Announcement • Apr 09
Al Khaleej Takaful Insurance Company Q.P.S.C. to Report Q1, 2026 Results on Apr 29, 2026 Al Khaleej Takaful Insurance Company Q.P.S.C. announced that they will report Q1, 2026 results on Apr 29, 2026 Reported Earnings • Feb 26
Full year 2025 earnings released: EPS: ر.ق0.28 (vs ر.ق0.30 in FY 2024) Full year 2025 results: EPS: ر.ق0.28 (down from ر.ق0.30 in FY 2024). Revenue: ر.ق131.8m (down 52% from FY 2024). Net income: ر.ق71.1m (down 6.0% from FY 2024). Profit margin: 54% (up from 28% in FY 2024). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 6% per year whereas the company’s share price has increased by 7% per year. Declared Dividend • Feb 13
Dividend of ر.ق0.15 announced Dividend of ر.ق0.15 is the same as last year. Ex-date: 8th March 2026 Payment date: 1st January 1970 Dividend yield will be 6.3%, which is higher than the industry average of 5.0%. Sustainability & Growth Dividend is covered by earnings (53% earnings payout ratio) but not covered by cash flows (192% cash payout ratio). The dividend has increased by an average of 4.1% per year over the past 10 years. However, payments have been volatile during that time. Earnings per share has grown by 20% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover. Reported Earnings • Oct 31
Third quarter 2025 earnings released: EPS: ر.ق0.077 (vs ر.ق0.071 in 3Q 2024) Third quarter 2025 results: EPS: ر.ق0.077 (up from ر.ق0.071 in 3Q 2024). Revenue: ر.ق172.1m (up 153% from 3Q 2024). Net income: ر.ق19.7m (up 9.1% from 3Q 2024). Profit margin: 11% (down from 27% in 3Q 2024). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings. Reported Earnings • Aug 02
Second quarter 2025 earnings released: EPS: ر.ق0.059 (vs ر.ق0.062 in 2Q 2024) Second quarter 2025 results: EPS: ر.ق0.059 (down from ر.ق0.062 in 2Q 2024). Revenue: ر.ق160.4m (up 142% from 2Q 2024). Net income: ر.ق15.0m (down 4.7% from 2Q 2024). Profit margin: 9.3% (down from 24% in 2Q 2024). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has fallen by 10% per year, which means it is significantly lagging earnings. Announcement • Apr 25
Al Khaleej Takaful Insurance Company Q.P.S.C. to Report Q1, 2025 Results on Apr 30, 2025 Al Khaleej Takaful Insurance Company Q.P.S.C. announced that they will report Q1, 2025 results on Apr 30, 2025 Declared Dividend • Feb 26
Dividend increased to ر.ق0.15 Dividend of ر.ق0.15 is 25% higher than last year. Ex-date: 18th March 2025 Payment date: 1st January 1970 Dividend yield will be 6.0%, which is higher than the industry average of 5.0%. Sustainability & Growth Dividend is covered by both earnings (51% earnings payout ratio) and cash flows (60% cash payout ratio). The dividend has increased by an average of 1.4% per year over the past 10 years. However, payments have been volatile during that time. Earnings per share has grown by 21% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover. Announcement • Feb 24
Al Khaleej Takaful Insurance Company Q.P.S.C., Annual General Meeting, Mar 17, 2025 Al Khaleej Takaful Insurance Company Q.P.S.C., Annual General Meeting, Mar 17, 2025, at 21:30 Arab Standard Time. Location: sharq hotel, al-sanbok hall, ground floor, Qatar Reported Earnings • Feb 21
Full year 2024 earnings released: EPS: ر.ق0.30 (vs ر.ق0.25 in FY 2023) Full year 2024 results: EPS: ر.ق0.30 (up from ر.ق0.25 in FY 2023). Revenue: ر.ق354.4m (up 39% from FY 2023). Net income: ر.ق75.7m (up 17% from FY 2023). Profit margin: 21% (down from 25% in FY 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 21% per year but the company’s share price has fallen by 12% per year, which means it is significantly lagging earnings. Announcement • Jan 29
Al Khaleej Takaful Insurance Company Q.P.S.C. to Report Fiscal Year 2024 Results on Feb 18, 2025 Al Khaleej Takaful Insurance Company Q.P.S.C. announced that they will report fiscal year 2024 results on Feb 18, 2025 Reported Earnings • Nov 03
Third quarter 2024 earnings released Third quarter 2024 results: Revenue: ر.ق90.4m (up 66% from 3Q 2023). Net income: ر.ق18.0m (up 72% from 3Q 2023). Profit margin: 20% (in line with 3Q 2023). Announcement • Oct 09
