Mkombozi Commercial Bank Balance Sheet Health
Financial Health criteria checks 4/6
Mkombozi Commercial Bank has total assets of TZS261.4B and total equity of TZS34.3B. Total deposits are TZS208.2B, and total loans are TZS155.4B earning a Net Interest Margin of 10%. It has insufficient allowance for bad loans, which are currently at 8.8% of total loans. Cash and short-term investments are TZS6.1B.
Key information
7.6x
Asset to equity ratio
10.0%
Net interest margin
Total deposits | TSh208.23b |
Loan to deposit ratio | Appropriate |
Bad loans | 8.8% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | TSh6.12b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MKCB's Assets to Equity ratio (7.6x) is low.
Allowance for Bad Loans: MKCB has a low allowance for bad loans (28%).
Low Risk Liabilities: 92% of MKCB's liabilities are made up of primarily low risk sources of funding.
Loan Level: MKCB has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: MKCB's Loans to Deposits ratio (75%) is appropriate.
Level of Bad Loans: MKCB has a high level of bad loans (8.8%).