BNP Paribas Fortis
Market Cap
€12.7b
Last Updated
2020/10/26 21:26 UTC
Data Sources
Company Financials
Executive Summary
BNP Paribas Fortis SA provides various financial services in Belgium, Luxembourg, Turkey, and internationally. More Details
Rewards
Risk Analysis
No risks detected for 17250539 from our risk checks.
Snowflake Analysis
Adequate balance sheet and slightly overvalued.
Similar Companies
Share Price & News
How has BNP Paribas Fortis's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: 017250539 has not had significant price volatility in the past 3 months.
Market Performance
7 Day Return
6.7%
17250539
1.2%
BE Banks
-1.1%
BE Market
1 Year Return
-17.0%
17250539
-34.9%
BE Banks
-19.7%
BE Market
Return vs Industry: 017250539 exceeded the Belgian Banks industry which returned -34.2% over the past year.
Return vs Market: 017250539 exceeded the Belgian Market which returned -19% over the past year.
Shareholder returns
| 17250539 | Industry | Market | |
|---|---|---|---|
| 7 Day | 6.7% | 1.2% | -1.1% |
| 30 Day | 1.8% | 4.5% | 1.4% |
| 90 Day | 12.0% | -7.5% | -2.7% |
| 1 Year | -17.0%-17.0% | -34.0%-34.9% | -18.4%-19.7% |
| 3 Year | -24.1%-24.1% | -42.0%-47.8% | -27.1%-31.5% |
| 5 Year | -21.3%-21.3% | -33.0%-46.1% | -21.2%-29.3% |
Price Volatility Vs. Market
How volatile is BNP Paribas Fortis's share price compared to the market and industry in the last 5 years?
Simply Wall St News
3 weeks ago | Simply Wall St
If You Had Bought BNP Paribas Fortis' (EBR:017250539) Shares Three Years Ago You Would Be Down 30%4 months ago | Simply Wall St
How Should Investors Feel About BNP Paribas Fortis SA's (EBR:017250539) CEO Pay?5 months ago | Simply Wall St
Here's Why I Think BNP Paribas Fortis (EBR:017250539) Might Deserve Your Attention TodayValuation
Is BNP Paribas Fortis undervalued compared to its fair value and its price relative to the market?
5.72x
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: 017250539 (€22.4) is trading above our estimate of fair value (€19.27)
Significantly Below Fair Value: 017250539 is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: 017250539 is good value based on its PE Ratio (5.7x) compared to the XE Banks industry average (9.6x).
PE vs Market: 017250539 is good value based on its PE Ratio (5.7x) compared to the Belgian market (14.5x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate 017250539's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: 017250539's PB Ratio (0.6x) is in line with the XE Banks industry average.
Next Steps
Future Growth
How is BNP Paribas Fortis forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
32.2%
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as BNP Paribas Fortis has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
Next Steps
- Examine BNP Paribas Fortis's financial health to determine how well-positioned it is against times of financial stress by looking at its level of debt over time and how much cash it has left.
- BNP Paribas Fortis competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Banks industry.
Past Performance
How has BNP Paribas Fortis performed over the past 5 years?
6.2%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 017250539 has high quality earnings.
Growing Profit Margin: 017250539's current net profit margins (26.5%) are lower than last year (26.8%).
Past Earnings Growth Analysis
Earnings Trend: 017250539's earnings have grown by 6.2% per year over the past 5 years.
Accelerating Growth: 017250539's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: 017250539 had negative earnings growth (-4%) over the past year, making it difficult to compare to the Banks industry average (-10.7%).
Return on Equity
High ROE: 017250539's Return on Equity (8.3%) is considered low.
Next Steps
Financial Health
How is BNP Paribas Fortis's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 017250539's Assets to Equity ratio (11.7x) is moderate.
Allowance for Bad Loans: 017250539 has a low allowance for bad loans (62%).
Low Risk Liabilities: 67% of 017250539's liabilities are made up of primarily low risk sources of funding.
Loan Level: 017250539 has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: 017250539's Loans to Deposits ratio (97%) is appropriate.
