CRDB Bank Ownership

Who are the major shareholders and have insiders been buying or selling?

Recent Insider Transactions

Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.

Ownership Breakdown

What is the ownership structure of CRDB?
Owner Type	Number of Shares	Ownership Percentage
Individual Insiders	86,237,280	3.3%
Private Companies	686,567,134	26.3%
Institutions	771,178,347	29.5%
General Public	1,067,855,823	40.9%

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.

Top Shareholders

Top 21 shareholders own 59.11% of the company

Ownership	Name	Shares	Current Value	Change %	Portfolio %
21%	Danish International Development Agency	548,067,648	TSh356.2b	0%	no data
13.3%	The Public Service Social Security Fund	346,761,028	TSh225.4b	0%	49.66%
7.52%	National Social Security Fund	196,456,402	TSh127.7b	0%	10.93%
2.58%	Abbasi Exports Limited	67,515,720	TSh43.9b	0%	no data
2.46%	The Rock Creek Group, LP	64,352,349	TSh41.8b	0%	1.5%
1.94%	Patrick Schegg	50,754,057	TSh33.0b	0%	no data
1.69%	CHANGE Global Investment, LLC	44,216,540	TSh28.7b	0%	61.49%
1.59%	Wegen Kilimanjaro Frontier Africa Fund	41,652,795	TSh27.1b	0%	no data
1.58%	Zanzibar Social Security Fund	41,373,558	TSh26.9b	0%	84.75%
1.25%	Hans Macha	32,764,200	TSh21.3b	0%	no data
1.23%	National Health Insurance Fund	32,040,040	TSh20.8b	0%	52.4%
1.17%	Duet Asset Management Limited	30,569,430	TSh19.9b	0%	31.05%
1.12%	CMG Investment Limited	29,330,971	TSh19.1b	0%	no data
0.59%	Russell Investment Management, LLC	15,409,000	TSh10.0b	0%	0.01%
0.085%	Boniface Muhegi	2,231,352	TSh1.5b	0%	no data
0.0078%	Abdulmajid Nsekela	204,650	TSh133.1m	0%	no data
0.0062%	Ally Laay	161,548	TSh105.1m	0%	no data
0.0025%	Hosea Kashimba	64,875	TSh42.1m	0%	no data
0.0016%	Faustine Bee	41,536	TSh27.0m	0%	no data
0.00048%	Fredy Msemwa	12,612	TSh8.1m	0%	no data
0.00009%	Abdul Mohamed	2,450	TSh1.5m	0%	no data

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/22 04:55
End of Day Share Price	2024/12/20 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

CRDB Bank Plc is covered by 5 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Francis Mwangi	African Alliance
Judd Murigi	African Alliance
Muammar Ismaily	EFG-Hermes Research