Banco do Brasil S.A. provides banking products and services for individuals, companies, and public sectors in Brazil and internationally. More Details
Established dividend payer with adequate balance sheet.
Share Price & News
How has Banco do Brasil's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: BBAS3 is not significantly more volatile than the rest of BR stocks over the past 3 months, typically moving +/- 5% a week.
Volatility Over Time: BBAS3's weekly volatility (5%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: BBAS3 underperformed the BR Banks industry which returned -14.5% over the past year.
Return vs Market: BBAS3 underperformed the BR Market which returned -1.4% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Banco do Brasil's share price compared to the market and industry in the last 5 years?
Simply Wall St News
3 weeks ago | Simply Wall StHere's How We Evaluate Banco do Brasil S.A.'s (BVMF:BBAS3) Dividend
2 months ago | Simply Wall StDid You Participate In Any Of Banco do Brasil's (BVMF:BBAS3) Fantastic 147% Return ?
3 months ago | Simply Wall StHow Many Banco do Brasil S.A. (BVMF:BBAS3) Shares Do Institutions Own?
Is Banco do Brasil undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: BBAS3 (R$33.69) is trading above our estimate of fair value (R$14.57)
Significantly Below Fair Value: BBAS3 is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: BBAS3 is good value based on its PE Ratio (6.4x) compared to the BR Banks industry average (10.9x).
PE vs Market: BBAS3 is good value based on its PE Ratio (6.4x) compared to the BR market (17.3x).
Price to Earnings Growth Ratio
PEG Ratio: BBAS3 is good value based on its PEG Ratio (0.5x)
Price to Book Ratio
PB vs Industry: BBAS3's PB Ratio (0.8x) is in line with the BR Banks industry average.
How is Banco do Brasil forecast to perform in the next 1 to 3 years based on estimates from 14 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: BBAS3's forecast earnings growth (13.8% per year) is above the savings rate (9.9%).
Earnings vs Market: BBAS3's earnings (13.8% per year) are forecast to grow slower than the BR market (27.4% per year).
High Growth Earnings: BBAS3's earnings are forecast to grow, but not significantly.
Revenue vs Market: BBAS3's revenue (6.7% per year) is forecast to grow slower than the BR market (10.4% per year).
High Growth Revenue: BBAS3's revenue (6.7% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: BBAS3's Return on Equity is forecast to be low in 3 years time (14.1%).
How has Banco do Brasil performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: BBAS3 has a large one-off loss of R$7.1B impacting its September 30 2020 financial results.
Growing Profit Margin: BBAS3's current net profit margins (25.1%) are lower than last year (25.2%).
Past Earnings Growth Analysis
Earnings Trend: BBAS3's earnings have grown by 10.3% per year over the past 5 years.
Accelerating Growth: BBAS3's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: BBAS3 had negative earnings growth (-6.4%) over the past year, making it difficult to compare to the Banks industry average (-2.6%).
Return on Equity
High ROE: BBAS3's Return on Equity (13.8%) is considered low.
How is Banco do Brasil's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: BBAS3's Assets to Equity ratio (14.5x) is moderate.
Allowance for Bad Loans: BBAS3 has a sufficient allowance for bad loans (242%).
Low Risk Liabilities: 63% of BBAS3's liabilities are made up of primarily higher risk sources of funding.
Loan Level: BBAS3 has an appropriate level of Loans to Assets ratio (35%).
Low Risk Deposits: BBAS3's Loans to Deposits ratio (103%) is appropriate.
Level of Bad Loans: BBAS3 has a high level of bad loans (2.6%).
What is Banco do Brasil current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: BBAS3's dividend (7.13%) is higher than the bottom 25% of dividend payers in the BR market (0.96%).
High Dividend: BBAS3's dividend (7.13%) is in the top 25% of dividend payers in the BR market (5.13%)
Stability and Growth of Payments
Stable Dividend: BBAS3's dividend payments have been volatile in the past 10 years.
Growing Dividend: BBAS3's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonably low payout ratio (29.1%), BBAS3's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: BBAS3's dividends in 3 years are forecast to be well covered by earnings (43.6% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Andre Brandao (56 yo)
Mr. Andre Guilherme Brandao serves as President and Chief Executive Officer of Banco do Brasil SA since September 22, 2020 and serves as its Director since October 15, 2020. He serves as Non-Executive Dire...
|President||0.33yr||no data||no data|
|Chief Financial & Investor Relations Officer||0.083yr||no data||no data|
|Chief Internal Controls & Risk Management Officer||2yrs||no data||no data|
|Chief Agribusiness & Government Affairs Officer||2.5yrs||no data||no data|
|Chief Technology & Business Development Officer and Member of Executive Board||1yr||no data||no data|
|Operations Officer||1yr||no data||no data|
|Chief Retail Business Officer||2yrs||no data||no data|
|Chief Corporate Officer & Member of Executive Board||no data||no data||no data|
|General Manager of the Funding & Investment Unit||0.083yr||no data||no data|
|General Accountant & Director||no data||no data||no data|
|Head of Investor Relations and GM of Investor Relations & Sustainability||3yrs||no data||no data|
|Director & Legal Officer||3.5yrs||no data||no data|
Experienced Management: BBAS3's management team is not considered experienced ( 1.5 years average tenure), which suggests a new team.
|President||0.33yr||no data||no data|
|Independent Director||1.08yrs||no data||no data|
|Member of Fiscal Council||2yrs||no data||no data|
|Independent Director||5.75yrs||no data||no data|
|Independent Director||1.75yrs||no data||no data|
|Member of Fiscal Council||3.75yrs||no data||no data|
|Independent Chairman of the Board||1.75yrs||no data||no data|
|Independent Director||0.17yr||no data||no data|
|Director||1.75yrs||no data||no data|
|Vice Chairman||1.42yrs||no data||no data|
|Member of Fiscal Council||1.17yrs||no data||no data|
|Member of Supervisory Board||no data||no data||no data|
Experienced Board: BBAS3's board of directors are not considered experienced ( 1.8 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 2.4%.
Banco do Brasil S.A.'s company bio, employee growth, exchange listings and data sources
- Name: Banco do Brasil S.A.
- Ticker: BBAS3
- Exchange: BOVESPA
- Founded: 1808
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: R$97.524b
- Shares outstanding: 2.85b
- Website: https://www.bb.com.br
Number of Employees
- Banco do Brasil S.A.
- Setor de Autarquias Norte
- Quadra 5, Lote B
- Distrito Federal
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|BBAS3||BOVESPA (Bolsa de Valores de Sao Paulo)||Yes||Ordinary Shares||BR||BRL||Jan 1992|
|BDOR.Y||OTCPK (Pink Sheets LLC)||SPONSORED ADR||US||USD||Dec 2009|
|BZLA||DB (Deutsche Boerse AG)||SPONSORED ADR||DE||EUR||Dec 2009|
Banco do Brasil S.A. provides banking products and services for individuals, companies, and public sectors in Brazil and internationally. The company’s Banking segment offers various products and services,...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/01/22 22:01|
|End of Day Share Price||2021/01/22 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.