Ujjivan Financial Services Limited

NSEI:UJJIVAN Stock Report

Market Cap: ₹70.0b

This company is no longer active

The company may no longer be operating, as it may be out of business. Find out why through their latest events.

Ujjivan Financial Services Past Earnings Performance

Past criteria checks 2/6

Ujjivan Financial Services has been growing earnings at an average annual rate of 32.1%, while the Consumer Finance industry saw earnings growing at 19.9% annually. Revenues have been growing at an average rate of 21.7% per year. Ujjivan Financial Services's return on equity is 23.4%, and it has net margins of 22.9%.

Key information

32.1%

Earnings growth rate

30.6%

EPS growth rate

Consumer Finance Industry Growth18.3%
Revenue growth rate21.7%
Return on equity23.4%
Net Margin22.9%
Last Earnings Update31 Dec 2023

Recent past performance updates

Recent updates

Ujjivan Financial Services Limited's (NSE:UJJIVAN) Earnings Are Not Doing Enough For Some Investors

Jan 16
Ujjivan Financial Services Limited's (NSE:UJJIVAN) Earnings Are Not Doing Enough For Some Investors

We Ran A Stock Scan For Earnings Growth And Ujjivan Financial Services (NSE:UJJIVAN) Passed With Ease

Oct 02
We Ran A Stock Scan For Earnings Growth And Ujjivan Financial Services (NSE:UJJIVAN) Passed With Ease

₹406 - That's What Analysts Think Ujjivan Financial Services Limited (NSE:UJJIVAN) Is Worth After These Results

May 22
₹406 - That's What Analysts Think Ujjivan Financial Services Limited (NSE:UJJIVAN) Is Worth After These Results

Ujjivan Financial Services Limited (NSE:UJJIVAN) Analysts Just Cut Their EPS Forecasts

Aug 14
Ujjivan Financial Services Limited (NSE:UJJIVAN) Analysts Just Cut Their EPS Forecasts

What Type Of Returns Would Ujjivan Financial Services'(NSE:UJJIVAN) Shareholders Have Earned If They Purchased Their SharesThree Years Ago?

Mar 17
What Type Of Returns Would Ujjivan Financial Services'(NSE:UJJIVAN) Shareholders Have Earned If They Purchased Their SharesThree Years Ago?

Are Dividend Investors Getting More Than They Bargained For With Ujjivan Financial Services Limited's (NSE:UJJIVAN) Dividend?

Feb 18
Are Dividend Investors Getting More Than They Bargained For With Ujjivan Financial Services Limited's (NSE:UJJIVAN) Dividend?

Here's What We Learned About The CEO Pay At Ujjivan Financial Services Limited (NSE:UJJIVAN)

Jan 28
Here's What We Learned About The CEO Pay At Ujjivan Financial Services Limited (NSE:UJJIVAN)

What Kind Of Shareholders Own Ujjivan Financial Services Limited (NSE:UJJIVAN)?

Jan 11
What Kind Of Shareholders Own Ujjivan Financial Services Limited (NSE:UJJIVAN)?

Have Insiders Been Selling Ujjivan Financial Services Limited (NSE:UJJIVAN) Shares?

Dec 22
Have Insiders Been Selling Ujjivan Financial Services Limited (NSE:UJJIVAN) Shares?

What Type Of Returns Would Ujjivan Financial Services'(NSE:UJJIVAN) Shareholders Have Earned If They Purchased Their SharesThree Years Ago?

Dec 01
What Type Of Returns Would Ujjivan Financial Services'(NSE:UJJIVAN) Shareholders Have Earned If They Purchased Their SharesThree Years Ago?

Ujjivan Financial Services Limited's (NSE:UJJIVAN) Attractive Combination: Does It Earn A Place In Your Dividend Portfolio?

Nov 11
Ujjivan Financial Services Limited's (NSE:UJJIVAN) Attractive Combination: Does It Earn A Place In Your Dividend Portfolio?

Are Institutions Heavily Invested In Ujjivan Financial Services Limited's (NSE:UJJIVAN) Shares?

Oct 13
Are Institutions Heavily Invested In Ujjivan Financial Services Limited's (NSE:UJJIVAN) Shares?

Need To Know: Ujjivan Financial Services Limited (NSE:UJJIVAN) Insiders Have Been Selling Shares

Sep 22
Need To Know: Ujjivan Financial Services Limited (NSE:UJJIVAN) Insiders Have Been Selling Shares

Ujjivan Financial Services' (NSE:UJJIVAN) Shareholders Are Down 29% On Their Shares

Sep 01
Ujjivan Financial Services' (NSE:UJJIVAN) Shareholders Are Down 29% On Their Shares

Revenue & Expenses Breakdown

How Ujjivan Financial Services makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NSEI:UJJIVAN Revenue, expenses and earnings (INR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 2335,8408,20911,9320
30 Sep 2334,7998,33411,0570
30 Jun 2334,0228,64510,5490
31 Mar 2332,8648,90710,0540
31 Dec 2230,5598,2259,3630
30 Sep 2223,6604,5099,2300
30 Jun 2217,9721,3718,6660
31 Mar 2211,772-1,9178,5360
31 Dec 219,773-2,2067,6930
30 Sep 215,218-4,7827,5980
30 Jun 216,709-3,4657,4790
31 Mar 218,856-1,9887,6420
31 Dec 2010,985-2,0488,0100
30 Sep 2018,5722,7607,9530
30 Jun 2019,8262,6438,8840
31 Mar 2016,7892,8237,6140
31 Dec 1917,1412,6147,9260
30 Sep 1915,6212,2127,3370
30 Jun 1914,1801,8726,7810
31 Mar 1912,8771,5046,3010
31 Dec 1813,5431,9946,9330
30 Sep 1813,5361,8834,8350
30 Jun 1810,8791,2726,1710
31 Mar 189,4382604,1860
31 Dec 175,779-3823,6530
30 Sep 175,472-2363,4290
30 Jun 176,3296143,1780
31 Mar 177,9892,0772,9520
31 Dec 168,4682,4322,6100
30 Sep 167,6682,4792,3980
30 Jun 166,9042,1332,1200
31 Mar 165,9431,7722,0880
31 Mar 153,3567581,4200
31 Mar 142,1445848750

Quality Earnings: UJJIVAN has high quality earnings.

Growing Profit Margin: UJJIVAN's current net profit margins (22.9%) are lower than last year (26.9%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: UJJIVAN's earnings have grown significantly by 32.1% per year over the past 5 years.

Accelerating Growth: UJJIVAN's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: UJJIVAN had negative earnings growth (-0.2%) over the past year, making it difficult to compare to the Consumer Finance industry average (44.2%).

Return on Equity

High ROE: Whilst UJJIVAN's Return on Equity (23.38%) is high, this metric is skewed due to their high level of debt.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/04/30 04:55
End of Day Share Price 2024/04/30 00:00
Earnings2023/12/31
Annual Earnings2023/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Ujjivan Financial Services Limited is covered by 14 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Praveen AgarwalAxis Capital Limited
Aalok ShahCentrum Broking Limited
Dhananjay SinhaEmkay Global Financial Services Ltd.