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UJJIVAN Stock Overview
Ujjivan Financial Services Limited provides financial services to economically weaker section in India. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 3/6 |
| Past Performance | 2/6 |
| Financial Health | 3/6 |
| Dividends | 4/6 |
My Notes
Capture your thoughts, links and company narrative
Ujjivan Financial Services Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₹574.45 |
| 52 Week High | ₹614.80 |
| 52 Week Low | ₹276.40 |
| Beta | 0.72 |
| 1 Month Change | 20.58% |
| 3 Month Change | 0.82% |
| 1 Year Change | 103.78% |
| 3 Year Change | 180.08% |
| 5 Year Change | 84.68% |
| Change since IPO | 148.09% |
Recent News & Updates
Recent updates
Ujjivan Financial Services Limited's (NSE:UJJIVAN) Earnings Are Not Doing Enough For Some Investors
Jan 16
We Ran A Stock Scan For Earnings Growth And Ujjivan Financial Services (NSE:UJJIVAN) Passed With Ease
Oct 02₹406 - That's What Analysts Think Ujjivan Financial Services Limited (NSE:UJJIVAN) Is Worth After These Results
May 22Ujjivan Financial Services Limited (NSE:UJJIVAN) Analysts Just Cut Their EPS Forecasts
Aug 14What Type Of Returns Would Ujjivan Financial Services'(NSE:UJJIVAN) Shareholders Have Earned If They Purchased Their SharesThree Years Ago?
Mar 17Are Dividend Investors Getting More Than They Bargained For With Ujjivan Financial Services Limited's (NSE:UJJIVAN) Dividend?
Feb 18Here's What We Learned About The CEO Pay At Ujjivan Financial Services Limited (NSE:UJJIVAN)
Jan 28
What Kind Of Shareholders Own Ujjivan Financial Services Limited (NSE:UJJIVAN)?
Jan 11Have Insiders Been Selling Ujjivan Financial Services Limited (NSE:UJJIVAN) Shares?
Dec 22What Type Of Returns Would Ujjivan Financial Services'(NSE:UJJIVAN) Shareholders Have Earned If They Purchased Their SharesThree Years Ago?
Dec 01Ujjivan Financial Services Limited's (NSE:UJJIVAN) Attractive Combination: Does It Earn A Place In Your Dividend Portfolio?
Nov 11Are Institutions Heavily Invested In Ujjivan Financial Services Limited's (NSE:UJJIVAN) Shares?
Oct 13Need To Know: Ujjivan Financial Services Limited (NSE:UJJIVAN) Insiders Have Been Selling Shares
Sep 22Ujjivan Financial Services' (NSE:UJJIVAN) Shareholders Are Down 29% On Their Shares
Sep 01Shareholder Returns
| UJJIVAN | IN Consumer Finance | IN Market | |
|---|---|---|---|
| 7D | 1.8% | 6.6% | 1.8% |
| 1Y | 103.8% | 2.5% | 18.0% |
Return vs Industry: UJJIVAN exceeded the Indian Consumer Finance industry which returned 27.2% over the past year.
Return vs Market: UJJIVAN exceeded the Indian Market which returned 45.9% over the past year.
Price Volatility
| UJJIVAN volatility | |
|---|---|
| UJJIVAN Average Weekly Movement | 5.6% |
| Consumer Finance Industry Average Movement | 6.3% |
| Market Average Movement | 6.2% |
| 10% most volatile stocks in IN Market | 9.0% |
| 10% least volatile stocks in IN Market | 4.1% |
Stable Share Price: UJJIVAN has not had significant price volatility in the past 3 months.
Volatility Over Time: UJJIVAN's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2004 | 17,870 | Radhakrishnan Ravi | www.ujjivan.com |
Ujjivan Financial Services Limited provides financial services to economically weaker section in India. It offers micro and rural finance products, housing loans, personal loans, vehicle loans, institutional loans, gold loans, agri loans, and staff loans, as well as secured and unsecured loans. The company also provides mobile banking services; guarantees; and invests in bank deposits, money market instruments, and government securities.
Ujjivan Financial Services Limited Fundamentals Summary
| UJJIVAN fundamental statistics | |
|---|---|
| Market cap | ₹69.96b |
| Earnings (TTM) | ₹8.21b |
| Revenue (TTM) | ₹35.84b |
8.5x
P/E Ratio2.0x
P/S RatioIs UJJIVAN overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| UJJIVAN income statement (TTM) | |
|---|---|
| Revenue | ₹35.84b |
| Cost of Revenue | ₹1.46b |
| Gross Profit | ₹34.38b |
| Other Expenses | ₹26.17b |
| Earnings | ₹8.21b |
Last Reported Earnings
Dec 31, 2023
Next Earnings Date
n/a
| Earnings per share (EPS) | 67.41 |
| Gross Margin | 95.92% |
| Net Profit Margin | 22.90% |
| Debt/Equity Ratio | 121.9% |
How did UJJIVAN perform over the long term?
See historical performance and comparisonDividends
1.2%
Current Dividend Yield5%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/04/30 06:06 |
| End of Day Share Price | 2024/04/30 00:00 |
| Earnings | 2023/12/31 |
| Annual Earnings | 2023/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Ujjivan Financial Services Limited is covered by 14 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Praveen Agarwal | Axis Capital Limited |
| Aalok Shah | Centrum Broking Limited |
| Dhananjay Sinha | Emkay Global Financial Services Ltd. |