Galada Finance Limited, a non-banking financial company, engages in the hire purchase, hypothecation, and other credit facilities business in India.
Imperfect balance sheet with weak fundamentals.
Share Price & News
How has Galada Finance's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: 538881 has not had significant price volatility in the past 3 months.
7 Day Return
IN Consumer Finance
1 Year Return
IN Consumer Finance
Return vs Industry: 538881 underperformed the Indian Consumer Finance industry which returned 1.3% over the past year.
Return vs Market: 538881 underperformed the Indian Market which returned 5.1% over the past year.
Price Volatility Vs. Market
How volatile is Galada Finance's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Galada Finance undervalued compared to its fair value and its price relative to the market?
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate 538881's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate 538881's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: 538881 is unprofitable, so we can't compare its PE Ratio to the IN Consumer Finance industry average.
PE vs Market: 538881 is unprofitable, so we can't compare its PE Ratio to the Indian market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate 538881's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: 538881's PB Ratio (0.5x) is in line with the IN Consumer Finance industry average.
How is Galada Finance forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Diversified Financials industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Galada Finance has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Take a look at our analysis of 538881’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
- Galada Finance competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Diversified Financials industry.
How has Galada Finance performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 538881 is currently unprofitable.
Growing Profit Margin: 538881 is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: 538881 is unprofitable, and losses have increased over the past 5 years at a rate of 69.9% per year.
Accelerating Growth: Unable to compare 538881's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: 538881 is unprofitable, making it difficult to compare its past year earnings growth to the Consumer Finance industry (-3.4%).
Return on Equity
High ROE: 538881 has a negative Return on Equity (-13.81%), as it is currently unprofitable.
How is Galada Finance's financial position?
Financial Position Analysis
Short Term Liabilities: 538881's short term assets (₹62.6M) exceed its short term liabilities (₹3.6M).
Long Term Liabilities: 538881's short term assets (₹62.6M) exceed its long term liabilities (₹23.0M).
Debt to Equity History and Analysis
Debt Level: 538881's debt to equity ratio (52.3%) is considered high.
Reducing Debt: 538881's debt to equity ratio has increased from 40.4% to 52.3% over the past 5 years.
Debt Coverage: 538881's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: Insufficient data to determine if 538881's interest payments on its debt are well covered by EBIT.
What is Galada Finance current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate 538881's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate 538881's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if 538881's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if 538881's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: 538881 is not paying a notable dividend for the Indian market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of 538881's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.
How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
Jawarilal Ashok Galada (68 yo)
Mr. Jawarilal Ashok Kumar Galada serves as the Chief Executive Officer and Managing Director, Non Independent Executive/Whole Time Director at Galada Finance Limited. Mr. Galada gradated in commerce and ha ...
CEO Compensation Analysis
Compensation vs Market: Jawarilal Ashok's total compensation ($USD13.40K) is below average for companies of similar size in the Indian market ($USD49.39K).
Compensation vs Earnings: Jawarilal Ashok's compensation has been consistent with company performance over the past year.
|CEO, MD & Whole Time Director||no data||₹1.00m||18.89% |
|Independent Chairman||no data||₹10.00k||0.063% |
|Independent Non-Executive Director||24.33yrs||₹10.00k||no data|
|Non Executive Independent Director||6.58yrs||₹4.00k||no data|
|Non Executive Director||no data||no data||6.76% |
Experienced Board: 538881's board of directors are seasoned and experienced ( 24.3 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Galada Finance Limited's company bio, employee growth, exchange listings and data sources
- Name: Galada Finance Limited
- Ticker: 538881
- Exchange: BSE
- Founded: 1986
- Industry: Consumer Finance
- Sector: Diversified Financials
- Market Cap: ₹28.320m
- Shares outstanding: 3.00m
- Website: https://www.galadafinance.in
Number of Employees
- Galada Finance Limited
- Shanti Sadan Old No. 4 (New No.7)
- Shaffee Mohammed Road
- Tamil Nadu
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|538881||BSE (Mumbai Stock Exchange)||Yes||Equity Shares||IN||INR||Jan 2015|
Galada Finance Limited, a non-banking financial company, engages in the hire purchase, hypothecation, and other credit facilities business in India. It offers new and used vehicle loans, construction equip ...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/08/12 12:49|
|End of Day Share Price||2020/07/30 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.