BSE:531360

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Executive Summary

Golechha Global Finance Limited, a non-banking finance company, engages in the financial leasing activities in India.


Snowflake Analysis

Flawless balance sheet and fair value.

Share Price & News

How has Golechha Global Finance's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: 531360 has not had significant price volatility in the past 3 months.


Market Performance


7 Day Return

0%

531360

1.5%

IN Consumer Finance

1.3%

IN Market


1 Year Return

n/a

531360

-18.5%

IN Consumer Finance

-8.7%

IN Market

Return vs Industry: Insufficient data to determine how 531360 performed against the Indian Consumer Finance industry.

Return vs Market: Insufficient data to determine how 531360 performed against the Indian Market.


Shareholder returns

531360IndustryMarket
7 Day0%1.5%1.3%
30 Day-9.6%18.3%5.1%
90 Day-10.0%33.9%30.2%
1 Yearn/a-17.9%-18.5%-7.0%-8.7%
3 Year6.2%6.2%34.6%31.8%1.7%-3.0%
5 Year-39.4%-39.4%143.7%133.8%27.6%17.9%

Price Volatility Vs. Market

How volatile is Golechha Global Finance's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Golechha Global Finance undervalued compared to its fair value and its price relative to the market?

9.23x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate 531360's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate 531360's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: 531360 is good value based on its PE Ratio (9.2x) compared to the Consumer Finance industry average (11.9x).

PE vs Market: 531360 is good value based on its PE Ratio (9.2x) compared to the Indian market (12.7x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate 531360's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: 531360 is good value based on its PB Ratio (0.4x) compared to the IN Consumer Finance industry average (0.6x).


Next Steps

Future Growth

How is Golechha Global Finance forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

23.9%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Golechha Global Finance has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has Golechha Global Finance performed over the past 5 years?

19.6%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: 531360 has high quality earnings.

Growing Profit Margin: 531360's current net profit margins (40%) are lower than last year (47.9%).


Past Earnings Growth Analysis

Earnings Trend: 531360's earnings have grown by 19.6% per year over the past 5 years.

Accelerating Growth: 531360's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 531360 had negative earnings growth (-13.9%) over the past year, making it difficult to compare to the Consumer Finance industry average (4.4%).


Return on Equity

High ROE: 531360's Return on Equity (4.3%) is considered low.


Next Steps

Financial Health

How is Golechha Global Finance's financial position?


Financial Position Analysis

Short Term Liabilities: 531360's short term assets (₹89.3M) exceed its short term liabilities (₹1.4M).

Long Term Liabilities: 531360 has no long term liabilities.


Debt to Equity History and Analysis

Debt Level: 531360 is debt free.

Reducing Debt: 531360 has not had any debt for past 5 years.

Debt Coverage: 531360 has no debt, therefore it does not need to be covered by operating cash flow.

Interest Coverage: 531360 has no debt, therefore coverage of interest payments is not a concern.


Balance Sheet


Next Steps

Dividend

What is Golechha Global Finance current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate 531360's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate 531360's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if 531360's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if 531360's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of 531360's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

1.7yrs

Average management tenure


CEO

Gyan Garg (60yo)

10.08yrs

Tenure

₹240,000

Compensation

Mr. Gyan Swaroop Garg has been Managing Director of Golechha Global Finance Ltd. since June 26, 2010 and serves as its Chairman. He was Compliance Officer of Golechha Global Finance Ltd. Mr. Garg has been  ...


CEO Compensation Analysis

Compensation vs Market: Gyan's total compensation ($USD3.22K) is below average for companies of similar size in the Indian market ($USD49.50K).

Compensation vs Earnings: Gyan's compensation has been consistent with company performance over the past year.


Leadership Team

NamePositionTenureCompensationOwnership
Gyan Garg
Chairman & MD10.08yrs₹240.00kno data
Mihir Pal
CFO & Whole Time Director2.58yrs₹300.00kno data
Aditi Todi
Company Secretary & Compliance Officer1.08yrsno datano data

1.7yrs

Average Tenure

Experienced Management: 531360's management team is not considered experienced ( 1.7 years average tenure), which suggests a new team.


Board Members

NamePositionTenureCompensationOwnership
Gyan Garg
Chairman & MD10.08yrs₹240.00kno data
Mihir Pal
CFO & Whole Time Director2.58yrs₹300.00kno data
Divya Garg
Non-Executive Director10.25yrsno datano data
Durga Ramkrishnan
Independent Director10.25yrsno datano data
Devendra Garg
Independent Director9.42yrsno datano data

9.8yrs

Average Tenure

57yo

Average Age

Experienced Board: 531360's board of directors are considered experienced (9.8 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Golechha Global Finance Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Golechha Global Finance Limited
  • Ticker: 531360
  • Exchange: BSE
  • Founded: 1991
  • Industry: Consumer Finance
  • Sector: Diversified Financials
  • Market Cap: ₹35.035m
  • Shares outstanding: 5.50m
  • Website: https://www.golechhaglobal.com

Number of Employees


Location

  • Golechha Global Finance Limited
  • 522, Tobacco House
  • 5th Floor
  • Kolkata
  • West Bengal
  • 700001
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
531360BSE (Mumbai Stock Exchange)YesEquity SharesININRMay 2007

Biography

Golechha Global Finance Limited, a non-banking finance company, engages in the financial leasing activities in India. It provides loans and advances. The company was incorporated in 1991 and is based in Kolkata, India. 


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/07/06 12:50
End of Day Share Price2020/06/25 00:00
Earnings2020/03/31
Annual Earnings2020/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.