Mkombozi Commercial Bank Plc

DAR:MKCB Stock Report

Market Cap: TSh12.7b

Mkombozi Commercial Bank Past Earnings Performance

Past criteria checks 4/6

Mkombozi Commercial Bank has been growing earnings at an average annual rate of 44.1%, while the Banks industry saw earnings growing at 19.2% annually. Revenues have been growing at an average rate of 13.9% per year. Mkombozi Commercial Bank's return on equity is 25.2%, and it has net margins of 35.9%.

Key information

44.1%

Earnings growth rate

43.9%

EPS growth rate

Banks Industry Growth31.8%
Revenue growth rate13.9%
Return on equity25.2%
Net Margin35.9%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Mkombozi Commercial Bank makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

DAR:MKCB Revenue, expenses and earnings (TZS Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2430,18210,84611,9600
30 Jun 2428,4729,90711,9460
31 Mar 2427,3029,22011,8550
31 Dec 2325,2267,63011,6730
30 Sep 2325,0238,90411,4230
30 Jun 2322,8997,50311,1300
31 Mar 2321,3976,07610,9610
31 Dec 2221,0975,62210,9040
31 Dec 2112,955-1,86011,0090
31 Dec 2019,8573,85016,0070
31 Dec 1911,842-6,58317,0400
30 Sep 1915,779-2,13820,3800
30 Jun 1915,509-1,3467,4640
31 Mar 1913,797-2,3377,1190
31 Dec 1816,93580615,1380
30 Sep 1815,423-54113,4200
30 Jun 1814,073-84913,0590
31 Mar 1815,2771,09612,7090
31 Dec 1714,7831,44312,3750
30 Sep 1713,6511,3888,3650
30 Jun 1713,6811,29011,1200
31 Mar 1713,5892,1455,5890
31 Dec 1612,8511,04611,1150
30 Sep 1612,9891,68012,6130
30 Jun 1612,1481,1284,9140
31 Mar 1611,1319704,4560
31 Dec 1510,0409538,4870
30 Sep 159,3996113,6640
31 Dec 149,8451,6507,1840
30 Sep 148,4601,2324,5810

Quality Earnings: MKCB has high quality earnings.

Growing Profit Margin: MKCB's current net profit margins (35.9%) are higher than last year (35.6%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: MKCB has become profitable over the past 5 years, growing earnings by 44.1% per year.

Accelerating Growth: MKCB's earnings growth over the past year (21.8%) is below its 5-year average (44.1% per year).

Earnings vs Industry: MKCB earnings growth over the past year (21.8%) did not outperform the Banks industry 22.4%.


Return on Equity

High ROE: MKCB's Return on Equity (25.2%) is considered high.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/10 10:52
End of Day Share Price 2025/01/07 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Mkombozi Commercial Bank Plc is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution