BSE:539839

Stock Analysis Report

NOT FOR DISTRIBUTION
Header cover image

Franklin Leasing and Finance

Executive Summary

Franklin Leasing and Finance Limited, a non-banking finance company, engages in the business of advancing loans and investing/trading in securities.


Snowflake Analysis

Flawless balance sheet with proven track record.


Similar Companies

Share Price & News

How has Franklin Leasing and Finance's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: 539839 has not had significant price volatility in the past 3 months.


Market Performance


7 Day Return

0%

539839

1.5%

IN Consumer Finance

1.3%

IN Market


1 Year Return

n/a

539839

-18.5%

IN Consumer Finance

-8.7%

IN Market

Return vs Industry: Insufficient data to determine how 539839 performed against the Indian Consumer Finance industry.

Return vs Market: Insufficient data to determine how 539839 performed against the Indian Market.


Shareholder returns

539839IndustryMarket
7 Day0%1.5%1.3%
30 Day-20.0%18.3%5.1%
90 Dayn/a33.9%30.2%
1 Yearn/a-17.9%-18.5%-7.0%-8.7%
3 Year36.5%36.5%34.6%31.8%1.7%-3.0%
5 Yearn/a143.7%133.8%27.6%17.9%

Price Volatility Vs. Market

How volatile is Franklin Leasing and Finance's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Franklin Leasing and Finance undervalued compared to its fair value and its price relative to the market?

156.04x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate 539839's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate 539839's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: 539839 is poor value based on its PE Ratio (156x) compared to the Consumer Finance industry average (11.9x).

PE vs Market: 539839 is poor value based on its PE Ratio (156x) compared to the Indian market (12.7x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate 539839's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: 539839 is overvalued based on its PB Ratio (1.2x) compared to the IN Consumer Finance industry average (0.6x).


Next Steps

Future Growth

How is Franklin Leasing and Finance forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

23.9%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Franklin Leasing and Finance has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has Franklin Leasing and Finance performed over the past 5 years?

10.9%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: 539839 has high quality earnings.

Growing Profit Margin: 539839's current net profit margins (13%) are higher than last year (12.1%).


Past Earnings Growth Analysis

Earnings Trend: 539839's earnings have grown by 10.9% per year over the past 5 years.

Accelerating Growth: 539839's earnings growth over the past year (10.9%) is below its 5-year average (10.9% per year).

Earnings vs Industry: 539839 earnings growth over the past year (10.9%) exceeded the Consumer Finance industry 4.4%.


Return on Equity

High ROE: 539839's Return on Equity (0.8%) is considered low.


Next Steps

Financial Health

How is Franklin Leasing and Finance's financial position?


Financial Position Analysis

Short Term Liabilities: 539839's short term assets (₹352.1M) exceed its short term liabilities (₹7.3M).

Long Term Liabilities: 539839's short term assets (₹352.1M) exceed its long term liabilities (₹811.0K).


Debt to Equity History and Analysis

Debt Level: 539839 is debt free.

Reducing Debt: 539839 has not had any debt for past 5 years.

Debt Coverage: 539839 has no debt, therefore it does not need to be covered by operating cash flow.

Interest Coverage: 539839 has no debt, therefore coverage of interest payments is not a concern.


Balance Sheet


Next Steps

Dividend

What is Franklin Leasing and Finance current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate 539839's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate 539839's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if 539839's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if 539839's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of 539839's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

5.6yrs

Average management tenure


CEO

Ram Patodia (24yo)

2.17yrs

Tenure

Mr. Ram Bimal Patodia has been an Additional Executive & Non-Independent Director of Franklin Leasing and Finance Ltd since February 2018 and also serves as its Chairperson. He serves as Managing Director  ...


Leadership Team

NamePositionTenureCompensationOwnership
Ram Patodia
Chairperson & MD2.17yrsno datano data
Raju Ram
CFO & Accounts Head5.58yrs₹240.00kno data
Sachin Deora
Operation Head6.25yrsno datano data
Shanu Jain
Compliance Officer & Company Secretary5.58yrsno datano data
Ramesh Dalmia
Non-Independent & Executive Director5.58yrsno datano data
Jagdev Yadav
Non-Independent Executive Director0.83yrno datano data

5.6yrs

Average Tenure

45yo

Average Age

Experienced Management: 539839's management team is seasoned and experienced (5.6 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Ram Patodia
Chairperson & MD2.17yrsno datano data
Ramesh Dalmia
Non-Independent & Executive Director5.58yrsno datano data
Jagdev Yadav
Non-Independent Executive Director0.83yrno datano data
Sunitha Gupta
Independent & Non-Executive Director4.17yrsno datano data
Barun Naskar
Non-Executive Independent Director0.83yrno datano data

2.5yrs

Average Tenure

45yo

Average Age

Experienced Board: 539839's board of directors are not considered experienced ( 2.5 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Franklin Leasing and Finance Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Franklin Leasing and Finance Limited
  • Ticker: 539839
  • Exchange: BSE
  • Founded: 1992
  • Industry: Consumer Finance
  • Sector: Diversified Financials
  • Market Cap: ₹454.533m
  • Shares outstanding: 15.78m
  • Website: https://www.franklinleasing.in

Location

  • Franklin Leasing and Finance Limited
  • Unit/Shop No.205
  • Second Floor
  • Delhi
  • Delhi
  • 110034
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
539839BSE (Mumbai Stock Exchange)YesEquity SharesININRApr 2016

Biography

Franklin Leasing and Finance Limited, a non-banking finance company, engages in the business of advancing loans and investing/trading in securities. It also provides unsecured ICD loans and personal loans, as well as focuses on providing loans against property, IPO funding, and financial and management consultancy services. The company was incorporated in 1992 and is based in Delhi, India. 


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/07/06 12:46
End of Day Share Price2020/06/09 00:00
Earnings2019/09/30
Annual Earnings2019/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.