ABN AMRO Bank
Market Cap
€9.1b
Last Updated
2020/11/25 22:02 UTC
Data Sources
Company Financials +
Executive Summary
ABN AMRO Bank N.V. provides various banking products and services in the Netherlands and internationally. More Details
Rewards
Risk Analysis
Snowflake Analysis
Moderate growth potential with mediocre balance sheet.
Similar Companies
Share Price & News
How has ABN AMRO Bank's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: ABN is more volatile than 75% of Dutch stocks over the past 3 months, typically moving +/- 8% a week.
Volatility Over Time: ABN's weekly volatility (8%) has been stable over the past year, but is still higher than 75% of Dutch stocks.
Market Performance
7 Day Return
3.5%
ABN
4.2%
NL Banks
0.9%
NL Market
1 Year Return
-38.9%
ABN
-18.7%
NL Banks
-1.5%
NL Market
Return vs Industry: ABN underperformed the Dutch Banks industry which returned -18.7% over the past year.
Return vs Market: ABN underperformed the Dutch Market which returned -0.9% over the past year.
Shareholder returns
| ABN | Industry | Market | |
|---|---|---|---|
| 7 Day | 3.5% | 4.2% | 0.9% |
| 30 Day | 28.0% | 25.1% | 11.5% |
| 90 Day | 18.0% | 17.3% | 7.8% |
| 1 Year | -38.9%-38.9% | -17.8%-18.7% | 0.8%-1.5% |
| 3 Year | -55.4%-61.1% | -27.3%-34.7% | 8.1%-2.8% |
| 5 Year | -38.7%-51.4% | -15.9%-35.1% | 36.0%11.5% |
Long-Term Price Volatility Vs. Market
How volatile is ABN AMRO Bank's share price compared to the market and industry in the last 5 years?
Simply Wall St News
2 days ago | Simply Wall St
How Many ABN AMRO Bank N.V. (AMS:ABN) Shares Do Institutions Own?1 month ago | Simply Wall St
ABN AMRO Bank (AMS:ABN) Share Prices Have Dropped 73% In The Last Three Years3 months ago | Simply Wall St
What Kind Of Shareholders Own ABN AMRO Bank N.V. (AMS:ABN)?Valuation
Is ABN AMRO Bank undervalued compared to its fair value and its price relative to the market?
49.36x
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: ABN (€9.63) is trading above our estimate of fair value (€4.26)
Significantly Below Fair Value: ABN is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: ABN is poor value based on its PE Ratio (49.4x) compared to the XE Banks industry average (10.8x).
PE vs Market: ABN is poor value based on its PE Ratio (49.4x) compared to the Dutch market (24.2x).
Price to Earnings Growth Ratio
PEG Ratio: ABN is good value based on its PEG Ratio (0.4x)
Price to Book Ratio
PB vs Industry: ABN is good value based on its PB Ratio (0.4x) compared to the XE Banks industry average (0.6x).
Next Steps
Future Growth
How is ABN AMRO Bank forecast to perform in the next 1 to 3 years based on estimates from 18 analysts?
123.5%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: ABN's forecast earnings growth (123.5% per year) is above the savings rate (0.4%).
Earnings vs Market: ABN's earnings (123.5% per year) are forecast to grow faster than the Dutch market (28.9% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: ABN's revenue is expected to decline over the next 3 years (-2.2% per year).
High Growth Revenue: ABN's revenue is forecast to decline over the next 3 years (-2.2% per year).
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: ABN's Return on Equity is forecast to be low in 3 years time (5.2%).
Next Steps
Past Performance
How has ABN AMRO Bank performed over the past 5 years?
-8.9%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: ABN has high quality earnings.
Growing Profit Margin: ABN's current net profit margins (1.9%) are lower than last year (23.9%).
Past Earnings Growth Analysis
Earnings Trend: ABN's earnings have declined by 8.9% per year over the past 5 years.
Accelerating Growth: ABN's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: ABN had negative earnings growth (-94.2%) over the past year, making it difficult to compare to the Banks industry average (-16.5%).
Return on Equity
High ROE: ABN's Return on Equity (1%) is considered low.
Next Steps
Financial Health
How is ABN AMRO Bank's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ABN's Assets to Equity ratio (20.2x) is very high.
Allowance for Bad Loans: ABN has a low allowance for bad loans (41%).
Low Risk Liabilities: 62% of ABN's liabilities are made up of primarily low risk sources of funding.
Loan Level: ABN has an appropriate level of Loans to Assets ratio (70%).
Low Risk Deposits: ABN's Loans to Deposits ratio (118%) is appropriate.
