Mkombozi Commercial Bank Plc provides banking and related services in Tanzania.
Price History & Performance
|Historical stock prices|
|Current Share Price||TSh780.00|
|52 Week High||TSh780.00|
|52 Week Low||TSh780.00|
|1 Month Change||0%|
|3 Month Change||n/a|
|1 Year Change||n/a|
|3 Year Change||n/a|
|5 Year Change||-23.53%|
|Change since IPO||-48.00%|
Recent News & Updates
|MKCB||TZ Banks||TZ Market|
Return vs Industry: Insufficient data to determine how MKCB performed against the TZ Banks industry.
Return vs Market: Insufficient data to determine how MKCB performed against the TZ Market.
Stable Share Price: Insufficient data to determine MKCB's volatility over the past 3 months.
Volatility Over Time: Insufficient data to determine MKCB's volatility change over the past year.
About the Company
Mkombozi Commercial Bank Plc provides banking and related services in Tanzania. It offers savings, current, and fixed deposit accounts. It operates through three segments: Treasury, Retail Banking, and Other.
Mkombozi Commercial Bank Fundamentals Summary
|MKCB fundamental statistics|
Is MKCB overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|MKCB income statement (TTM)|
|Cost of Revenue||TSh0|
Last Reported Earnings
Dec 31, 2020
Next Earnings Date
|Earnings per share (EPS)||186.75|
|Net Profit Margin||19.39%|
How did MKCB perform over the long term?See historical performance and comparison
Is Mkombozi Commercial Bank undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate MKCB's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate MKCB's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: MKCB is good value based on its PE Ratio (4.2x) compared to the TZ Banks industry average (4.3x).
PE vs Market: MKCB is good value based on its PE Ratio (4.2x) compared to the TZ market (10.8x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate MKCB's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: MKCB's PB Ratio (0.8x) is in line with the TZ Banks industry average.
How is Mkombozi Commercial Bank forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Mkombozi Commercial Bank has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has Mkombozi Commercial Bank performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: MKCB has high quality earnings.
Growing Profit Margin: MKCB became profitable in the past.
Past Earnings Growth Analysis
Earnings Trend: MKCB's earnings have declined by 36.4% per year over the past 5 years.
Accelerating Growth: MKCB has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: MKCB has become profitable in the last year, making it difficult to compare its past year earnings growth to the Banks industry (11%).
Return on Equity
High ROE: MKCB's Return on Equity (18.7%) is considered low.
How is Mkombozi Commercial Bank's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: MKCB's Assets to Equity ratio (10.7x) is moderate.
Allowance for Bad Loans: MKCB has a low allowance for bad loans (39%).
Low Risk Liabilities: 97% of MKCB's liabilities are made up of primarily low risk sources of funding.
Loan Level: MKCB has an appropriate level of Loans to Assets ratio (53%).
Low Risk Deposits: MKCB's Loans to Deposits ratio (60%) is appropriate.
Level of Bad Loans: MKCB has a high level of bad loans (10.3%).
What is Mkombozi Commercial Bank current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate MKCB's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate MKCB's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if MKCB's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if MKCB's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: MKCB is not paying a notable dividend for the TZ market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of MKCB's dividend in 3 years as they are not forecast to pay a notable one for the TZ market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Respige Kimati (47 yo)
Mr. Respige Onesmo Kimati has been Managing Director and Director of Mkombozi Commercial Bank PLC since January 18, 2020. He is Chief Executive Officer at Mkombozi Commercial Bank Plc. Mr. Kimati has aboar...
Experienced Management: MKCB's management team is not considered experienced ( 1.8 years average tenure), which suggests a new team.
Experienced Board: MKCB's board of directors are not considered experienced ( 3 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Mkombozi Commercial Bank Plc's employee growth, exchange listings and data sources
- Name: Mkombozi Commercial Bank Plc
- Ticker: MKCB
- Exchange: DAR
- Founded: 2007
- Industry: Regional Banks
- Sector: Banks
- Market Cap: TSh16.080b
- Shares outstanding: 20.62m
- Website: https://www.mkombozibank.co.tz
Number of Employees
- Mkombozi Commercial Bank Plc
- Plot No. 40
- Mansfield Street
- Dar es Salaam
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/21 15:00|
|End of Day Share Price||2021/10/12 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.