BSE:519214

Stock Analysis Report

Williamson Financial Services

Executive Summary

Williamson Financial Services Limited, a non-banking financial company, provides financial services in India.

Snowflake

Fundamentals

Slightly overvalued with worrying balance sheet.

Risks

  • Williamson Financial Services has significant price volatility in the past 3 months.
  • Williamson Financial Services is not covered by any analysts.

Share Price & News

How has Williamson Financial Services's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

-0.4%

BSE:519214

-3.6%

IN Consumer Finance

-2.1%

IN Market


1 Year Return

-54.2%

BSE:519214

-3.2%

IN Consumer Finance

-14.7%

IN Market

519214 underperformed the Consumer Finance industry which returned -3.1% over the past year.

519214 underperformed the Market in India which returned -14.6% over the past year.


Share holder returns

519214IndustryMarket
7 Day-0.4%-3.6%-2.1%
30 Day-2.3%1.9%-3.9%
90 Dayn/a-10.2%-10.1%
1 Year-54.2%-54.2%-2.5%-3.2%-12.9%-14.7%
3 Year-57.3%-57.3%59.3%56.0%17.7%11.5%
5 Year-63.7%-63.7%233.9%218.2%35.4%22.5%

Price Volatility Vs. Market

How volatile is Williamson Financial Services's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Williamson Financial Services undervalued based on future cash flows and its price relative to the stock market?

>50%

Discount to future cash flow value


Intrinsic Value Based on Future Cash Flows

Williamson Financial Services's share price is below the future cash flow value, and at a moderate discount (> 20%).

Williamson Financial Services's share price is below the future cash flow value, and at a substantial discount (> 40%).


Price Based on Earnings

Williamson Financial Services is loss making, we can't compare its value to the IN Consumer Finance industry average.

Williamson Financial Services is loss making, we can't compare the value of its earnings to the India market.


Price Based on Expected Growth

Unable to calculate PEG ratio for Williamson Financial Services, we can't assess if its growth is good value.


Price Based on Value of Assets

Williamson Financial Services has negative assets, we can't compare the value of its assets to the IN Consumer Finance industry average.


Next Steps

Future Growth

How is Williamson Financial Services expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

17.1%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Williamson Financial Services has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has Williamson Financial Services performed over the past 5 years?

-77.3%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Williamson Financial Services does not make a profit and their year on year earnings growth rate was negative over the past 5 years.

Unable to compare Williamson Financial Services's 1-year earnings growth to the 5-year average as it is not currently profitable.

Unable to compare Williamson Financial Services's 1-year growth to the IN Consumer Finance industry average as it is not currently profitable.


Return on Equity

It is difficult to establish if Williamson Financial Services has efficiently used shareholders’ funds last year (Return on Equity greater than 20%) due to its liabilities exceeding its assets.


Return on Assets

It is difficult to establish if Williamson Financial Services has efficiently used its assets last year compared to the IN Consumer Finance industry average (Return on Assets) as it is loss-making.


Return on Capital Employed

It is difficult to establish if Williamson Financial Services improved its use of capital last year versus 3 years ago (Return on Capital Employed) as it is currently loss-making.


Next Steps

Financial Health

How is Williamson Financial Services's financial position?


Financial Position Analysis

Williamson Financial Services's short term (1 year) commitments are greater than its holdings of cash and other short term assets.

Williamson Financial Services's cash and other short term assets cover its long term commitments.


Debt to Equity History and Analysis

Williamson Financial Services has negative shareholder equity (liabilities exceed assets), this is a more serious situation compared with a high debt level.

Irrelevant to check if Williamson Financial Services's debt level has increased considering it has negative shareholder equity.


Balance Sheet

Low level of unsold assets.

Williamson Financial Services has negative shareholder equity (liabilities exceed assets) therefore debt is not covered by short term assets.


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Williamson Financial Services has less than a year of cash runway based on current free cash flow.

Williamson Financial Services has less than a year of cash runway if free cash flow continues to grow at historical rates of 38.4% each year.


Next Steps

Dividend

What is Williamson Financial Services's current dividend yield, its reliability and sustainability?


Dividend Yield and Payments Analysis

Unable to evaluate Williamson Financial Services's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.

Unable to evaluate Williamson Financial Services's dividend against the top 25% market benchmark as the company has not reported any payouts.

Unable to perform a dividend volatility check as Williamson Financial Services has not reported any payouts.

Unable to verify if Williamson Financial Services's dividend has been increasing as the company has not reported any payouts.


Current Payout to Shareholders

Unable to calculate sustainability of dividends as Williamson Financial Services has not reported any payouts.


Future Payout to Shareholders

Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.


Next Steps

Management

What is the CEO of Williamson Financial Services's salary, the management and board of directors tenure and is there insider trading?

₹2m

CEO Compensation


CEO

Shyam Mundhra 0

0.0yrs

Tenure

₹2,491,388

Compensation

Mr. Shyam Ratan Mundhra serves as the Chief Executive Officer, Chief Financial Officer and Manager at Williamson Financial Services Limited. 


CEO Compensation Analysis

Shyam's remuneration is higher than average for companies of similar size in India.

Shyam's compensation has increased whilst company is loss making.


Insider Trading

No 3 month open market individual insider trading information.


Ownership Breakdown


Management Team

  • Prabir Bandyopadhyay

    Compliance Officer & Company Secretary

    • Tenure: 0.0yrs
    • Compensation: ₹2.29m
  • Shyam Mundhra

    CEO, CFO & Manager

    • Tenure: 0.0yrs
    • Compensation: ₹2.49m

Board Members

  • AK Khaitan (51yo)

    Non-Executive Chairman

    • Tenure: 0.0yrs
    • Compensation: ₹20.00k
  • Rama Jhawar (81yo)

    Non-Executive Director

    • Tenure: 0.0yrs
    • Compensation: ₹40.00k
  • Tippirajapuram Swaminathan (94yo)

    Independent Director

    • Tenure: 0.0yrs
    • Compensation: ₹30.00k
  • Kamal Kailash Baheti (56yo)

    Non-Executive Director

    • Tenure: 0.0yrs
    • Compensation: ₹20.00k
  • Jatin Hazarika (90yo)

    Independent Director

    • Tenure: 12.2yrs
    • Compensation: ₹20.00k
  • Amritanshu Khaitan (37yo)

    Non -Executive Director

    • Tenure: 4.4yrs
    • Compensation: ₹20.00k

Company Information

Williamson Financial Services Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Williamson Financial Services Limited
  • Ticker: 519214
  • Exchange: BSE
  • Founded: 1971
  • Industry: Consumer Finance
  • Sector: Diversified Financials
  • Market Cap: ₹99.892m
  • Shares outstanding: 8.36m
  • Website: https://www.williamsonfinancial.in

Number of Employees


Location

  • Williamson Financial Services Limited
  • Export Promotion Industrial Park
  • Plot No. 1
  • North Guwahati
  • Assam
  • 781031
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
519214BSE (Mumbai Stock Exchange)YesEquity SharesININROct 1996

Biography

Williamson Financial Services Limited, a non-banking financial company, provides financial services in India. The company was formerly known as Makum Tea Co. (India) Limited and changed its name to William ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/08/24 12:36
End of Day Share Price2019/08/21 00:00
Earnings2019/03/31
Annual Earnings2019/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.