Level of Bad Loans: 017250539 has a high level of bad loans (2.5%).
Next Steps
Dividend
What is BNP Paribas Fortis's current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate 017250539's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate 017250539's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if 017250539's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if 017250539's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: 017250539 is not paying a notable dividend for the Belgian market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of 017250539's dividend in 3 years as they are not forecast to pay a notable one for the Belgian market.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
3.4yrs
Average management tenure
CEO
Max Jadot (63 yo)
9.58yrs
Tenure
€47,000
Compensation
Mr. Maxime Jadot, also known as Max, serves as CEO and Chairman of the Executive Board of BNP Paribas Fortis at BNP Paribas since 2018. He served as the Head of BNP Paribas Fortis at BNP Paribas SA until 2 ...
CEO Compensation Analysis
Compensation vs Market: Max's total compensation ($USD55.54K) is below average for companies of similar size in the Belgian market ($USD2.31M).
Compensation vs Earnings: Max's compensation has been consistent with company performance over the past year.
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Chairman of the Executive Board | 9.58yrs | €47.00k | no data | |
| Head of Corporate Banking | 6.33yrs | €45.00k | no data | |
| Head of Retail Banking-Belgium | 2.5yrs | €45.00k | no data | |
| Head of Private Banking & Wealth Management | 2.5yrs | €47.00k | no data | |
| Chief Risk Officer | 4.33yrs | €47.00k | no data | |
| COO, Member of the Management Board & Executive Director | 0.83yr | €4.08k | no data | |
| Chief Financial Officer | 2.75yrs | no data | no data | |
| Managing Director of Corporate Finance & Capital Markets | no data | no data | no data | |
| Chief Information Officer | 2.75yrs | no data | no data | |
| Chief Compliance Officer | 4yrs | no data | no data | |
| Chief HR Officer & Secretary General | no data | no data | no data | |
| Head of European Client Relationships | no data | no data | no data |
3.4yrs
Average Tenure
54yo
Average Age
Experienced Management: 017250539's management team is considered experienced (3.4 years average tenure).
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Chairman of the Executive Board | 9.58yrs | €47.00k | no data | |
| Head of Corporate Banking | 6.33yrs | €45.00k | no data | |
| Head of Retail Banking-Belgium | 2.5yrs | €45.00k | no data | |
| Head of Private Banking & Wealth Management | 2.5yrs | €47.00k | no data | |
| Chief Risk Officer | 4.33yrs | €47.00k | no data | |
| COO, Member of the Management Board & Executive Director | 0.83yr | €4.08k | no data | |
| Chairman of the Board | 11.42yrs | €135.80k | no data | |
| Non-Executive Director | 7.5yrs | €37.00k | no data | |
| Independent Non Executive Director | 11yrs | €86.60k | no data | |
| Independent Non Executive Director | 9.92yrs | €75.80k | no data | |
| Non Executive Director | 11.42yrs | €58.40k | no data | |
| Independent Non Executive Director | 8.5yrs | €75.60k | no data |
8.0yrs
Average Tenure
58yo
Average Age
Experienced Board: 017250539's board of directors are considered experienced (8 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
BNP Paribas Fortis SA's company bio, employee growth, exchange listings and data sources
Key Information
- Name: BNP Paribas Fortis SA
- Ticker: 17250539
- Exchange: ENXTBR
- Founded: 1934
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: €12.660b
- Shares outstanding: 565.19m
- Website: https://www.bnpparibasfortis.com
Number of Employees
Location
- BNP Paribas Fortis SA
- Montagne du Parc/Warandeberg 3
- Brussels
- Brussels
- 1000
- Belgium
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| 17250539 | ENXTBR (Euronext Brussels) | Yes | Registered Shares | BE | EUR | Sep 2015 |
Biography
BNP Paribas Fortis SA provides various financial services in Belgium, Luxembourg, Turkey, and internationally. It accepts on-demand deposits, current and savings accounts, term accounts and short-term note ...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2020/10/26 21:26 |
| End of Day Share Price | 2020/10/20 00:00 |
| Earnings | 2020/06/30 |
| Annual Earnings | 2019/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.