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BFF Bank BIT:BFF Stock Report

Last Price

€9.75

Market Cap

€1.8b

7D

-0.8%

1Y

9.2%

Updated

21 Oct, 2024

Data

Company Financials +

BFF Bank S.p.A.

BIT:BFF Stock Report

Market Cap: €1.8b

BFF Stock Overview

Provides financial services to suppliers of the national health system and public administration sector in Italy, Croatia, the Czech Republic, France, Greece, Poland, Portugal, the Slovak Republic, and Spain.

About the company

BFF fundamental analysis
Snowflake Score
Valuation5/6
Future Growth3/6
Past Performance3/6
Financial Health3/6
Dividends3/6

Rewards

Trading at 42.9% below our estimate of its fair value
Earnings are forecast to grow 4.41% per year
Earnings grew by 2.3% over the past year
Trading at good value compared to peers and industry

Risk Analysis

Debt is not well covered by operating cash flow
Dividend of 11.1% is not well covered by free cash flows

BFF Bank S.p.A. Competitors

Banca IFIS

BIT:IF

€1.2b

illimity Bank

BIT:ILTY

€368.7m

Generalfinance

BIT:GF

€136.5m

Moltiply Group

BIT:MOL

€1.3b

Price History & Performance

Summary of all time highs, changes and price drops for BFF Bank
Historical stock prices
Current Share Price€9.75
52 Week High€12.96
52 Week Low€6.98
Beta0.80
11 Month Change1.77%
3 Month Change-5.16%
1 Year Change9.24%
33 Year Change23.89%
5 Year Change78.90%
Change since IPO135.51%

Recent News & Updates

BFF Bank S.p.A.'s (BIT:BFF) Business And Shares Still Trailing The Market

Sep 30
BFF Bank S.p.A.'s (BIT:BFF) Business And Shares Still Trailing The Market

Recent updates

BFF Bank S.p.A.'s (BIT:BFF) Business And Shares Still Trailing The Market

Sep 30
BFF Bank S.p.A.'s (BIT:BFF) Business And Shares Still Trailing The Market

Investors Give BFF Bank S.p.A. (BIT:BFF) Shares A 26% Hiding

May 31
Investors Give BFF Bank S.p.A. (BIT:BFF) Shares A 26% Hiding

BFF Bank S.p.A. (BIT:BFF) Not Lagging Market On Growth Or Pricing

Apr 16
BFF Bank S.p.A. (BIT:BFF) Not Lagging Market On Growth Or Pricing

If EPS Growth Is Important To You, BFF Bank (BIT:BFF) Presents An Opportunity

Sep 01
If EPS Growth Is Important To You, BFF Bank (BIT:BFF) Presents An Opportunity

Here's Why We Think BFF Bank (BIT:BFF) Might Deserve Your Attention Today

May 23
Here's Why We Think BFF Bank (BIT:BFF) Might Deserve Your Attention Today

BFF Bank's (BIT:BFF) Shareholders Will Receive A Smaller Dividend Than Last Year

Apr 05
BFF Bank's (BIT:BFF) Shareholders Will Receive A Smaller Dividend Than Last Year

BFF Bank (BIT:BFF) Will Pay A Smaller Dividend Than Last Year

Mar 12
BFF Bank (BIT:BFF) Will Pay A Smaller Dividend Than Last Year

Do BFF Bank's (BIT:BFF) Earnings Warrant Your Attention?

Apr 05
Do BFF Bank's (BIT:BFF) Earnings Warrant Your Attention?

New Forecasts: Here's What Analysts Think The Future Holds For BFF Bank S.p.A. (BIT:BFF)

Feb 01
New Forecasts: Here's What Analysts Think The Future Holds For BFF Bank S.p.A. (BIT:BFF)

With EPS Growth And More, BFF Bank (BIT:BFF) Is Interesting

Nov 29
With EPS Growth And More, BFF Bank (BIT:BFF) Is Interesting

Banca Farmafactoring (BIT:BFF) Shareholders Have Enjoyed A 34% Share Price Gain

Mar 11
Banca Farmafactoring (BIT:BFF) Shareholders Have Enjoyed A 34% Share Price Gain

Analysts Have Made A Financial Statement On Banca Farmafactoring S.p.A.'s (BIT:BFF) Yearly Report

Feb 13
Analysts Have Made A Financial Statement On Banca Farmafactoring S.p.A.'s (BIT:BFF) Yearly Report

Should Income Investors Look At Banca Farmafactoring S.p.A. (BIT:BFF) Before Its Ex-Dividend?

Jan 27
Should Income Investors Look At Banca Farmafactoring S.p.A. (BIT:BFF) Before Its Ex-Dividend?

What Kind Of Shareholders Hold The Majority In Banca Farmafactoring S.p.A.'s (BIT:BFF) Shares?

Jan 03
What Kind Of Shareholders Hold The Majority In Banca Farmafactoring S.p.A.'s (BIT:BFF) Shares?

A Look At Banca Farmafactoring's (BIT:BFF) Share Price Returns

Dec 07
A Look At Banca Farmafactoring's (BIT:BFF) Share Price Returns

Shareholder Returns

BFFIT Diversified FinancialIT Market
7D-0.8%2.5%2.1%
1Y9.2%15.5%24.2%

Return vs Industry: BFF underperformed the Italian Diversified Financial industry which returned 15.3% over the past year.

Return vs Market: BFF underperformed the Italian Market which returned 24.6% over the past year.

Price Volatility

Is BFF's price volatile compared to industry and market?
BFF volatility
BFF Average Weekly Movement3.3%
Diversified Financial Industry Average Movement3.4%
Market Average Movement4.1%
10% most volatile stocks in IT Market6.9%
10% least volatile stocks in IT Market2.5%

Stable Share Price: BFF has not had significant price volatility in the past 3 months compared to the Italian market.

Volatility Over Time: BFF's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1985849Max Belingheriwww.bff.com

BFF Bank S.p.A. provides financial services to suppliers of the national health system and public administration sector in Italy, Croatia, the Czech Republic, France, Greece, Poland, Portugal, the Slovak Republic, and Spain. It operates through three segments: Factoring & Lending, Securities Services, and Payment Services. The Factoring & Lending segment offers non-recourse factoring, lending, and credit management services to public sector suppliers and public administration bodies.

BFF Bank S.p.A. Fundamentals Summary

How do BFF Bank's earnings and revenue compare to its market cap?
BFF fundamental statistics
Market cap€1.83b
Earnings (TTM)€257.30m
Revenue (TTM)€519.90m

7.1x

P/E Ratio

3.5x

P/S Ratio

Is BFF overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BFF income statement (TTM)
Revenue€519.90m
Cost of Revenue€40.62m
Gross Profit€479.29m
Other Expenses€221.99m
Earnings€257.30m

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)1.37
Gross Margin92.19%
Net Profit Margin49.49%
Debt/Equity Ratio354.0%

How did BFF perform over the long term?

See historical performance and comparison

Dividends

11.1%

Current Dividend Yield

39%

Payout Ratio