SNM Stock Overview
Provides various general insurance products for individuals and businesses in South Africa, rest of Africa, Southeast Asia, India, the Middle East, and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 1/6 |
| Past Performance | 3/6 |
| Financial Health | 4/6 |
| Dividends | 3/6 |
Rewards
Risk Analysis
No risks detected for SNM from our risk checks.
My Notes
Capture your thoughts, links and company narrative
Santam Ltd Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | R384.52 |
| 52 Week High | R392.01 |
| 52 Week Low | R281.98 |
| Beta | 0.22 |
| 1 Month Change | 0.34% |
| 3 Month Change | 6.64% |
| 1 Year Change | 31.82% |
| 3 Year Change | 44.56% |
| 5 Year Change | 33.65% |
| Change since IPO | 1,923.79% |
Recent News & Updates
Recent updates
Shareholder Returns
| SNM | NA Insurance | NA Market | |
|---|---|---|---|
| 7D | -0.6% | 0% | 0% |
| 1Y | 31.8% | 0% | 0% |
Return vs Industry: SNM exceeded the NA Insurance industry which returned 28.5% over the past year.
Return vs Market: SNM exceeded the NA Market which returned 3.6% over the past year.
Price Volatility
| SNM volatility | |
|---|---|
| SNM Average Weekly Movement | 2.3% |
| Insurance Industry Average Movement | 0% |
| Market Average Movement | 0% |
| 10% most volatile stocks in NA Market | 0% |
| 10% least volatile stocks in NA Market | 0% |
Stable Share Price: SNM has not had significant price volatility in the past 3 months compared to the NA market.
Volatility Over Time: SNM's weekly volatility (2%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1918 | n/a | Tava Madzinga | www.santam.co.za |
Santam Ltd, together with its subsidiaries, provides various general insurance products for individuals and businesses in South Africa, rest of Africa, Southeast Asia, India, the Middle East, and internationally. The company offers personal insurance products, such as car, building, home contents, watercraft, travel, and drone insurance; and all risk insurance for jewellery, mobile communication devices, eyewear, laptops, computer equipment, musical instruments, medical equipment, bank vault contents, collections and personal documents, photographic equipment, sports gear, bicycles, audiovisual equipment, home entertainment devices, camping gear, and vehicle sound equipment, as well as claim, brokerage, and SOS services. It also provides commercial insurance products comprising motor, property, and liability insurance; and guesthouses, tourism, real estate, educational institutions, religious institutions, and cybers security insurance products.
Santam Ltd Fundamentals Summary
| SNM fundamental statistics | |
|---|---|
| Market cap | R43.41b |
| Earnings (TTM) | R2.98b |
| Revenue (TTM) | R44.43b |
14.6x
P/E Ratio1.0x
P/S RatioIs SNM overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SNM income statement (TTM) | |
|---|---|
| Revenue | R44.43b |
| Cost of Revenue | R38.39b |
| Gross Profit | R6.05b |
| Other Expenses | R3.07b |
| Earnings | R2.98b |
Last Reported Earnings
Jun 30, 2024
Next Earnings Date
Feb 27, 2025
| Earnings per share (EPS) | 26.41 |
| Gross Margin | 13.61% |
| Net Profit Margin | 6.71% |
| Debt/Equity Ratio | 31.6% |
How did SNM perform over the long term?
See historical performance and comparisonDividends
3.6%
Current Dividend Yield53%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 07:14 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/06/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Santam Ltd is covered by 13 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Warwick Bam | Avior Capital Markets |
| Robert Rice | Barclays |
| Marius Strydom | BofA Global Research |