Keweenaw Financial (KEFI) Stock Overview

Through its subsidiary, Superior National Bank, provides various financial and trust services to individual and corporate customers. More details

KEFI fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	2/6
Financial Health	6/6
Dividends	3/6

Rewards

Trading at 45.7% below our estimate of its fair value

Risk Analysis

Shares are highly illiquid

Revenue has declined by 0.4% over the past year

Does not have a meaningful market cap ($64M)

Unstable dividend track record

+ 1 more risk

KEFI Community Fair Values

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Keweenaw Financial Corporation Competitors

Price History & Performance

Summary of share price highs, lows and changes for Keweenaw Financial
Historical stock prices
Current Share Price	US$55.00
52 Week High	US$73.00
52 Week Low	US$49.00
Beta	0.52
1 Month Change	0%
3 Month Change	7.84%
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	75.53%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	KEFI	US Banks	US Market
7D	0%	-0.9%	-1.1%
1Y	n/a	25.6%	14.7%

Return vs Industry: Insufficient data to determine how KEFI performed against the US Banks industry.

Return vs Market: Insufficient data to determine how KEFI performed against the US Market.

Price Volatility

Is KEFI's price volatile compared to industry and market?
KEFI volatility
KEFI Average Weekly Movement	n/a
Banks Industry Average Movement	3.8%
Market Average Movement	6.4%
10% most volatile stocks in US Market	16.5%
10% least volatile stocks in US Market	3.0%

Stable Share Price: KEFI's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine KEFI's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1890	n/a	Mike Hauswirth	www.snb-t.com

Keweenaw Financial Corporation, through its subsidiary, Superior National Bank, provides various financial and trust services to individual and corporate customers. The company offers savings, checking, and money market accounts; certificates of deposit; home, auto and recreational, personal, commercial, and healthcare loans; and personal finance services. It provides trust and wealth management services, including investment management, trust and estate administration, and retirement services.

Keweenaw Financial Corporation Fundamentals Summary

How do Keweenaw Financial's earnings and revenue compare to its market cap?
KEFI fundamental statistics
Market cap	US$63.86m
Earnings (TTM)	US$6.97m
Revenue (TTM)	US$40.01m

9.2x

P/E Ratio

0.8x

P/B Ratio

Is KEFI overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
KEFI income statement (TTM)
Revenue	US$40.01m
Cost of Revenue	US$0
Gross Profit	US$40.01m
Other Expenses	US$33.05m
Earnings	US$6.97m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	6.00
Gross Margin	100.00%
Net Profit Margin	17.41%
Debt/Equity Ratio	70.6%

How did KEFI perform over the long term?

See historical performance and comparison

Dividends

3.5%

Current Dividend Yield

29%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2026/01/03 07:50
End of Day Share Price	2025/10/14 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Keweenaw Financial Corporation is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.