Mwalimu Commercial Bank PLC

DAR:MCB Stock Report

Market Cap: TSh19.2b

Mwalimu Commercial Bank Past Earnings Performance

Past criteria checks 3/6

Mwalimu Commercial Bank has been growing earnings at an average annual rate of 45.3%, while the Banks industry saw earnings growing at 38.6% annually. Revenues have been growing at an average rate of 28.8% per year. Mwalimu Commercial Bank's return on equity is 0.07%, and it has net margins of 0.2%.

Key information

45.3%

Earnings growth rate

45.4%

EPS growth rate

Banks Industry Growth31.8%
Revenue growth rate28.8%
Return on equity0.07%
Net Margin0.2%
Last Earnings Update31 Dec 2023

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How Mwalimu Commercial Bank makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

DAR:MCB Revenue, expenses and earnings (TZS Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 236,900113,0400
31 Mar 237,278-863,1410
31 Dec 226,889-3313,1100
30 Jun 226,730-303,0120
31 Mar 226,021-5342,9170
31 Dec 215,199-1,3872,8740
30 Sep 213,664-2,2983,8440
30 Jun 212,617-3,4863,8760
31 Mar 212,160-4,0583,8760
31 Dec 202,011-4,0623,8060
30 Sep 202,237-3,8804,6450
30 Jun 202,296-4,2534,8330
31 Mar 202,270-4,6854,9770
31 Dec 192,548-4,8274,3460
30 Sep 192,781-5,5114,9550
30 Jun 192,847-5,3534,9190
31 Mar 192,910-5,3325,0070
31 Dec 182,813-5,5036,0340
30 Sep 182,974-4,9565,1840
30 Jun 183,115-4,3925,2960
31 Mar 183,337-4,2775,0360
31 Dec 173,419-4,2714,8300
30 Sep 173,211-4,6114,5030
31 Dec 163,833-7303,3290
31 Dec 152,975832,8480
31 Dec 142,0366495720

Quality Earnings: MCB has high quality earnings.

Growing Profit Margin: MCB became profitable in the past.


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: MCB has become profitable over the past 5 years, growing earnings by 45.3% per year.

Accelerating Growth: MCB has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: MCB has become profitable in the last year, making it difficult to compare its past year earnings growth to the Banks industry (22.4%).


Return on Equity

High ROE: MCB's Return on Equity (0.07%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 04:57
End of Day Share Price 2024/12/19 00:00
Earnings2023/12/31
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Mwalimu Commercial Bank PLC is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution