NMB Bank Balance Sheet Health
Financial Health criteria checks 4/6
NMB Bank has total assets of TZS12,165.6B and total equity of TZS2,090.6B. Total deposits are TZS8,309.4B, and total loans are TZS7,819.1B earning a Net Interest Margin of 10%. It has insufficient allowance for bad loans, which are currently at 3.1% of total loans. Cash and short-term investments are TZS550.6B.
Key information
5.8x
Asset to equity ratio
10.0%
Net interest margin
Total deposits | TSh8.31t |
Loan to deposit ratio | Appropriate |
Bad loans | 3.1% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | TSh550.60b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NMB's Assets to Equity ratio (5.8x) is low.
Allowance for Bad Loans: NMB has a low allowance for bad loans (96%).
Low Risk Liabilities: 82% of NMB's liabilities are made up of primarily low risk sources of funding.
Loan Level: NMB has an appropriate level of Loans to Assets ratio (64%).
Low Risk Deposits: NMB's Loans to Deposits ratio (94%) is appropriate.
Level of Bad Loans: NMB has a high level of bad loans (3.1%).