Level of Bad Loans: ABN has a high level of bad loans (2.8%).
Next Steps
Dividend
What is ABN AMRO Bank current dividend yield, its reliability and sustainability?
4.55%
Forecast Dividend Yield
Dividend Yield vs Market
Notable Dividend: Unable to evaluate ABN's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate ABN's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if ABN's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if ABN's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: ABN is not paying a notable dividend for the Dutch market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of ABN's dividend in 3 years as they are not forecast to pay a notable one for the Dutch market.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
3.0yrs
Average management tenure
CEO
Robert Swaak (60 yo)
0.58
Tenure
Mr. Robert Swaak serves as Chief Executive Officer, Chairman of Management Board and Member of Management Board at ABN AMRO Bank NV since April 22, 2020. He has previously held various executive positions ...
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Vice-Chairman of Executive Board & CFO | 2.67yrs | €850.00k | no data | |
| Chief Risk Officer & Member of the Executive Board | 3.08yrs | €850.00k | no data | |
| Chief Innovation & Technology Officer and Member of the Executive Board | 2.67yrs | €850.00k | 0.00051% € 46.2k | |
| Chief Executive Officer of Corporate & Institutional Banking | 3yrs | €901.00k | no data | |
| Chief Executive Officer of Retail Banking | 3yrs | €879.00k | no data | |
| Chief Executive Officer of Private Banking | 3yrs | €791.00k | no data | |
| Chief Executive Officer of Commercial Banking | 3yrs | €820.00k | no data | |
| CEO & Chairman of Management Board | 0.58yr | no data | no data | |
| Regional Head of EMEA for Corporate & Institutional Banking | no data | no data | no data | |
| Head of Investor Relations | 0.083yr | no data | no data | |
| Head of Compliance | no data | no data | no data | |
| General Counsel & Company Secretary | no data | no data | no data |
3.0yrs
Average Tenure
55.5yo
Average Age
Experienced Management: ABN's management team is considered experienced (3 years average tenure).
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Independent Chairman of the Supervisory Board | 2.33yrs | €90.00k | no data | |
| Independent Member of Supervisory Board | 4.25yrs | €78.00k | no data | |
| Independent Member of Supervisory Board | 4.5yrs | €78.00k | no data | |
| Independent Supervisory Board Member | 1.58yrs | €43.00k | no data | |
| Independent Member of Supervisory Board | 0.92yr | €3.00k | no data | |
| Independent Supervisory Board Member | 1.58yrs | €50.00k | no data | |
| Independent Vice Chairman of Supervisory Board | 1.5yrs | €75.00k | no data |
1.6yrs
Average Tenure
60yo
Average Age
Experienced Board: ABN's board of directors are not considered experienced ( 1.6 years average tenure), which suggests a new board.
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
ABN AMRO Bank N.V.'s company bio, employee growth, exchange listings and data sources
Key Information
- Name: ABN AMRO Bank N.V.
- Ticker: ABN
- Exchange: ENXTAM
- Founded: 2009
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: €9.052b
- Shares outstanding: 940.00m
- Website: https://www.abnamro.nl
Number of Employees
Location
- ABN AMRO Bank N.V.
- Gustav Mahlerlaan 10
- Amsterdam
- Noord-Holland
- 1082 PP
- Netherlands
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| ABN | ENXTAM (Euronext Amsterdam) | Yes | UNSPONSORD ADS | NL | EUR | Nov 2015 |
| ABNA | BATS-CHIXE (BATS 'Chi-X Europe') | Yes | UNSPONSORD ADS | GB | EUR | Nov 2015 |
| AB2 | DB (Deutsche Boerse AG) | Yes | UNSPONSORD ADS | DE | EUR | Nov 2015 |
| 0RDM | LSE (London Stock Exchange) | Yes | UNSPONSORD ADS | GB | EUR | Nov 2015 |
| ABMR.F | OTCPK (Pink Sheets LLC) | Yes | UNSPONSORD ADS | US | USD | Nov 2015 |
| ABN | WBAG (Wiener Boerse AG) | Yes | UNSPONSORD ADS | AT | EUR | Nov 2015 |
| AAVM.Y | OTCPK (Pink Sheets LLC) | UNSPONSORD ADS | US | USD | Aug 2019 |
Biography
ABN AMRO Bank N.V. provides various banking products and services in the Netherlands and internationally. It operates through Retail Banking, Commercial Banking, Private Banking, and Corporate & Institutio...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2020/11/25 22:02 |
| End of Day Share Price | 2020/11/25 00:00 |
| Earnings | 2020/09/30 |
| Annual Earnings | 2019/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.