Al Khaleej Takaful Insurance Company Q.P.S.C. to Report Q3, 2024 Results on Oct 30, 2024 Al Khaleej Takaful Insurance Company Q.P.S.C. announced that they will report Q3, 2024 results on Oct 30, 2024 Announcement • Jun 26
Al Khaleej Takaful Insurance Company Q.P.S.C. to Report First Half, 2024 Results on Jul 31, 2024 Al Khaleej Takaful Insurance Company Q.P.S.C. announced that they will report first half, 2024 results on Jul 31, 2024 Reported Earnings • May 03
First quarter 2024 earnings released: EPS: ر.ق0.11 (vs ر.ق0.11 in 1Q 2023) First quarter 2024 results: EPS: ر.ق0.11 (down from ر.ق0.11 in 1Q 2023). Revenue: ر.ق94.1m (up 33% from 1Q 2023). Net income: ر.ق27.0m (flat on 1Q 2023). Profit margin: 29% (down from 38% in 1Q 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 70% per year but the company’s share price has fallen by 14% per year, which means it is significantly lagging earnings. Announcement • Apr 16
Al Khaleej Takaful Insurance Company Q.P.S.C. to Report Q1, 2024 Results on Apr 30, 2024 Al Khaleej Takaful Insurance Company Q.P.S.C. announced that they will report Q1, 2024 results on Apr 30, 2024 Declared Dividend • Feb 21
Dividend increased to ر.ق0.12 Dividend of ر.ق0.12 is 20% higher than last year. Ex-date: 11th March 2024 Payment date: 1st January 1970 Dividend yield will be 4.4%, which is lower than the industry average of 5.0%. Sustainability & Growth Dividend is covered by earnings (44% earnings payout ratio) but not covered by cash flows (105% cash payout ratio). The dividend has decreased over the past 96 years, indicating a lack of growth and stability in payments. Earnings per share has grown by 26% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover. Reported Earnings • Feb 21
Full year 2023 earnings released: EPS: ر.ق0.25 (vs ر.ق0.20 in FY 2022) Full year 2023 results: EPS: ر.ق0.25 (up from ر.ق0.20 in FY 2022). Revenue: ر.ق325.6m (up 55% from FY 2022). Net income: ر.ق64.6m (up 27% from FY 2022). Profit margin: 20% (down from 24% in FY 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 84% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth. Announcement • Feb 19
Al Khaleej Takaful Insurance Company Q.P.S.C., Annual General Meeting, Mar 10, 2024 Al Khaleej Takaful Insurance Company Q.P.S.C., Annual General Meeting, Mar 10, 2024, at 13:30 Coordinated Universal Time. Reported Earnings • Nov 04
Third quarter 2023 earnings released: EPS: ر.ق0.041 (vs ر.ق0.051 in 3Q 2022) Third quarter 2023 results: EPS: ر.ق0.041 (down from ر.ق0.051 in 3Q 2022). Revenue: ر.ق73.6m (up 46% from 3Q 2022). Net income: ر.ق10.5m (down 20% from 3Q 2022). Profit margin: 14% (down from 26% in 3Q 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 74% per year but the company’s share price has only increased by 16% per year, which means it is significantly lagging earnings growth. Valuation Update With 7 Day Price Move • Feb 22
Investor sentiment improves as stock rises 17% After last week's 17% share price gain to ر.ق2.11, the stock trades at a trailing P/E ratio of 12.5x. Average trailing P/E is 14x in the Insurance industry in Qatar. Total returns to shareholders of 31% over the past three years. Valuation Update With 7 Day Price Move • Dec 26
Investor sentiment improved over the past week After last week's 18% share price gain to ر.ق2.43, the stock trades at a trailing P/E ratio of 14.4x. Average trailing P/E is 16x in the Insurance industry in Qatar. Total returns to shareholders of 23% over the past three years. Board Change • Nov 16
No independent directors There are 6 new directors who have joined the board in the last 3 years. Of these new board members, none were independent directors. The company's board is composed of: No independent directors. 9 non-independent directors. MD & Director Abdul Bin Fahad Moh'd J. AI-Thani was the last director to join the board, commencing their role in 2021. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of independent directors. Lack of board continuity. Announcement • Oct 03
