Mwalimu Commercial Bank PLC provides personal and business banking services in Tanzania.
Price History & Performance
|Historical stock prices|
|Current Share Price||TSh500.00|
|52 Week High||TSh500.00|
|52 Week Low||TSh500.00|
|1 Month Change||0%|
|3 Month Change||n/a|
|1 Year Change||n/a|
|3 Year Change||n/a|
|5 Year Change||-9.09%|
|Change since IPO||-23.08%|
Recent News & Updates
|MCB||TZ Banks||TZ Market|
Return vs Industry: Insufficient data to determine how MCB performed against the TZ Banks industry.
Return vs Market: Insufficient data to determine how MCB performed against the TZ Market.
Stable Share Price: Insufficient data to determine MCB's volatility over the past 3 months.
Volatility Over Time: Insufficient data to determine MCB's volatility change over the past year.
About the Company
Mwalimu Commercial Bank PLC provides personal and business banking services in Tanzania. The company offers current, savings, foreign currency, and student accounts; and personal, advance salary, education, and insurance premium financing loans. It also provides money transfer, treasury, and insurance services.
Mwalimu Commercial Bank Fundamentals Summary
|MCB fundamental statistics|
Is MCB overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|MCB income statement (TTM)|
|Cost of Revenue||TSh0|
Last Reported Earnings
Mar 31, 2021
Next Earnings Date
|Earnings per share (EPS)||-65.64|
|Net Profit Margin||-187.85%|
How did MCB perform over the long term?See historical performance and comparison
Is Mwalimu Commercial Bank undervalued compared to its fair value and its price relative to the market?
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate MCB's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate MCB's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: MCB is unprofitable, so we can't compare its PE Ratio to the TZ Banks industry average.
PE vs Market: MCB is unprofitable, so we can't compare its PE Ratio to the TZ market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate MCB's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: MCB is overvalued based on its PB Ratio (1.9x) compared to the TZ Banks industry average (0.8x).
How is Mwalimu Commercial Bank forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Mwalimu Commercial Bank has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has Mwalimu Commercial Bank performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: MCB is currently unprofitable.
Growing Profit Margin: MCB is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: MCB is unprofitable, and losses have increased over the past 5 years at a rate of 6.6% per year.
Accelerating Growth: Unable to compare MCB's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: MCB is unprofitable, making it difficult to compare its past year earnings growth to the Banks industry (11%).
Return on Equity
High ROE: MCB has a negative Return on Equity (-24.66%), as it is currently unprofitable.
How is Mwalimu Commercial Bank's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: MCB's Assets to Equity ratio (2.6x) is low.
Allowance for Bad Loans: MCB has a low allowance for bad loans (85%).
Low Risk Liabilities: 90% of MCB's liabilities are made up of primarily low risk sources of funding.
Loan Level: MCB has an appropriate level of Loans to Assets ratio (77%).
Low Risk Deposits: MCB's Loans to Deposits ratio (138%) is high.
Level of Bad Loans: MCB has an appropriate level of bad loans (0.8%).
What is Mwalimu Commercial Bank current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate MCB's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate MCB's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if MCB's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if MCB's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of MCB's dividend in 3 years as they are not forecast to pay a notable one for the TZ market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Mr. Richard Louis Makungwa serves as Chief Executive Officer at Mwalimu Commercial Bank PLC since 2019.
Experienced Management: MCB's management team is considered experienced (2.8 years average tenure).
Experienced Board: MCB's board of directors are not considered experienced ( 1.3 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Mwalimu Commercial Bank PLC's employee growth, exchange listings and data sources
- Name: Mwalimu Commercial Bank PLC
- Ticker: MCB
- Exchange: DAR
- Founded: 2012
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: TSh30.912b
- Shares outstanding: 61.82m
- Website: https://mwalimubank.co.tz
Number of Employees
- Mwalimu Commercial Bank PLC
- Mlimani Tower-Mezzanine Floor
- Sam Nujoma Road
- Dar es Salaam
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/25 15:01|
|End of Day Share Price||2021/08/13 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.