K Z Leasing and Finance Limited, a non-banking financial company, provides financial services in India.
Fair value with acceptable track record.
Share Price & News
How has K Z Leasing and Finance's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: 511728's share price has been volatile over the past 3 months.
7 Day Return
IN Consumer Finance
1 Year Return
IN Consumer Finance
Return vs Industry: 511728 underperformed the Indian Consumer Finance industry which returned 1.3% over the past year.
Return vs Market: 511728 underperformed the Indian Market which returned 5.1% over the past year.
Price Volatility Vs. Market
How volatile is K Z Leasing and Finance's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is K Z Leasing and Finance undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate 511728's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate 511728's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: 511728 is good value based on its PE Ratio (6.9x) compared to the IN Consumer Finance industry average (11.1x).
PE vs Market: 511728 is good value based on its PE Ratio (6.9x) compared to the Indian market (14.3x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate 511728's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: 511728 is good value based on its PB Ratio (0.2x) compared to the IN Consumer Finance industry average (0.6x).
How is K Z Leasing and Finance forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Diversified Financials industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as K Z Leasing and Finance has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Examine whether K Z Leasing and Finance is trading at an attractive price based on how much it is expected to earn in the future, and relative to its industry peers and the wider market.
- K Z Leasing and Finance competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Diversified Financials industry.
How has K Z Leasing and Finance performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 511728 has high quality earnings.
Growing Profit Margin: 511728 became profitable in the past.
Past Earnings Growth Analysis
Earnings Trend: 511728's earnings have grown by 2.5% per year over the past 5 years.
Accelerating Growth: 511728 has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: 511728 has become profitable in the last year, making it difficult to compare its past year earnings growth to the Consumer Finance industry (-3.4%).
Return on Equity
High ROE: 511728's Return on Equity (2.9%) is considered low.
How is K Z Leasing and Finance's financial position?
Financial Position Analysis
Short Term Liabilities: 511728's short term assets (₹106.4M) exceed its short term liabilities (₹59.5M).
Long Term Liabilities: 511728's short term assets (₹106.4M) exceed its long term liabilities (₹11.4M).
Debt to Equity History and Analysis
Debt Level: 511728's debt to equity ratio (32.5%) is considered satisfactory.
Reducing Debt: 511728's debt to equity ratio has increased from 22.9% to 32.5% over the past 5 years.
Debt Coverage: 511728's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: Insufficient data to determine if 511728's interest payments on its debt are well covered by EBIT.
What is K Z Leasing and Finance current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate 511728's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate 511728's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if 511728's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if 511728's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of 511728's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.
How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
Pravinkumar bhai Patel
Mr. Pravinkumar bhai Keshavlal Patel serves as Managing Director of KZ Leasing & Finance Limited and has been its Chairman of the Board since January 2010. Mr. Patel serves as an Executive Director of KZ L ...
CEO Compensation Analysis
Compensation vs Market: Pravinkumar bhai's total compensation ($USD6.43K) is below average for companies of similar size in the Indian market ($USD49.39K).
Compensation vs Earnings: Pravinkumar bhai's compensation has been consistent with company performance over the past year.
|Chairman & MD||no data||₹480.00k||0.50% |
|CFO & Executive Director||10.58yrs||₹480.00k||2.53% |
|Woman Director||5.92yrs||₹480.00k||0.32% |
|Independent Director||3.67yrs||no data||0.0033% |
|Independent Director||2.42yrs||no data||no data|
|Independent Director||1.08yrs||no data||no data|
Experienced Board: 511728's board of directors are considered experienced (4.8 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: 511728 insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
K Z Leasing and Finance Limited's company bio, employee growth, exchange listings and data sources
- Name: K Z Leasing and Finance Limited
- Ticker: 511728
- Exchange: BSE
- Founded: 1986
- Industry: Consumer Finance
- Sector: Diversified Financials
- Market Cap: ₹23.448m
- Shares outstanding: 3.04m
- Website: https://www.kzgroup.in
- K Z Leasing and Finance Limited
- Deshna Chamber
- 1st Floor
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|511728||BSE (Mumbai Stock Exchange)||Yes||Equity Shares||IN||INR||Jul 2002|
K Z Leasing and Finance Limited, a non-banking financial company, provides financial services in India. It offers MSME finance products; finance products for small and medium enterprises; two, three, and f ...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/08/12 12:47|
|End of Day Share Price||2020/08/10 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.