Santam Balance Sheet Health
Financial Health criteria checks 3/6
Santam has a total shareholder equity of ZAR11.4B and total debt of ZAR3.7B, which brings its debt-to-equity ratio to 32.8%. Its total assets and total liabilities are ZAR67.1B and ZAR55.7B respectively. Santam's EBIT is ZAR4.0B making its interest coverage ratio 9.1. It has cash and short-term investments of ZAR18.3B.
Key information
32.8%
Debt to equity ratio
R3.74b
Debt
Interest coverage ratio | 9.1x |
Cash | R18.35b |
Equity | R11.41b |
Total liabilities | R55.72b |
Total assets | R67.13b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Short Term Liabilities: SNM's short term assets (ZAR30.1B) do not cover its short term liabilities (ZAR47.0B).
Long Term Liabilities: SNM's short term assets (ZAR30.1B) exceed its long term liabilities (ZAR8.7B).
Debt to Equity History and Analysis
Debt Level: SNM has more cash than its total debt.
Reducing Debt: SNM's debt to equity ratio has increased from 30.2% to 32.8% over the past 5 years.
Debt Coverage: SNM's debt is not well covered by operating cash flow (17.8%).
Interest Coverage: SNM's interest payments on its debt are well covered by EBIT (9.1x coverage).