SNM Stock Overview
Santam Ltd, together with its subsidiaries, provides various general insurance products for individuals and businesses in South Africa, rest of Africa, Southeast Asia, India, the Middle East, and internationally.
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 1/6 |
| Past Performance | 6/6 |
| Financial Health | 3/6 |
| Dividends | 2/6 |
Rewards
Risk Analysis
No risks detected for SNM from our risk checks.
Santam Ltd Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | R298.87 |
| 52 Week High | R312.47 |
| 52 Week Low | R256.00 |
| Beta | 0.22 |
| 1 Month Change | 1.60% |
| 3 Month Change | 4.46% |
| 1 Year Change | 1.89% |
| 3 Year Change | 17.31% |
| 5 Year Change | -9.33% |
| Change since IPO | 1,473.00% |
Recent News & Updates
Recent updates
Shareholder Returns
| SNM | NA Insurance | NA Market | |
|---|---|---|---|
| 7D | 2.7% | 0% | 0% |
| 1Y | 1.9% | 0% | 0% |
Return vs Industry: SNM matched the NA Insurance industry which returned 2.8% over the past year.
Return vs Market: SNM underperformed the NA Market which returned 13.9% over the past year.
Price Volatility
| SNM volatility | |
|---|---|
| SNM Average Weekly Movement | 2.1% |
| Insurance Industry Average Movement | 0% |
| Market Average Movement | 0% |
| 10% most volatile stocks in NA Market | 0% |
| 10% least volatile stocks in NA Market | 0% |
Stable Share Price: SNM has not had significant price volatility in the past 3 months.
Volatility Over Time: SNM's weekly volatility (2%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1918 | n/a | Tava Madzinga | www.santam.co.za |
Santam Ltd, together with its subsidiaries, provides various general insurance products for individuals and businesses in South Africa, rest of Africa, Southeast Asia, India, the Middle East, and internationally. The company offers personal insurance products, such as car, building, home contents, watercraft, travel, and drone insurance; and all risk insurance for jewellery, mobile communication devices, eyewear, laptops, computer equipment, musical instruments, medical equipment, bank vault contents, collections and personal documents, photographic equipment, sports gear, bicycles, audiovisual equipment, home entertainment devices, camping gear, and vehicle sound equipment, as well as claim, brokerage, and SOS services. It also provides commercial insurance products comprising motor, property, and liability insurance; and guesthouses, tourism, real estate, educational institutions, religious institutions, and cybers security insurance products.
Santam Ltd Fundamentals Summary
| SNM fundamental statistics | |
|---|---|
| Market cap | R33.74b |
| Earnings (TTM) | R2.55b |
| Revenue (TTM) | R41.99b |
13.3x
P/E Ratio0.8x
P/S RatioIs SNM overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SNM income statement (TTM) | |
|---|---|
| Revenue | R41.99b |
| Cost of Revenue | R37.23b |
| Gross Profit | R4.76b |
| Other Expenses | R2.22b |
| Earnings | R2.55b |
Last Reported Earnings
Dec 31, 2023
Next Earnings Date
n/a
| Earnings per share (EPS) | 22.54 |
| Gross Margin | 11.34% |
| Net Profit Margin | 6.06% |
| Debt/Equity Ratio | 32.8% |
How did SNM perform over the long term?
See historical performance and comparison