CRDB Bank Ownership

Who are the major shareholders and have insiders been buying or selling?

Recent Insider Transactions

Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.

Ownership Breakdown

What is the ownership structure of CRDB?
Owner Type	Number of Shares	Ownership Percentage
Individual Insiders	89,737,414	3.44%
Private Companies	597,474,993	22.9%
Institutions	747,752,340	28.6%
General Public	1,176,875,253	45.1%

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.

Top Shareholders

Top 19 shareholders own 54.94% of the company

Ownership	Name	Shares	Current Value	Change %	Portfolio %
21%	Danish International Development Agency	548,067,648	TSh1.4t	0%	no data
13.3%	The Public Service Social Security Fund	346,761,028	TSh898.1b	0%	67.86%
9.56%	National Social Security Fund	249,822,168	TSh647.0b	0%	25.04%
1.94%	Patrick Schegg	50,754,057	TSh131.5b	0%	no data
1.58%	Zanzibar Social Security Fund	41,373,558	TSh107.2b	0%	89.06%
1.47%	Hans Macha	38,339,248	TSh99.3b	0%	no data
1.24%	Unit Trust of Tanzania	32,430,701	TSh84.0b	0%	36.52%
1.23%	National Health Insurance Fund	32,040,040	TSh83.0b	0%	71.13%
1.17%	CMG Investment Limited	30,468,873	TSh78.9b	0%	no data
0.73%	Wegen Kilimanjaro Frontier Africa Fund	18,938,472	TSh49.1b	0%	no data
0.69%	CHANGE Global Investment, LLC	18,016,559	TSh46.7b	0%	69.84%
0.55%	Russell Investment Management, LLC	14,420,000	TSh37.3b	0%	0.01%
0.49%	Rock Creek Group LLC	12,888,286	TSh33.4b	0%	1.15%
0.015%	Abdulmajid Nsekela	386,643	TSh1.0b	0%	no data
0.0045%	Grace Joachim	117,339	TSh303.7m	0%	no data
0.0032%	Donald Mmari	83,529	TSh216.5m	0%	no data
0.0016%	Faustine Bee	41,536	TSh107.6m	0%	no data
0.00048%	Fredy Msemwa	12,612	TSh32.5m	0%	no data
0.00009%	Abdul Mohamed	2,450	TSh6.1m	0%	no data

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2026/08/09 22:54
End of Day Share Price	2026/08/07 00:00
Earnings	2026/06/30
Annual Earnings	2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

CRDB Bank Plc is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Muammar Ismaily	EFG-Hermes Research
James Starke	SBG Securities (Proprietary) Limited