Al Khaleej Takaful Insurance Company Q.P.S.C. to Report Q3, 2022 Results on Oct 26, 2022 Al Khaleej Takaful Insurance Company Q.P.S.C. announced that they will report Q3, 2022 results on Oct 26, 2022 Reported Earnings • Aug 03
Second quarter 2022 earnings released: EPS: ر.ق0.049 (vs ر.ق0.044 in 2Q 2021) Second quarter 2022 results: EPS: ر.ق0.049 (up from ر.ق0.044 in 2Q 2021). Revenue: ر.ق72.9m (up 70% from 2Q 2021). Net income: ر.ق12.5m (up 11% from 2Q 2021). Profit margin: 17% (down from 26% in 2Q 2021). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has increased by 26% per year, which means it is tracking significantly ahead of earnings growth. Announcement • Jul 14
Al Khaleej Takaful Insurance Company Q.P.S.C. to Report First Half, 2022 Results on Aug 01, 2022 Al Khaleej Takaful Insurance Company Q.P.S.C. announced that they will report first half, 2022 results on Aug 01, 2022 Reported Earnings • May 13
First quarter 2022 earnings released: EPS: ر.ق0.08 (vs ر.ق0.086 in 1Q 2021) First quarter 2022 results: EPS: ر.ق0.08 (down from ر.ق0.086 in 1Q 2021). Revenue: ر.ق76.4m (up 28% from 1Q 2021). Net income: ر.ق20.5m (down 6.2% from 1Q 2021). Profit margin: 27% (down from 37% in 1Q 2021). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has increased by 35% per year, which means it is tracking significantly ahead of earnings growth. Board Change • Apr 27
No independent directors There are 8 new directors who have joined the board in the last 3 years. Of these new board members, none were independent directors. The company's board is composed of: 8 new directors. 1 experienced director. No highly experienced directors. No independent directors (9 non-independent directors). Chairman of the Board Abdulla Bin Ahmed Abdullah Al Thani is the most experienced director on the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of independent directors. Lack of board continuity. Lack of experienced directors. Upcoming Dividend • Mar 16
Upcoming dividend of ر.ق0.075 per share Eligible shareholders must have bought the stock before 23 March 2022. Payment date: 05 April 2022. Payout ratio is a comfortable 48% and this is well supported by cash flows. Trailing yield: 1.9%. Lower than top quartile of Qatari dividend payers (4.0%). Lower than average of industry peers (4.1%). Reported Earnings • Mar 04
Full year 2021 earnings: Revenues and EPS in line with analyst expectations Full year 2021 results: EPS: ر.ق0.16 (up from ر.ق0.13 in FY 2020). Revenue: ر.ق242.5m (up 44% from FY 2020). Net income: ر.ق40.1m (up 18% from FY 2020). Profit margin: 17% (down from 20% in FY 2020). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has increased by 18% per year but the company’s share price has increased by 61% per year, which means it is tracking significantly ahead of earnings growth. Reported Earnings • Oct 28
Third quarter 2021 earnings released: EPS ر.ق0.04 (vs ر.ق0.029 in 3Q 2020) The company reported a solid third quarter result with improved earnings and revenues, although profit margins were flat. Third quarter 2021 results: Revenue: ر.ق57.5m (up 37% from 3Q 2020). Net income: ر.ق10.1m (up 38% from 3Q 2020). Profit margin: 18% (in line with 3Q 2020). Over the last 3 years on average, earnings per share has increased by 28% per year but the company’s share price has increased by 71% per year, which means it is tracking significantly ahead of earnings growth. Reported Earnings • Aug 08
Second quarter 2021 earnings released: EPS ر.ق0.044 (vs ر.ق0.02 in 2Q 2020) The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: ر.ق58.5m (up 71% from 2Q 2020). Net income: ر.ق11.2m (up 114% from 2Q 2020). Profit margin: 19% (up from 15% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 34% per year but the company’s share price has increased by 63% per year, which means it is tracking significantly ahead of earnings growth. Reported Earnings • May 04
