Than Last Year

AmeriServ Financial (NASDAQ:ASRV) Will Pay A Dividend Of US$0.025

Jan 28
AmeriServ Financial (NASDAQ:ASRV) Will Pay A Dividend Of US$0.025

AmeriServ Financial (NASDAQ:ASRV) Has Re-Affirmed Its Dividend Of US$0.025

Jul 23
AmeriServ Financial (NASDAQ:ASRV) Has Re-Affirmed Its Dividend Of US$0.025

Why We Think AmeriServ Financial, Inc.'s (NASDAQ:ASRV) CEO Compensation Is Not Excessive At All

Apr 21
Why We Think AmeriServ Financial, Inc.'s (NASDAQ:ASRV) CEO Compensation Is Not Excessive At All

Is AmeriServ Financial, Inc. (NASDAQ:ASRV) A Smart Pick For Income Investors?

Feb 15
Is AmeriServ Financial, Inc. (NASDAQ:ASRV) A Smart Pick For Income Investors?

If You Had Bought AmeriServ Financial's (NASDAQ:ASRV) Shares A Year Ago You Would Be Down 23%

Dec 25
If You Had Bought AmeriServ Financial's (NASDAQ:ASRV) Shares A Year Ago You Would Be Down 23%

How Much Is AmeriServ Financial, Inc. (NASDAQ:ASRV) CEO Getting Paid?

Nov 20
How Much Is AmeriServ Financial, Inc. (NASDAQ:ASRV) CEO Getting Paid?

Revenue & Expenses Breakdown

How AmeriServ Financial makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NasdaqGM:ASRV Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2446-3430
30 Jun 2445-3440
31 Mar 2445-3440
31 Dec 2345-3450
30 Sep 23533440
30 Jun 23554430
31 Mar 23577410
31 Dec 22577410
30 Sep 22588410
30 Jun 22578410
31 Mar 22567400
31 Dec 21567390
30 Sep 21546380
30 Jun 21536380
31 Mar 21525380
31 Dec 20505390
30 Sep 20495370
30 Jun 20495360
31 Mar 20496350
31 Dec 19496350
30 Sep 19517350
30 Jun 19518340
31 Mar 19518340
31 Dec 18508340
30 Sep 18505340
30 Jun 18504340
31 Mar 18504340
31 Dec 17493340
30 Sep 17495340
30 Jun 17485340
31 Mar 17485340
31 Dec 16452340
30 Sep 16452340
30 Jun 16463340
31 Mar 16463350
31 Dec 15496340
30 Sep 15495340
30 Jun 15494350
31 Mar 15483350
31 Dec 14483360
30 Sep 14504360
30 Jun 14505360
31 Mar 14505350
31 Dec 13505350

Quality Earnings: ASRV is currently unprofitable.

Growing Profit Margin: ASRV is currently unprofitable.


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: ASRV is unprofitable, and losses have increased over the past 5 years at a rate of 29.2% per year.

Accelerating Growth: Unable to compare ASRV's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: ASRV is unprofitable, making it difficult to compare its past year earnings growth to the Banks industry (-12.2%).


Return on Equity

High ROE: ASRV has a negative Return on Equity (-2.41%), as it is currently unprofitable.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/18 22:40
End of Day Share Price 2024/12/18 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

AmeriServ Financial, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

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