Grupo Security
Market Cap
CL$606.6b
Last Updated
2021/01/15 22:02 UTC
Data Sources
Company Financials +
Executive Summary
Grupo Security S.A., a diversified financial company, provides banking, insurance, asset management, and other services to large and medium-sized companies, and high-income individuals in Chile. More Details
Rewards
Risk Analysis
Snowflake Analysis
Adequate balance sheet average dividend payer.
Share Price & News
How has Grupo Security's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: SECURITY is not significantly more volatile than the rest of CL stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: SECURITY's weekly volatility (4%) has been stable over the past year.
Market Performance
7 Day Return
9.1%
SECURITY
1.0%
CL Banks
0.6%
CL Market
1 Year Return
-21.4%
SECURITY
-8.2%
CL Banks
-9.8%
CL Market
Return vs Industry: SECURITY underperformed the CL Banks industry which returned -6.8% over the past year.
Return vs Market: SECURITY underperformed the CL Market which returned -9.1% over the past year.
Shareholder returns
| SECURITY | Industry | Market | |
|---|---|---|---|
| 7 Day | 9.1% | 1.0% | 0.6% |
| 30 Day | 16.0% | 10.5% | 8.8% |
| 90 Day | 20.5% | 26.3% | 17.5% |
| 1 Year | -15.0%-21.4% | -3.6%-8.2% | -5.6%-9.8% |
| 3 Year | -39.8%-48.9% | -7.2%-17.5% | -19.1%-27.4% |
| 5 Year | 4.1%-21.0% | 69.3%37.9% | 27.2%-1.9% |
Long-Term Price Volatility Vs. Market
How volatile is Grupo Security's share price compared to the market and industry in the last 5 years?
Simply Wall St News
3 weeks ago | Simply Wall St
What To Know Before Buying Grupo Security S.A. (SNSE:SECURITY) For Its Dividend2 months ago | Simply Wall St
Grupo Security (SNSE:SECURITY) Share Prices Have Dropped 56% In The Last Three Years4 months ago | Simply Wall St
Are Dividend Investors Making A Mistake With Grupo Security S.A. (SNSE:SECURITY)?Valuation
Is Grupo Security undervalued compared to its fair value and its price relative to the market?
8.57x
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: SECURITY (CLP154.93) is trading above our estimate of fair value (CLP34.81)
Significantly Below Fair Value: SECURITY is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: SECURITY is good value based on its PE Ratio (8.6x) compared to the CL Banks industry average (16.3x).
PE vs Market: SECURITY is good value based on its PE Ratio (8.6x) compared to the CL market (14.7x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate SECURITY's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: SECURITY is good value based on its PB Ratio (0.7x) compared to the CL Banks industry average (1.2x).
Next Steps
Future Growth
How is Grupo Security forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?
23.0%
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Grupo Security has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
Next Steps
- Examine whether Grupo Security is trading at an attractive price based on how much it is expected to earn in the future, and relative to its industry peers and the wider market.
- Explore growth companies in the Banks industry.
Past Performance
How has Grupo Security performed over the past 5 years?
1.8%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: SECURITY has high quality earnings.
Growing Profit Margin: SECURITY's current net profit margins (18.7%) are lower than last year (19%).
Past Earnings Growth Analysis
Earnings Trend: SECURITY's earnings have grown by 1.8% per year over the past 5 years.
Accelerating Growth: SECURITY's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: SECURITY had negative earnings growth (-18.9%) over the past year, making it difficult to compare to the Banks industry average (-21.1%).
Return on Equity
High ROE: SECURITY's Return on Equity (7.9%) is considered low.
Next Steps
Financial Health
How is Grupo Security's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SECURITY's Assets to Equity ratio (14.1x) is moderate.
Allowance for Bad Loans: SECURITY has a sufficient allowance for bad loans (346%).
Low Risk Liabilities: 72% of SECURITY's liabilities are made up of primarily higher risk sources of funding.
Loan Level: SECURITY has an appropriate level of Loans to Assets ratio (56%).
Low Risk Deposits: SECURITY's Loans to Deposits ratio (216%) is high.
Level of Bad Loans: SECURITY has an appropriate level of bad loans (0.5%).
Next Steps
Dividend
What is Grupo Security current dividend yield, its reliability and sustainability?
7.91%
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: SECURITY's dividend (7.91%) is higher than the bottom 25% of dividend payers in the CL market (2.13%).
High Dividend: SECURITY's dividend (7.91%) is in the top 25% of dividend payers in the CL market (5.76%)
Stability and Growth of Payments
Stable Dividend: SECURITY's dividend payments have been volatile in the past 10 years.
Growing Dividend: SECURITY's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonably low payout ratio (41.2%), SECURITY's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
10.6yrs
Average management tenure
CEO
Renato Arturo Peñafiel Muñoz (68 yo)
24.92yrs
Tenure
Mr. Renato Arturo Peñafiel Muñoz has been the Chief Executive Officer and General Manager at Grupo Security S.A. since January 02, 1996 and served as its President. Mr. Peñafiel Muñoz serves as Director at...
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| CEO & GM | 24.92yrs | no data | no data | |
| Corporate Chief Accounting Manager | 6.58yrs | no data | no data | |
| Corporate Technology Manager | 2.17yrs | no data | no data | |
| Head of Investor Relations | no data | no data | no data | |
| Executive Vice President of Corporate Marketing | 15.58yrs | no data | no data | |
| Senior Vice President of Planning & Control | no data | no data | no data | |
| Chief Economist | 3.83yrs | no data | no data | |
| Controller & Corporate Business Risk Manager | 14.67yrs | no data | no data |
10.6yrs
Average Tenure
50yo
Average Age
Experienced Management: SECURITY's management team is seasoned and experienced (10.6 years average tenure).
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Independent Director | 30yrs | CL$1.15k | no data | |
| Independent Chairman of the Board | no data | CL$12.88k | no data | |
| Independent Director | 30yrs | CL$1.31k | no data | |
| Independent Director | 27yrs | CL$655.00 | no data | |
| Independent Director | 19yrs | CL$1.18k | no data | |
| Independent Director | 4.75yrs | CL$455.00 | no data | |
| Independent Director | 7.75yrs | CL$1.18k | no data | |
| Independent Director | 7.75yrs | CL$1.36k | no data | |
| Independent Director | 11.42yrs | CL$1.01k | no data |
15.2yrs
Average Tenure
76yo
Average Age
Experienced Board: SECURITY's board of directors are seasoned and experienced ( 15.2 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 8.7%.
Top Shareholders
Company Information
Grupo Security S.A.'s company bio, employee growth, exchange listings and data sources
Key Information
- Name: Grupo Security S.A.
- Ticker: SECURITY
- Exchange: SNSE
- Founded: 1981
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: CL$606.604b
- Shares outstanding: 4.02b
- Website: https://www.security.cl
Number of Employees
Location
- Grupo Security S.A.
- Av. Apoquindo N°3.150
- Floor 7
- Santiago
- Region Metropolitana (Santiago)
- Chile
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| SECURITY | SNSE (Santiago Stock Exchange) | Yes | Ordinary Shares | CL | CLP | Sep 1995 |
Biography
Grupo Security S.A., a diversified financial company, provides banking, insurance, asset management, and other services to large and medium-sized companies, and high-income individuals in Chile. The compan...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2021/01/15 22:02 |
| End of Day Share Price | 2021/01/15 00:00 |
| Earnings | 2020/09/30 |
| Annual Earnings | 2019/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.