CRDB Bank Plc

DAR:CRDB Stock Report

Market Cap: TSh6.7t

CRDB Bank Dividends and Buybacks

Dividend criteria checks 3/6

CRDB Bank is a dividend paying company with a current yield of 3.5% that is well covered by earnings.

Key information

3.5%

Dividend yield

n/a

Buyback Yield

Total Shareholder Yieldn/a
Future Dividend Yieldn/a
Dividend Growth26.0%
Next dividend pay daten/a
Ex dividend daten/a
Dividend per sharen/a
Payout ratio32%

Recent dividend and buyback updates

Recent updates

New Narrative Apr 14

Critical analysis of CRDB Bank Tanzania (DSE: CRDB).CRDB Bank Tanzania — Critical Investment Analysis

CRDB Bank Tanzania — Critical Investment Analysis Current Stock Snapshot (April 2026) CRDB is currently trading at TZS 2,840 on the Dar es Salaam Stock Exchange, with a market cap of approximately TZS 7.42 trillion and 2.61 billion shares outstanding.  Over the past 52 weeks, the share has ranged from TZS 790 to TZS 3,140 — a staggering 243% one-year gain.
New Narrative Apr 13

CRDB Bank's Earnings expected to grow 24.55% C.A.G.R to 2030

CRDB's Net Operating Income is projected to grow 21.96% YoY between 2026 - 2030, driven by strong credit appetite from Tanzania and Burundi, and exponential revenue growth from newly issued subsidiaries CRDB Insurance and CRDB Congo, as well as robust non-funded income growth from its digital platforms as usage continues to surge, and diversification towards other financial services solidifies. A positive jaws between gross income and operating expense growth expected to hold during the projected period as subsidiaries become more profitable and staff productivity continues to surge resulting in a projected earnings growth of 24.55% C.A.G.R between 2026 - 2030.
New Narrative Nov 09

A 30% ROE Bank Trading at 6x Earnings

CRDB Bank delivered a strong Q3 2025 performance with profit after tax of TZS 506.1 billion (9-month cumulative), representing a 27% YoY growth. At the current market price of TZS 1,170 per share , the stock appears moderately valued with a P/E ratio of 15.73 and solid fundamentals supporting continued growth.

Stability and Growth of Payments

Fetching dividends data

Stable Dividend: CRDB's dividend payments have been volatile in the past 10 years.

Growing Dividend: CRDB's dividend payments have increased over the past 10 years.


Dividend Yield vs Market

CRDB Bank Dividend Yield vs Market
How does CRDB dividend yield compare to the market?
SegmentDividend Yield
Company (CRDB)3.5%
Market Bottom 25% (TZ)2.5%
Market Top 25% (TZ)4.0%
Industry Average (Banks)2.5%
Analyst forecast (CRDB) (up to 3 years)n/a

Notable Dividend: CRDB's dividend (3.5%) is higher than the bottom 25% of dividend payers in the TZ market (2.44%).

High Dividend: CRDB's dividend (3.5%) is low compared to the top 25% of dividend payers in the TZ market (3.91%).


Current Payout to Shareholders

Earnings Coverage: With its reasonably low payout ratio (32.1%), CRDB's dividend payments are well covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years or that it will be covered by earnings.


Discover strong dividend paying companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/17 19:44
End of Day Share Price 2026/06/17 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

CRDB Bank Plc is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Muammar IsmailyEFG-Hermes Research
James StarkeSBG Securities (Proprietary) Limited