ABN AMRO Bank N.V. provides various banking products and services in the Netherlands and internationally.
Good value with moderate growth potential.
Share Price & News
How has ABN AMRO Bank's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: ABN's share price has been volatile over the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: ABN underperformed the Dutch Banks industry which returned -27.6% over the past year.
Return vs Market: ABN underperformed the Dutch Market which returned -10.9% over the past year.
Price Volatility Vs. Market
How volatile is ABN AMRO Bank's share price compared to the market and industry in the last 5 years?
Simply Wall St News
3 weeks ago | Simply Wall StIf You Had Bought ABN AMRO Bank (AMS:ABN) Stock Three Years Ago, You'd Be Sitting On A 67% Loss, Today
1 month ago | Simply Wall StDo Institutions Own Shares In ABN AMRO Bank N.V. (AMS:ABN)?
3 months ago | Simply Wall StShould You Think About Buying ABN AMRO Bank N.V. (AMS:ABN) Now?
Is ABN AMRO Bank undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: ABN (€8.25) is trading above our estimate of fair value (€6.16)
Significantly Below Fair Value: ABN is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: ABN is good value based on its PE Ratio (7x) compared to the Banks industry average (9.1x).
PE vs Market: ABN is good value based on its PE Ratio (7x) compared to the Dutch market (16.7x).
Price to Earnings Growth Ratio
PEG Ratio: ABN is good value based on its PEG Ratio (0.1x)
Price to Book Ratio
PB vs Industry: ABN is good value based on its PB Ratio (0.4x) compared to the XE Banks industry average (0.6x).
How is ABN AMRO Bank forecast to perform in the next 1 to 3 years based on estimates from 17 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: ABN's forecast earnings growth (67.4% per year) is above the savings rate (0.4%).
Earnings vs Market: ABN's earnings (67.4% per year) are forecast to grow faster than the Dutch market (20.9% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: ABN's revenue (1% per year) is forecast to grow slower than the Dutch market (7.1% per year).
High Growth Revenue: ABN's revenue (1% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: ABN's Return on Equity is forecast to be low in 3 years time (5.7%).
How has ABN AMRO Bank performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: ABN has high quality earnings.
Growing Profit Margin: ABN's current net profit margins (15.7%) are lower than last year (25.7%).
Past Earnings Growth Analysis
Earnings Trend: ABN's earnings have grown by 2.9% per year over the past 5 years.
Accelerating Growth: ABN's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: ABN had negative earnings growth (-49.9%) over the past year, making it difficult to compare to the Banks industry average (-0.9%).
Return on Equity
High ROE: ABN's Return on Equity (5.7%) is considered low.
How is ABN AMRO Bank's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: ABN's Assets to Equity ratio (19.6x) is moderate.
Allowance for Bad Loans: ABN has a low allowance for bad loans (38%).
Low Risk Liabilities: 62% of ABN's liabilities are made up of primarily low risk sources of funding.
Loan Level: ABN has an appropriate level of Loans to Assets ratio (77%).
Low Risk Deposits: ABN's Loans to Deposits ratio (131%) is high.
Level of Bad Loans: ABN has a high level of bad loans (2.5%).
What is ABN AMRO Bank current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: ABN's dividend (15.52%) is higher than the bottom 25% of dividend payers in the Dutch market (2.21%).
High Dividend: ABN's dividend (15.52%) is in the top 25% of dividend payers in the Dutch market (6.27%)
Stability and Growth of Payments
Stable Dividend: ABN has been paying a dividend for less than 10 years and during this time payments have been volatile.
Growing Dividend: ABN's dividend payments have increased, but the company has only paid a dividend for 4 years.
