Mwalimu Commercial Bank Balance Sheet Health
Financial Health criteria checks 5/6
Mwalimu Commercial Bank has total assets of TZS81.5B and total equity of TZS15.6B. Total deposits are TZS63.2B, and total loans are TZS70.4B earning a Net Interest Margin of 7.7%. It has insufficient allowance for bad loans, which are currently at 1.6% of total loans. Cash and short-term investments are TZS677.0M.
Key information
5.2x
Asset to equity ratio
7.7%
Net interest margin
| Total deposits | TSh63.21b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.6% |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | TSh677.00m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MCB's Assets to Equity ratio (5.2x) is low.
Allowance for Bad Loans: Insufficient data to determine if MCB has a sufficient allowance for bad loans.
Low Risk Liabilities: 96% of MCB's liabilities are made up of primarily low risk sources of funding.
Loan Level: MCB has an appropriate level of Loans to Assets ratio (86%).
Low Risk Deposits: MCB's Loans to Deposits ratio (111%) is appropriate.
Level of Bad Loans: MCB has an appropriate level of bad loans (1.6%).