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ING Groep ENXTAM:INGA Stock Report

Last Price

€14.90

Market Cap

€46.9b

7D

1.9%

1Y

17.5%

Updated

20 Nov, 2024

Data

Company Financials +

ING Groep N.V.

ENXTAM:INGA Stock Report

Market Cap: €46.9b

INGA Stock Overview

Provides various banking products and services in the Netherlands, Belgium, Germany, rest of Europe, and internationally. More details

INGA fundamental analysis
Snowflake Score
Valuation3/6
Future Growth1/6
Past Performance2/6
Financial Health4/6
Dividends4/6

Rewards

Trading at 66.3% below our estimate of its fair value

Earnings are forecast to grow 9.5% per year

Analysts in good agreement that stock price will rise by 24.6%

Risk Analysis

Profit margins (21.2%) are lower than last year (44.8%)

Dividend of 7.42% is either not well covered by earnings currently or not forecast to be covered


Community Narratives

Create a narrative

Narratives bring a range of perspectives from our community.

WA
WarrenAI
Based on Analyst Price Targets

Digitalization And Sustainability Empower Growth Amid Market Challenges

Key Takeaways ING Groep's digitalization focus boosts growth, notably in Netherlands mortgages, improving revenue through increased market share. Sustainability efforts and capital efficiency strategies enhance reputation and drive earnings, boosting fee income and shareholder value.
View narrative
€18.58
FV
19.8% undervalued intrinsic discount
11.66%
Revenue growth p.a.
0users have liked this narrative
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5users have followed this narrative
13 days ago author updated this narrative

ING Groep N.V. Competitors

ABN AMRO Bank

ENXTAM:ABN

€12.3b

Industrial Bank

SHSE:601166

CN¥378.5b

Barclays

LSE:BARC

UK£37.4b

Sberbank of Russia

MISX:SBER

₽3.0t

Price History & Performance

Summary of all time highs, changes and price drops for ING Groep
Historical stock prices
Current Share Price€14.90
52 Week High€17.24
52 Week Low€11.90
Beta1.57
11 Month Change-6.13%
3 Month Change-5.79%
1 Year Change17.50%
33 Year Change14.56%
5 Year Change41.94%
Change since IPO58.55%

Recent News & Updates

Recent updates

We Think Shareholders Will Probably Be Generous With ING Groep N.V.'s (AMS:INGA) CEO Compensation

Apr 16
We Think Shareholders Will Probably Be Generous With ING Groep N.V.'s (AMS:INGA) CEO Compensation

ING Groep's (AMS:INGA) Upcoming Dividend Will Be Larger Than Last Year's

Mar 07
ING Groep's (AMS:INGA) Upcoming Dividend Will Be Larger Than Last Year's

ING Groep (AMS:INGA) Is Increasing Its Dividend To €0.756

Feb 06
ING Groep (AMS:INGA) Is Increasing Its Dividend To €0.756

Here's Why We Think ING Groep (AMS:INGA) Might Deserve Your Attention Today

Dec 11
Here's Why We Think ING Groep (AMS:INGA) Might Deserve Your Attention Today

With EPS Growth And More, ING Groep (AMS:INGA) Makes An Interesting Case

Jul 27
With EPS Growth And More, ING Groep (AMS:INGA) Makes An Interesting Case

ING Groep's (AMS:INGA) Dividend Is Being Reduced To €0.389

Apr 05
ING Groep's (AMS:INGA) Dividend Is Being Reduced To €0.389

If EPS Growth Is Important To You, ING Groep (AMS:INGA) Presents An Opportunity

Mar 26
If EPS Growth Is Important To You, ING Groep (AMS:INGA) Presents An Opportunity

Shareholder Returns

INGANL BanksNL Market
7D1.9%0.2%-0.9%
1Y17.5%22.2%5.5%

Return vs Industry: INGA underperformed the Dutch Banks industry which returned 22.2% over the past year.

Return vs Market: INGA exceeded the Dutch Market which returned 5.5% over the past year.

Price Volatility

Is INGA's price volatile compared to industry and market?
INGA volatility
INGA Average Weekly Movement2.3%
Banks Industry Average Movement3.0%
Market Average Movement4.0%
10% most volatile stocks in NL Market7.3%
10% least volatile stocks in NL Market2.3%

Stable Share Price: INGA has not had significant price volatility in the past 3 months compared to the Dutch market.

Volatility Over Time: INGA's weekly volatility (2%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
176260,000Steven J. van Rijswijkwww.ing.com

ING Groep N.V. provides various banking products and services in the Netherlands, Belgium, Germany, rest of Europe, and internationally. It operates through five segments: Retail Netherlands, Retail Belgium, Retail Germany, Retail Other, and Wholesale Banking. The company accepts current and savings accounts.

ING Groep N.V. Fundamentals Summary

How do ING Groep's earnings and revenue compare to its market cap?
INGA fundamental statistics
Market cap€46.89b
Earnings (TTM)€3.65b
Revenue (TTM)€17.21b

12.8x

P/E Ratio

0.9x

P/B Ratio

Is INGA overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
INGA income statement (TTM)
Revenue€17.21b
Cost of Revenue€0
Gross Profit€17.21b
Other Expenses€13.56b
Earnings€3.65b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

Feb 06, 2025

Earnings per share (EPS)1.16
Gross Margin100.00%
Net Profit Margin21.21%
Debt/Equity Ratio440.7%

How did INGA perform over the long term?

See historical performance and comparison

Dividends

7.4%

Current Dividend Yield

100%

Payout Ratio