First quarter 2021 earnings released: EPS ر.ق0.086 (vs ر.ق0.063 in 1Q 2020) The company reported a solid first quarter result with improved earnings and revenues, although profit margins were weaker. First quarter 2021 results: Revenue: ر.ق74.0m (up 48% from 1Q 2020). Net income: ر.ق21.8m (up 35% from 1Q 2020). Profit margin: 30% (down from 33% in 1Q 2020). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 40% per year but the company’s share price has increased by 50% per year, which means it is tracking significantly ahead of earnings growth. Valuation Update With 7 Day Price Move • Apr 15
Investor sentiment improved over the past week After last week's 17% share price gain to ر.ق3.92, the stock trades at a trailing P/E ratio of 29.4x. Average trailing P/E is 16x in the Insurance industry in Qatar. Total returns to shareholders of 270% over the past three years. Valuation Update With 7 Day Price Move • Mar 23
Investor sentiment improved over the past week After last week's 20% share price gain to ر.ق3.29, the stock trades at a trailing P/E ratio of 24.7x. Average trailing P/E is 17x in the Insurance industry in Qatar. Total returns to shareholders of 222% over the past three years. Upcoming Dividend • Mar 22
Upcoming Dividend of ر.ق0.05 Per Share Will be paid on the 12th of April to those who are registered shareholders by the 29th of March. The trailing yield of 1.6% is below the top quartile of Qatari dividend payers (4.0%), and is lower than industry peers (3.2%). Reported Earnings • Mar 12
Full year 2020 earnings released: EPS ر.ق0.13 (vs ر.ق0.11 in FY 2019) The company reported a solid full year result with improved earnings and revenues, although profit margins were weaker. Full year 2020 results: Revenue: ر.ق215.2m (up 25% from FY 2019). Net income: ر.ق34.0m (up 18% from FY 2019). Profit margin: 16% (down from 17% in FY 2019). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 40% per year whereas the company’s share price has increased by 37% per year. Announcement • Mar 09
Al Khaleej Takaful Insurance Company Q.P.S.C., Annual General Meeting, Mar 28, 2021 Al Khaleej Takaful Insurance Company Q.P.S.C., Annual General Meeting, Mar 28, 2021, at 16:30 Arab Standard Time. Agenda: To consider hearing Board of Director's report about the company's activities and financial position for the year ending December 31, 2020 and the future plan of the company; to consider hearing Auditor's report about the company;s financial statements for the year ending December 31, 2020; to consider election of Board members for 3 years 2021-2023; and to consider any other matter thereof. Is New 90 Day High Low • Feb 11
New 90-day high: ر.ق2.83 The company is up 44% from its price of ر.ق1.96 on 12 November 2020. The Qatari market is up 2.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 6.0% over the same period. Valuation Update With 7 Day Price Move • Jan 28
Investor sentiment improved over the past week After last week's 25% share price gain to ر.ق2.75, the stock is trading at a trailing P/E ratio of 23.6x, up from the previous P/E ratio of 18.8x. This compares to an average P/E of 13x in the Insurance industry in Asia. Total returns to shareholders over the past three years are 122%. Is New 90 Day High Low • Jan 21
New 90-day high: ر.ق2.19 The company is up 13% from its price of ر.ق1.94 on 22 October 2020. The Qatari market is up 6.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 12% over the same period. Is New 90 Day High Low • Nov 01
New 90-day low: ر.ق1.81 The company is down 1.0% from its price of ر.ق1.83 on 29 July 2020. The Qatari market is up 3.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 11% over the same period. Announcement • Oct 05
Al Khaleej Takaful Insurance and Reinsurance Company Q.S.C. to Report Q1, 2010 Results on 04/20/2010 Al Khaleej Takaful Insurance and Reinsurance Company Q.S.C. announced that they will report Q1, 2010 results on 04/20/2010 Is New 90 Day High Low • Oct 04
New 90-day high: ر.ق2.09 The company is up 16% from its price of ر.ق1.80 on 06 July 2020. The Qatari market is up 10.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 10.0% over the same period. 