Keweenaw Financial Past Earnings Performance
Past criteria checks 1/6
Keweenaw Financial's earnings have been declining at an average annual rate of -23.7%, while the Banks industry saw earnings growing at 10.2% annually. Revenues have been declining at an average rate of 20.1% per year. Keweenaw Financial's return on equity is 14.8%, and it has net margins of 22.4%.
Key information
-23.7%
Earnings growth rate
-23.7%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | -20.1% |
| Return on equity | 14.8% |
| Net Margin | 22.4% |
| Last Earnings Update | 31 Dec 2022 |
Recent past performance updates
No updates
Recent updates
No updates
Revenue & Expenses BreakdownBeta
How Keweenaw Financial makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 22 | 45 | 10 | 29 | 0 |
| 31 Dec 21 | 56 | 13 | 34 | 0 |
| 31 Dec 20 | 53 | 11 | 34 | 0 |
| 31 Dec 19 | 24 | 6 | 15 | 0 |
| 31 Dec 18 | 23 | 7 | 13 | 0 |
| 31 Dec 17 | 22 | 5 | 13 | 0 |
| 31 Dec 16 | 21 | 5 | 11 | 0 |
| 31 Dec 15 | 21 | 4 | 14 | 0 |
| 31 Dec 14 | 20 | 6 | 10 | 0 |
| 31 Dec 13 | 18 | 6 | 10 | 0 |
Quality Earnings: KEFI has high quality earnings.
Growing Profit Margin: KEFI's current net profit margins (22.4%) are lower than last year (23.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: Insufficient data to determine if KEFI's year-on-year earnings growth rate was positive over the past 5 years.
Accelerating Growth: KEFI's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: KEFI had negative earnings growth (-23.7%) over the past year, making it difficult to compare to the Banks industry average (-9.7%).
Return on Equity
High ROE: KEFI's Return on Equity (14.8%) is considered low.