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NMB Bank PlcDAR:NMB Stock Report

Market Cap TSh8.9t
Share Price
n/a
1Y117.2%
7D0.6%
1D0%
Portfolio Value
​
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NMB Bank Plc

DAR:NMB Stock Report

Market Cap: TSh8.9t

NMB Bank (NMB) Stock Overview

Provides various banking products and services in Tanzania. More details

NMB fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance4/6
Financial Health4/6
Dividends3/6

Rewards

Price-To-Earnings ratio (11x) is below the TZ market (15x)

Earnings have grown 20.8% per year over the past 5 years

Risk Analysis

Unstable dividend track record


NMB Community Fair Values

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NMB Bank

NMB Trading at a Discount to Intrinsic Value Based on Earnings and Book Value Metrics

NMB Bank Plc is currently trading at valuation levels that appear undemanding relative to its fundamentals. The stock is priced at a trailing P/E multiple of approximately 6.7×, which is below what would typically be expected for a well-capitalized, profitable, and systemically important banking institution.
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TSh12.5k
FV
41.6% overvalued intrinsic discount
33.18%
Revenue growth p.a.
124
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NMB Bank Plc Competitors

Price History & Performance

Summary of share price highs, lows and changes for NMB Bank
Historical stock prices
Current Share PriceTSh17,700.00
52 Week HighTSh18,000.00
52 Week LowTSh7,670.00
Beta0.19
1 Month Change5.67%
3 Month Change28.54%
1 Year Change117.18%
3 Year Change358.55%
5 Year Change656.41%
Change since IPO2,007.14%

Recent News & Updates

Recent updates

Shareholder Returns

NMBTZ BanksTZ Market
7D0.6%1.7%1.4%
1Y117.2%105.3%70.7%

Return vs Industry: NMB exceeded the TZ Banks industry which returned 100.3% over the past year.

Return vs Market: NMB exceeded the TZ Market which returned 67.3% over the past year.

Price Volatility

Is NMB's price volatile compared to industry and market?
NMB volatility
NMB Average Weekly Movement2.3%
Banks Industry Average Movement6.2%
Market Average Movement5.7%
10% most volatile stocks in TZ Market9.2%
10% least volatile stocks in TZ Market1.8%

Stable Share Price: NMB has not had significant price volatility in the past 3 months compared to the TZ market.

Volatility Over Time: NMB's weekly volatility (2%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19974,271Ruth Zaipunawww.nmbbank.co.tz

NMB Bank Plc provides various banking products and services in Tanzania. It operates through Treasury, Retail Banking, and Wholesale Banking segments. The company’s deposit products include personal, wisdom, current, bonus, business savings, business, fixed, flexi, call, trust, exclusive, and executive accounts; fixed and term deposits; and Kilimo, Fanikiwa, Chap Chap instant, Mtoto Akaunti, agribusiness personal, Chipukizi, and Mwanachuo accounts.

NMB Bank Plc Fundamentals Summary

How do NMB Bank's earnings and revenue compare to its market cap?
NMB fundamental statistics
Market capTSh8.85t
Earnings (TTM)TSh803.57b
Revenue (TTM)TSh1.86t
11.0x
P/E Ratio
2.8x
P/B Ratio

Is NMB overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
NMB income statement (TTM)
RevenueTSh1.86t
Cost of RevenueTSh70.48b
Gross ProfitTSh1.79t
Other ExpensesTSh986.26b
EarningsTSh803.57b

Last Reported Earnings

Jun 30, 2026

Next Earnings Date

n/a

Earnings per share (EPS)1.61k
Gross Margin96.21%
Net Profit Margin43.20%
Debt/Equity Ratio41.3%

How did NMB perform over the long term?

See historical performance and comparison

Dividends

2.8%
Current Dividend Yield
31%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/08/19 08:30
End of Day Share Price 2026/08/19 00:00
Earnings2026/06/30
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

NMB Bank Plc is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Maureen KiriguaEFG-Hermes Research
James StarkeSBG Securities (Proprietary) Limited