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Qatar Insurance Company Q.S.P.C DSM:QATI Stock Report

Last Price


Market Cap







24 Jun, 2022


Company Financials
QATI fundamental analysis
Snowflake Score
Future Growth0/6
Past Performance3/6
Financial Health5/6

QATI Stock Overview

Qatar Insurance Company Q.S.P.C., together with its subsidiaries, engages in the insurance, reinsurance, real estate, and financial advisory businesses in Qatar.

Qatar Insurance Company Q.S.P.C Competitors













Price History & Performance

Summary of all time highs, changes and price drops for Qatar Insurance Company Q.S.P.C
Historical stock prices
Current Share Priceر.ق2.37
52 Week Highر.ق2.75
52 Week Lowر.ق2.34
1 Month Change-1.66%
3 Month Change-5.20%
1 Year Change-5.20%
3 Year Change-32.40%
5 Year Change-59.56%
Change since IPO286.58%

Recent News & Updates

Shareholder Returns

QATIQA InsuranceQA Market

Return vs Industry: QATI underperformed the QA Insurance industry which returned -2.6% over the past year.

Return vs Market: QATI underperformed the QA Market which returned 5.1% over the past year.

Price Volatility

Is QATI's price volatile compared to industry and market?
QATI volatility
QATI Average Weekly Movement2.8%
Insurance Industry Average Movement5.2%
Market Average Movement4.0%
10% most volatile stocks in QA Market6.0%
10% least volatile stocks in QA Market2.7%

Stable Share Price: QATI is less volatile than 75% of QA stocks over the past 3 months, typically moving +/- 3% a week.

Volatility Over Time: QATI's weekly volatility (3%) has been stable over the past year.

About the Company

1964n/aSalem Al Mannai

Qatar Insurance Company Q.S.P.C., together with its subsidiaries, engages in the insurance, reinsurance, real estate, and financial advisory businesses in Qatar. The company operates through six segments: Marine & Aviation Insurance, Property & Casualty Insurance, Health & Life Insurance, Real Estate, and Advisory and Investments. It offers personal insurance products, including car, home, travel, boat, motorcycle, and life and medical; and business insurance products, such as energy, marine and aviation, property and commercial, and motor fleet.

Qatar Insurance Company Q.S.P.C Fundamentals Summary

How do Qatar Insurance Company Q.S.P.C's earnings and revenue compare to its market cap?
QATI fundamental statistics
Market Capر.ق7.74b
Earnings (TTM)ر.ق488.73m
Revenue (TTM)ر.ق10.03b


P/E Ratio


P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
QATI income statement (TTM)
Cost of Revenueر.ق8.47b
Gross Profitر.ق1.56b
Other Expensesر.ق1.07b

Last Reported Earnings

Mar 31, 2022

Next Earnings Date


Earnings per share (EPS)0.15
Gross Margin15.52%
Net Profit Margin4.87%
Debt/Equity Ratio47.5%

How did QATI perform over the long term?

See historical performance and comparison



Current Dividend Yield


Payout Ratio
We’ve recently updated our valuation analysis.


Is QATI undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score


Valuation Score 2/6

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Below Fair Value

  • Significantly Below Fair Value

  • PEG Ratio

Key Valuation Metric

Which metric is best to use when looking at relative valuation for QATI?

Other financial metrics that can be useful for relative valuation.

QATI key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue0.4x
Enterprise Value/EBITDA5x
PEG Ration/a

Price to Earnings Ratio vs Peers

How does QATI's PE Ratio compare to its peers?

QATI PE Ratio vs Peers
The above table shows the PE ratio for QATI vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyPEEstimated GrowthMarket Cap
Peer Average17.6x

Price-To-Earnings vs Peers: QATI is good value based on its Price-To-Earnings Ratio (15.8x) compared to the peer average (17.6x).

Price to Earnings Ratio vs Industry

How does QATI's PE Ratio compare vs other companies in the Insurance Industry?

Price-To-Earnings vs Industry: QATI is good value based on its Price-To-Earnings Ratio (15.8x) compared to the QA Insurance industry average (16.9x)

Price to Earnings Ratio vs Fair Ratio

What is QATI's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

QATI PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio15.8x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate QATI's Price-To-Earnings Fair Ratio for valuation analysis.

Share Price vs Fair Value

What is the Fair Price of QATI when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate QATI's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate QATI's fair value for valuation analysis.

Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate QATI's PEG Ratio to determine if it is good value.

