BSE:519214

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Williamson Financial Services

Executive Summary

Williamson Financial Services Limited, a non-banking financial company, provides financial services in India.


Snowflake Analysis

Imperfect balance sheet with weak fundamentals.

Share Price & News

How has Williamson Financial Services's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: 519214's share price has been volatile over the past 3 months.


Market Performance


7 Day Return

-2.6%

519214

2.7%

IN Consumer Finance

2.4%

IN Market


1 Year Return

n/a

519214

1.3%

IN Consumer Finance

5.1%

IN Market

Return vs Industry: Insufficient data to determine how 519214 performed against the Indian Consumer Finance industry.

Return vs Market: Insufficient data to determine how 519214 performed against the Indian Market.


Shareholder returns

519214IndustryMarket
7 Day-2.6%2.7%2.4%
30 Day-7.1%2.9%5.2%
90 Dayn/a40.3%21.1%
1 Yearn/a4.1%1.3%7.0%5.1%
3 Year-87.8%-87.8%42.6%34.0%4.8%-0.2%
5 Year-88.8%-88.8%180.7%156.3%30.4%20.7%

Price Volatility Vs. Market

How volatile is Williamson Financial Services's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Williamson Financial Services undervalued compared to its fair value and its price relative to the market?


In this section, we usually try to help investors determine whether Williamson Financial Services is trading at an attractive price based on the cash flow it is expected to produce in the future. But as Williamson Financial Services has not provided consistent financial data, and the stock also has no analyst forecast or coverage, its intrinsic value cannot be reliably calculated by extrapolating past data or using analyst consensus cash flow predictions.

This is quite a rare situation as 89% of companies covered by Simply Wall St do have a valuation analysis.


Next Steps

  • Take a look at our analysis of 519214's management and see if the CEO's compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • When valuing a company like this, investors focus more on how they perceive the size of the opportunity, the company's ability to deliver and scale, and the strength of the team. While we are not analysing this type of data at the moment, if you don't know where to start, we recommend reading through Williamson Financial Services regulatory filings.
  • Explore potentially undervalued companies in the Diversified Financials industry.

Future Growth

How is Williamson Financial Services forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

31.9%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Williamson Financial Services has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has Williamson Financial Services performed over the past 5 years?

-64.9%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: 519214 is currently unprofitable.

Growing Profit Margin: 519214 is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: 519214 is unprofitable, and losses have increased over the past 5 years at a rate of 64.9% per year.

Accelerating Growth: Unable to compare 519214's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: 519214 is unprofitable, making it difficult to compare its past year earnings growth to the Consumer Finance industry (-3.4%).


Return on Equity

High ROE: 519214's liabilities exceed its assets, so it is difficult to calculate its Return on Equity.


Next Steps

Financial Health

How is Williamson Financial Services's financial position?


Financial Position Analysis

Short Term Liabilities: 519214 has negative shareholder equity, which is a more serious situation than short term assets not covering short term liabilities.

Long Term Liabilities: 519214 has negative shareholder equity, which is a more serious situation than short term assets not covering long term liabilities.


Debt to Equity History and Analysis

Debt Level: 519214 has negative shareholder equity, which is a more serious situation than a high debt level.

Reducing Debt: 519214's has negative shareholder equity, so we do not need to check if its debt has reduced over time.


Balance Sheet


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: Whilst unprofitable 519214 has sufficient cash runway for more than 3 years if it maintains its current positive free cash flow level.

Forecast Cash Runway: 519214 is unprofitable but has sufficient cash runway for more than 3 years, even with free cash flow being positive and shrinking by 15.2% per year.


Next Steps

Dividend

What is Williamson Financial Services's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate 519214's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate 519214's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if 519214's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if 519214's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of 519214's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

0.7yrs

Average board tenure


CEO

Shyam Mundhra (65 yo)

no data

Tenure

₹2,367,333

Compensation

Mr. Shyam Ratan Mundhra serves as the Chief Executive Officer, Chief Financial Officer and Manager at Williamson Financial Services Limited, where he joined on April 01, 2009.


CEO Compensation Analysis

Compensation vs Market: Shyam's total compensation ($USD31.73K) is below average for companies of similar size in the Indian market ($USD49.39K).

Compensation vs Earnings: Shyam's compensation has been consistent with company performance over the past year.


Board Members

NamePositionTenureCompensationOwnership
Aditya Khaitan
Non-Executive Chairmanno data₹25.00kno data
Kamal Kailash Baheti
Non-Executive Directorno data₹20.00kno data
Amritanshu Khaitan
Non-Executive Director5.42yrs₹15.00k0.43%
₹ 152.1k
Arundhuti Dhar
Director0.67yrno datano data
Gaurang Ajmera
Director0.67yrno datano data
Kumar Saraf
Director0.67yrno datano data

0.7yrs

Average Tenure

50yo

Average Age

Experienced Board: 519214's board of directors are not considered experienced ( 0.7 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Williamson Financial Services Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Williamson Financial Services Limited
  • Ticker: 519214
  • Exchange: BSE
  • Founded: 1971
  • Industry: Consumer Finance
  • Sector: Diversified Financials
  • Market Cap: ₹35.108m
  • Shares outstanding: 8.36m
  • Website: https://www.williamsonfinancial.in

Number of Employees


Location

  • Williamson Financial Services Limited
  • Export Promotion Industrial Park
  • Plot No. 1
  • North Guwahati
  • Assam
  • 781031
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
519214BSE (Mumbai Stock Exchange)YesEquity SharesININROct 1996

Biography

Williamson Financial Services Limited, a non-banking financial company, provides financial services in India. The company was formerly known as Makum Tea Co. (India) Limited and changed its name to William ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/08/12 12:46
End of Day Share Price2020/08/11 00:00
Earnings2020/03/31
Annual Earnings2020/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.