BNP Paribas Fortis
Market Cap
€12.7b
Last Updated
2021/06/21 21:49 UTC
Data Sources
Company Financials
Executive Summary
BNP Paribas Fortis SA provides various financial services in Belgium, Luxembourg, Turkey, and internationally. More Details
Rewards
Risk Analysis
Snowflake Analysis
Good value with adequate balance sheet.
Similar Companies
Share Price & News
How has BNP Paribas Fortis's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: Insufficient data to determine 017250539's volatility over the past 3 months.
Volatility Over Time: Insufficient data to determine 017250539's volatility change over the past year.
Market Performance
7 Day Return
0%
17250539
-2.7%
BE Banks
-1.6%
BE Market
1 Year Return
-2.6%
17250539
32.1%
BE Banks
24.9%
BE Market
Return vs Industry: 017250539 underperformed the Belgian Banks industry which returned 32.1% over the past year.
Return vs Market: 017250539 underperformed the Belgian Market which returned 24.9% over the past year.
Shareholder returns
| 17250539 | Industry | Market | |
|---|---|---|---|
| 7 Day | 0% | -2.7% | -1.6% |
| 30 Day | -15.8% | -1.6% | 0.9% |
| 90 Day | -29.1% | 4.8% | 7.9% |
| 1 Year | -2.6%-2.6% | 36.1%32.1% | 26.7%24.9% |
| 3 Year | -15.8%-15.8% | -10.5%-18.4% | 1.1%-3.8% |
| 5 Year | -18.3%-18.3% | 19.2%-1.1% | 2.0%-7.5% |
Long-Term Price Volatility Vs. Market
How volatile is BNP Paribas Fortis's share price compared to the market and industry in the last 5 years?
Simply Wall St News
2 months ago | Simply Wall St
What To Know Before Buying BNP Paribas Fortis SA (EBR:017250539) For Its Dividend5 months ago | Simply Wall St
BNP Paribas Fortis' (EBR:017250539) Shareholders Are Down 18% On Their SharesValuation
Is BNP Paribas Fortis undervalued compared to its fair value and its price relative to the market?
18.6%
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: 017250539 (€22.4) is trading below our estimate of fair value (€27.53)
Significantly Below Fair Value: 017250539 is trading below fair value, but not by a significant amount.
Price To Earnings Ratio
PE vs Industry: 017250539 is good value based on its PE Ratio (6.8x) compared to the European Banks industry average (12.1x).
PE vs Market: 017250539 is good value based on its PE Ratio (6.8x) compared to the Belgian market (17.5x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate 017250539's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: 017250539 is good value based on its PB Ratio (0.5x) compared to the XE Banks industry average (0.7x).
Future Growth
How is BNP Paribas Fortis forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
12.3%
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as BNP Paribas Fortis has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
Past Performance
How has BNP Paribas Fortis performed over the past 5 years?
4.3%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 017250539 has high quality earnings.
Growing Profit Margin: 017250539's current net profit margins (26.3%) are lower than last year (28.6%).
Past Earnings Growth Analysis
Earnings Trend: 017250539's earnings have grown by 4.3% per year over the past 5 years.
Accelerating Growth: 017250539's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: 017250539 had negative earnings growth (-15.4%) over the past year, making it difficult to compare to the Banks industry average (2.8%).
Return on Equity
High ROE: 017250539's Return on Equity (7.7%) is considered low.
Financial Health
How is BNP Paribas Fortis's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 017250539's Assets to Equity ratio (11.2x) is moderate.
Allowance for Bad Loans: 017250539 has a low allowance for bad loans (62%).
Low Risk Liabilities: 68% of 017250539's liabilities are made up of primarily low risk sources of funding.
Loan Level: 017250539 has an appropriate level of Loans to Assets ratio (58%).
Low Risk Deposits: 017250539's Loans to Deposits ratio (93%) is appropriate.
Level of Bad Loans: 017250539 has a high level of bad loans (2.6%).
Dividend
What is BNP Paribas Fortis's current dividend yield, its reliability and sustainability?
3.75%
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: 017250539's dividend (3.75%) is higher than the bottom 25% of dividend payers in the Belgian market (1.57%).
High Dividend: 017250539's dividend (3.75%) is low compared to the top 25% of dividend payers in the Belgian market (4.44%).
Stability and Growth of Payments
Stable Dividend: 017250539 has been paying a dividend for less than 10 years and during this time payments have been volatile.
Growing Dividend: 017250539 has only been paying a dividend for 5 years, and since then payments have fallen.
Current Payout to Shareholders
Dividend Coverage: With its reasonably low payout ratio (25.4%), 017250539's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
3.4yrs
Average management tenure
CEO
Max Jadot (63 yo)
10.25yrs
Tenure
€52,000
Compensation
Mr. Maxime Jadot, also known as Max, serves as CEO and Chairman of the Executive Board of BNP Paribas Fortis at BNP Paribas since 2018. He served as the Head of BNP Paribas Fortis at BNP Paribas SA until 2...
Leadership Team
Experienced Management: 017250539's management team is considered experienced (3.4 years average tenure).
Board Members
Experienced Board: 017250539's board of directors are considered experienced (8.7 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
BNP Paribas Fortis SA's company bio, employee growth, exchange listings and data sources
Key Information
- Name: BNP Paribas Fortis SA
- Ticker: 17250539
- Exchange: ENXTBR
- Founded: 1934
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: €12.660b
- Shares outstanding: 565.19m
- Website: https://www.bnpparibasfortis.com
Number of Employees
Location
- BNP Paribas Fortis SA
- Montagne du Parc/Warandeberg 3
- Brussels
- Brussels
- 1000
- Belgium
Listings
Biography
BNP Paribas Fortis SA provides various financial services in Belgium, Luxembourg, Turkey, and internationally. It accepts on-demand deposits, current and savings accounts, term accounts and short-term note...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2021/06/21 21:49 |
| End of Day Share Price | 2021/06/08 00:00 |
| Earnings | 2020/12/31 |
| Annual Earnings | 2020/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.