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Market Cap

€10.3b

Last Updated

2021/05/08 00:39 UTC

Data Sources

Company Financials +

Executive Summary

ABN AMRO Bank N.V. provides various banking products and services in the Netherlands and internationally. More Details

Rewards

Earnings are forecast to grow 45.27% per year

Risk Analysis

No risks detected for ABN from our risk checks.


Snowflake Analysis

Adequate balance sheet with reasonable growth potential.


Similar Companies

Share Price & News

How has ABN AMRO Bank's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: ABN is not significantly more volatile than the rest of Dutch stocks over the past 3 months, typically moving +/- 5% a week.

Volatility Over Time: ABN's weekly volatility (5%) has been stable over the past year.


Market Performance


7 Day Return

1.8%

ABN

2.0%

NL Banks

0.9%

NL Market


1 Year Return

60.5%

ABN

49.0%

NL Banks

41.5%

NL Market

Return vs Industry: ABN exceeded the Dutch Banks industry which returned 49.1% over the past year.

Return vs Market: ABN exceeded the Dutch Market which returned 40.9% over the past year.


Shareholder returns

ABNIndustryMarket
7 Day1.8%2.0%0.9%
30 Day5.1%3.9%0.7%
90 Day27.8%17.2%7.6%
1 Year60.5%60.5%52.4%49.0%43.7%41.5%
3 Year-52.4%-58.5%-13.8%-22.1%24.0%12.6%
5 Year-21.7%-37.8%18.3%-5.1%78.2%46.9%

Long-Term Price Volatility Vs. Market

How volatile is ABN AMRO Bank's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is ABN AMRO Bank undervalued compared to its fair value and its price relative to the market?

0.49x

Price to Book (PB) ratio


Share Price vs. Fair Value

Below Fair Value: ABN (€10.94) is trading above our estimate of fair value (€10.82)

Significantly Below Fair Value: ABN is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: ABN is unprofitable, so we can't compare its PE Ratio to the XE Banks industry average.

PE vs Market: ABN is unprofitable, so we can't compare its PE Ratio to the Dutch market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate ABN's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: ABN is good value based on its PB Ratio (0.5x) compared to the XE Banks industry average (0.7x).


Future Growth

How is ABN AMRO Bank forecast to perform in the next 1 to 3 years based on estimates from 17 analysts?

45.3%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: ABN is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (0.1%).

Earnings vs Market: ABN is forecast to become profitable over the next 3 years, which is considered above average market growth.

High Growth Earnings: ABN's is expected to become profitable in the next 3 years.

Revenue vs Market: ABN's revenue (7.1% per year) is forecast to grow faster than the Dutch market (6.8% per year).

High Growth Revenue: ABN's revenue (7.1% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: ABN's Return on Equity is forecast to be low in 3 years time (6.3%).


Past Performance

How has ABN AMRO Bank performed over the past 5 years?

-14.8%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: ABN is currently unprofitable.

Growing Profit Margin: ABN is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: ABN is unprofitable, and losses have increased over the past 5 years at a rate of 14.8% per year.

Accelerating Growth: Unable to compare ABN's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: ABN is unprofitable, making it difficult to compare its past year earnings growth to the Banks industry (-14.8%).


Return on Equity

High ROE: ABN has a negative Return on Equity (-0.21%), as it is currently unprofitable.


Financial Health

How is ABN AMRO Bank's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: ABN's Assets to Equity ratio (18.8x) is moderate.

Allowance for Bad Loans: ABN has a low allowance for bad loans (41%).

Low Risk Liabilities: 73% of ABN's liabilities are made up of primarily low risk sources of funding.

Loan Level: ABN has an appropriate level of Loans to Assets ratio (66%).

Low Risk Deposits: ABN's Loans to Deposits ratio (94%) is appropriate.

Level of Bad Loans: ABN has a high level of bad loans (3.2%).


Dividend

What is ABN AMRO Bank current dividend yield, its reliability and sustainability?

5.46%

Forecast Dividend Yield


Dividend Yield vs Market

Notable Dividend: Unable to evaluate ABN's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate ABN's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if ABN's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if ABN's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: ABN is not paying a notable dividend for the Dutch market.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of ABN's dividend in 3 years as they are not forecast to pay a notable one for the Dutch market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

3.3yrs

Average management tenure


CEO

Robert Swaak (60 yo)

1.08yrs

Tenure

€933,407

Compensation

Mr. Robert Swaak serves as Chief Executive Officer, Chairman of Management Board and Member of Management Board at ABN AMRO Bank NV since April 22, 2020. He has previously held various executive positions ...


CEO Compensation Analysis

Compensation vs Market: Robert's total compensation ($USD1.13M) is below average for companies of similar size in the Dutch market ($USD3.17M).

Compensation vs Earnings: Insufficient data to compare Robert's compensation with company performance.


Leadership Team

Experienced Management: ABN's management team is considered experienced (3.3 years average tenure).


Board Members

Experienced Board: ABN's board of directors are not considered experienced ( 2.1 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

ABN AMRO Bank N.V.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: ABN AMRO Bank N.V.
  • Ticker: ABN
  • Exchange: ENXTAM
  • Founded: 2009
  • Industry: Diversified Banks
  • Sector: Banks
  • Market Cap: €10.287b
  • Shares outstanding: 940.00m
  • Website: https://www.abnamro.nl

Number of Employees


Location

  • ABN AMRO Bank N.V.
  • Gustav Mahlerlaan 10
  • Amsterdam
  • Noord-Holland
  • 1082 PP
  • Netherlands

Listings


Biography

ABN AMRO Bank N.V. provides various banking products and services in the Netherlands and internationally. It operates through Retail Banking, Commercial Banking, Private Banking, and Corporate & Institutio...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/05/08 00:39
End of Day Share Price2021/05/07 00:00
Earnings2020/12/31
Annual Earnings2020/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.