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Future Growth

How is Qatar Insurance Company Q.S.P.C forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

Future Growth Score


Future Growth Score 0/6

  • Earnings vs Savings Rate

  • Earnings vs Market

  • High Growth Earnings

  • Revenue vs Market

  • High Growth Revenue

  • Future ROE


Forecasted Insurance industry annual growth in earnings

In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Qatar Insurance Company Q.S.P.C has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.

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Past Performance

How has Qatar Insurance Company Q.S.P.C performed over the past 5 years?

Past Performance Score


Past Performance Score 3/6

  • Quality Earnings

  • Growing Profit Margin

  • Earnings Trend

  • Accelerating Growth

  • Earnings vs Industry

  • High ROE


Historical annual earnings growth

Earnings and Revenue History

Quality Earnings: QATI has a high level of non-cash earnings.

Growing Profit Margin: QATI's current net profit margins (4.9%) are higher than last year (3.3%).

Past Earnings Growth Analysis

Earnings Trend: QATI's earnings have declined by 17.9% per year over the past 5 years.

Accelerating Growth: QATI's earnings growth over the past year (54.8%) exceeds its 5-year average (-17.9% per year).

Earnings vs Industry: QATI earnings growth over the past year (54.8%) exceeded the Insurance industry 10.9%.

Return on Equity

High ROE: QATI's Return on Equity (6.1%) is considered low.

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Financial Health

How is Qatar Insurance Company Q.S.P.C's financial position?

Financial Health Score


Financial Health Score 5/6

  • Short Term Liabilities

  • Long Term Liabilities

  • Debt Level

  • Reducing Debt

  • Debt Coverage

  • Interest Coverage

Financial Position Analysis

Short Term Liabilities: QATI's short term assets (QAR29.5B) exceed its short term liabilities (QAR28.5B).

Long Term Liabilities: QATI's short term assets (QAR29.5B) exceed its long term liabilities (QAR5.1B).

Debt to Equity History and Analysis

Debt Level: QATI has more cash than its total debt.

Reducing Debt: QATI's debt to equity ratio has reduced from 51.1% to 47.5% over the past 5 years.

Debt Coverage: QATI's operating cash flow is negative, therefore debt is not well covered.

Interest Coverage: QATI's interest payments on its debt are well covered by EBIT (16.8x coverage).

Balance Sheet

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What is Qatar Insurance Company Q.S.P.C current dividend yield, its reliability and sustainability?

Dividend Score


Dividend Score 2/6

  • Notable Dividend

  • High Dividend

  • Stable Dividend

  • Growing Dividend

  • Earnings Coverage

  • Future Dividend Coverage


Current Dividend Yield

Dividend Yield vs Market

Notable Dividend: QATI's dividend (4.22%) is higher than the bottom 25% of dividend payers in the QA market (3.22%).

High Dividend: QATI's dividend (4.22%) is low compared to the top 25% of dividend payers in the QA market (4.75%).

Stability and Growth of Payments

Stable Dividend: QATI's dividend payments have been volatile in the past 10 years.

Growing Dividend: QATI's dividend payments have fallen over the past 10 years.

Earnings Payout to Shareholders

Earnings Coverage: With its reasonable payout ratio (66.8%), QATI's dividend payments are covered by earnings.

Cash Payout to Shareholders

Cash Flow Coverage: QATI is paying a dividend but the company has no free cash flows.

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How experienced are the management team and are they aligned to shareholders interests?


Average management tenure


Salem Al Mannai



Mr. Salem Khalaf Al Mannai has been a Group Chief Executive Officer of QIC Group at Qatar Insurance Company Q.S.P.C. (formerly known as Qatar Insurance Company SAQ) since January 13, 2020 and served as Dep...

Leadership Team

Experienced Management: QATI's management team is seasoned and experienced (6.3 years average tenure).

Board Members

Experienced Board: QATI's board of directors are considered experienced (4.1 years average tenure).


Who are the major shareholders and have insiders been buying or selling?

Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.

Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.

Top Shareholders

Company Information

Qatar Insurance Company Q.S.P.C.'s employee growth, exchange listings and data sources

Key Information

  • Name: Qatar Insurance Company Q.S.P.C.
  • Ticker: QATI
  • Exchange: DSM
  • Founded: 1964
  • Industry: Property and Casualty Insurance
  • Sector: Insurance
  • Implied Market Cap: ر.ق7.741b
  • Shares outstanding: 3.27b
  • Website:


  • Qatar Insurance Company Q.S.P.C.
  • QIC Building
  • Tamin Street
  • Doha
  • Qatar


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2022/06/24 00:00
End of Day Share Price2022/06/23 00:00
Annual Earnings2021/12/31

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.