CRDB Stock Overview
Provides corporate and retail banking services for individuals, small and medium enterprises (SME), corporates, and high net worth individuals in the United Republic of Tanzania, the Republic of Burundi, and the Democratic Republic of Congo. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 5/6 |
| Financial Health | 4/6 |
| Dividends | 4/6 |
My Notes
Capture your thoughts, links and company narrative
CRDB Bank Plc Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | TSh650.00 |
| 52 Week High | TSh700.00 |
| 52 Week Low | TSh455.00 |
| Beta | 0.22 |
| 1 Month Change | 0% |
| 3 Month Change | 0% |
| 1 Year Change | 41.30% |
| 3 Year Change | 136.36% |
| 5 Year Change | 584.21% |
| Change since IPO | 261.11% |
Recent News & Updates
Recent updates
Shareholder Returns
| CRDB | TZ Banks | TZ Market | |
|---|---|---|---|
| 7D | 0% | -0.6% | -0.8% |
| 1Y | 41.3% | 26.2% | 6.7% |
Return vs Industry: CRDB exceeded the TZ Banks industry which returned 26.2% over the past year.
Return vs Market: CRDB exceeded the TZ Market which returned 6.6% over the past year.
Price Volatility
| CRDB volatility | |
|---|---|
| CRDB Average Weekly Movement | 2.4% |
| Banks Industry Average Movement | 3.4% |
| Market Average Movement | 3.8% |
| 10% most volatile stocks in TZ Market | 5.1% |
| 10% least volatile stocks in TZ Market | 1.1% |
Stable Share Price: CRDB has not had significant price volatility in the past 3 months compared to the TZ market.
Volatility Over Time: CRDB's weekly volatility (2%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1996 | 4,175 | Abdulmajid Nsekela | www.crdbbank.co.tz |
CRDB Bank Plc, together with its subsidiaries, provides corporate and retail banking services for individuals, small and medium enterprises (SME), corporates, and high net worth individuals in the United Republic of Tanzania, the Republic of Burundi, and the Democratic Republic of Congo. It operates through three segments: Corporate Banking, Retail Banking, and Treasury. The company offers current, malkia, savings, junior jumbo, call, fixed deposit, salary, bidii, Hodari, teen, niamoja, pension, and scholar accounts; personal and salary advance loans; SME, MSE, malkia, and komboa loans; debit cards; short- and long-term loans; and trade finance, overdraft facilities, contract financing for construction, asset-based financing, utility services, general business, and agricultural based project financing.
CRDB Bank Plc Fundamentals Summary
| CRDB fundamental statistics | |
|---|---|
| Market cap | TSh1.70t |
| Earnings (TTM) | TSh553.14b |
| Revenue (TTM) | TSh1.49t |
3.1x
P/E Ratio0.8x
P/B RatioIs CRDB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CRDB income statement (TTM) | |
|---|---|
| Revenue | TSh1.49t |
| Cost of Revenue | TSh7.95b |
| Gross Profit | TSh1.49t |
| Other Expenses | TSh931.90b |
| Earnings | TSh553.14b |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 211.78 |
| Gross Margin | 99.47% |
| Net Profit Margin | 37.05% |
| Debt/Equity Ratio | 158.6% |
How did CRDB perform over the long term?
See historical performance and comparisonDividends
7.7%
Current Dividend Yield31%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 04:55 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
CRDB Bank Plc is covered by 5 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Francis Mwangi | African Alliance |
| Judd Murigi | African Alliance |
| Muammar Ismaily | EFG-Hermes Research |