Current Payout to Shareholders
Dividend Coverage: With its high payout ratio (109.1%), ABN's dividend payments are not well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: ABN's dividends in 3 years are forecast to be covered by earnings (54.2% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Robert Swaak (60yo)
Mr. Robert Swaak serves as Chief Executive Officer, Chairman of Management Board and Member of Management Board at ABN AMRO Bank NV since April 22, 2020. He has previously held various executive positions ...
|Vice-Chairman of Executive Board & CFO||2.33yrs||€850.00k||0.0019% €144.2k|
|Chief Risk Officer & Member of the Executive Board||2.75yrs||€850.00k||no data|
|Chief Innovation & Technology Officer and Member of the Executive Board||2.33yrs||€850.00k||0.00051% €39.5k|
|Chief Executive Officer of Corporate & Institutional Banking||2.67yrs||€901.00k||no data|
|Chief Executive Officer of Retail Banking||2.67yrs||€879.00k||no data|
|Chief Executive Officer of Private Banking||2.67yrs||€791.00k||no data|
|Chief Executive Officer of Commercial Banking||2.67yrs||€820.00k||no data|
|CEO & Chairman of Management Board||0.25yr||no data||no data|
|Regional Head of EMEA for Corporate & Institutional Banking||no data||no data||no data|
|Head of Investor Relations||no data||no data||no data|
Experienced Management: ABN's management team is considered experienced (2.7 years average tenure).
|Independent Chairman of the Supervisory Board||2yrs||€90.00k||no data|
|Independent Member of Supervisory Board||3.92yrs||€78.00k||no data|
|Independent Member of Supervisory Board||4.17yrs||€78.00k||no data|
|Independent Supervisory Board Member||1.25yrs||€43.00k||no data|
|Independent Member of Supervisory Board||0.58yr||€3.00k||no data|
|Independent Supervisory Board Member||1.25yrs||€50.00k||no data|
|Independent Vice Chairman of Supervisory Board||1.17yrs||€75.00k||no data|
Experienced Board: ABN's board of directors are not considered experienced ( 1.3 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
ABN AMRO Bank N.V.'s company bio, employee growth, exchange listings and data sources
- Name: ABN AMRO Bank N.V.
- Ticker: ABN
- Exchange: ENXTAM
- Founded: 2009
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: €7.751b
- Shares outstanding: 940.00m
- Website: https://www.abnamro.nl
Number of Employees
- ABN AMRO Bank N.V.
- Gustav Mahlerlaan 10
- 1082 PP
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|ABN||ENXTAM (Euronext Amsterdam)||Yes||DR EACH REP SHS||NL||EUR||Nov 2015|
|ABNA||BATS-CHIXE (BATS 'Chi-X Europe')||Yes||DR EACH REP SHS||GB||EUR||Nov 2015|
|AB2||DB (Deutsche Boerse AG)||Yes||DR EACH REP SHS||DE||EUR||Nov 2015|
|0RDM||LSE (London Stock Exchange)||Yes||DR EACH REP SHS||GB||EUR||Nov 2015|
|ABMR.F||OTCPK (Pink Sheets LLC)||Yes||DR EACH REP SHS||US||USD||Nov 2015|
|ABN||WBAG (Wiener Boerse AG)||Yes||DR EACH REP SHS||AT||EUR||Nov 2015|
|AAVM.Y||OTCPK (Pink Sheets LLC)||UNSPONSORD ADS||US||USD||Aug 2019|
ABN AMRO Bank N.V. provides various banking products and services in the Netherlands and internationally. It operates through Retail Banking, Commercial Banking, Private Banking, and Corporate & Institutional Banking segments. The Retail Banking segment offers banking products and services, including labelled residential mortgage products under the Florius and Moneyou names; and consumer loans under the Alpha Credit Nederland, Credivance, Defam, and GreenLoans names. It also issues, promotes, manages, and processes credit cards; and provides revolving credit card facilities and pension schemes, as well as Internet banking services for payment and savings accounts and mortgages, as well as consumer credit and mortgages. The Commercial Banking segment offers asset-based solutions, including working capital solutions, equipment leases and loans, and vendor lease services to business clients and clients. The Private Banking segment provides private banking and private wealth-management-related services. The Corporate & Institutional Banking segment offers derivatives and equity clearing, trade, and commodity finance services. ABN AMRO Bank N.V. was incorporated in 2009 and is headquartered in Amsterdam, the Netherlands.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/07/07 20:50|
|End of Day Share Price||2020/07/07 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.